thatguygriff
6c4097b385
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Implements the payments foundation for #7. Without Stripe credentials everything works on e-transfer (pending payment confirmed by a studio admin); when Stripe keys are configured the default flips to credit card. Per-student override (card/etransfer/comp) is set on the student detail. - Schema: us_payments (amount DECIMAL dollars, method, status, receipt, stripe intent id). - src/Payment/: Payment VO, PaymentRepository, StudioSettings (Stripe options + isStripeConfigured + settings page), BillingMethodResolver (per-student override; default card if configured else etransfer), ReceiptMailer, PaymentService (create at registration, link payment_id, comp->paid+confirm, markPaid->confirm+receipt), PaymentController (e-transfer confirmation queue), PaymentEndpoint (PATCH /payments/{id}). - Booking + enrolment create the payment from the offering price; comp auto-confirms the lesson; setPaymentId on both repositories. - Admin: Studio Settings + Payments menus (manage_billing); per-student billing method on the student detail page. - Docs: payments.md + README updated. Deferred to a follow-up: the live Stripe card charge (PaymentIntent + Stripe.js Elements + webhook + stripe/stripe-php). Until then a card payment is created pending and confirmed like an e-transfer. Tests: tests/Unit/Payment/ (VO, repository, resolver, service, mailer). composer test (147), cs, and PHPStan level 6 all pass. Refs #7 Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>