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Students can no longer cancel their own lesson online once it starts within a configured window; instructors and studio admins can always cancel. - Studio default `us_cancellation_cutoff_hours` (stored/computed in hours, entered and displayed in days under Studio Settings → Cancellations). - Optional per-offering override `cancellation_cutoff_hours` (entered in hours); blank inherits the studio default, 0 allows anytime cancellation. - `Booking\CancellationPolicy` resolves the effective window and decides; `BookingEndpoint::cancel()` returns a 403 `cancellation_closed` when too late. The instructor status endpoint and studio-admin student actions bypass it. Closes #93 Co-Authored-By: Claude Opus 4.8 <[email protected]>