Stripe configuration was a one-way door. Keys could be entered but never
removed, and entering them moved every student onto card billing at once,
so there was no way to have Stripe live and satisfy yourself that card
payments worked before committing the studio to them.
Two settings-page changes open both directions:
Default payment method (`us_default_payment_method`) is now an explicit
choice between card and e-transfer for students with no per-student
override, rather than something inferred from whether keys exist. Card
remains the default, so a site that adds keys and changes nothing else
behaves as before. BillingMethodResolver still degrades a card default to
e-transfer while Stripe is unconfigured — there is nothing to charge a
card with — and `comp` is deliberately not offerable studio-wide, since
it would silently stop billing everybody; an unrecognised stored value
reads back as card. Holding the default on e-transfer with Stripe live is
the staged-rollout path: move individual students to card on their detail
page, watch real charges land, then flip the studio over.
Clear Stripe configuration deletes the publishable key, secret key and
webhook signing secret and returns the mode to test, so a re-configuration
later cannot inherit live. Currency, HST, e-transfer and registration
settings are untouched, as are recorded payments. The button only appears
when some Stripe value is stored, and reuses the page's existing nonce and
`manage_billing` check.
`composer test` (915), `composer lint` and `composer cs` all pass. Options
only — no schema change, so no version bump.
Closes#173
Co-Authored-By: Claude Opus 5 <[email protected]>
Claude-Session: https://claude.ai/code/session_01WyktWmwNRgMYuwe5eBuPZm
Implements the payments foundation for #7. Without Stripe credentials
everything works on e-transfer (pending payment confirmed by a studio
admin); when Stripe keys are configured the default flips to credit card.
Per-student override (card/etransfer/comp) is set on the student detail.
- Schema: us_payments (amount DECIMAL dollars, method, status, receipt,
stripe intent id).
- src/Payment/: Payment VO, PaymentRepository, StudioSettings (Stripe
options + isStripeConfigured + settings page), BillingMethodResolver
(per-student override; default card if configured else etransfer),
ReceiptMailer, PaymentService (create at registration, link payment_id,
comp->paid+confirm, markPaid->confirm+receipt), PaymentController
(e-transfer confirmation queue), PaymentEndpoint (PATCH /payments/{id}).
- Booking + enrolment create the payment from the offering price; comp
auto-confirms the lesson; setPaymentId on both repositories.
- Admin: Studio Settings + Payments menus (manage_billing); per-student
billing method on the student detail page.
- Docs: payments.md + README updated.
Deferred to a follow-up: the live Stripe card charge (PaymentIntent +
Stripe.js Elements + webhook + stripe/stripe-php). Until then a card
payment is created pending and confirmed like an e-transfer.
Tests: tests/Unit/Payment/ (VO, repository, resolver, service, mailer).
composer test (147), cs, and PHPStan level 6 all pass.
Refs #7
Co-Authored-By: Claude Opus 4.8 <[email protected]>