Let parents register once and book for their children

A parent registers once and manages lessons for one or more children, who
need no login of their own. A child is a real wp_users row with the student
role but no usable login — so student_id keeps meaning "a WordPress user"
on every table, and booking, credits, policies and enrolments work unchanged.
A us_guardians link table maps guardian to child.

The signup form gains a parent/guardian tick that reveals a block per child,
with the account-signup questions asked per child rather than per guardian
— they describe the student, not the account holder. Signup policies are
recorded once per child with the guardian as the acceptor, which is the
record that actually means something. A family that half-creates is rolled
back entirely rather than leaving a guardian who cannot re-register.

The booking and enrolment forms gain a "Who is this for?" picker listing
children first, so the default selection is never the parent — booking for
the wrong child is correctable, quietly billing a parent for their kid's
lesson is not. POST /bookings and POST /enrollments take an optional
student_id honoured only for that child's guardian; anything else is a 403.
That check is the authorisation boundary of the feature.

Payments and credits gain a payer: the charge names the child it was for and
the guardian who owes it, so per-child reporting is unchanged while notices,
receipts and the payment step reach the parent. Credit is held by the payer,
so one child's cancellation can settle a sibling's charge, and the daily
billing scan sends a guardian one notice covering every child.

Closes #132

Co-Authored-By: Claude Opus 5 <[email protected]>

src/RestRegistrar.php

@@ -12,6 +12,7 @@ use Unsupervised\Schedular\Booking\CancellationPolicy;
 use Unsupervised\Schedular\GroupClass\EnrollmentEndpoint;
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\OfferingEndpoint;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\PaymentEndpoint;
@@ -37,13 +38,13 @@ class RestRegistrar {
 	private EnrollmentEndpoint $enrollmentEndpoint;
 	private PaymentEndpoint $paymentEndpoint;
 
-	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, RegistrationGate $gate, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, PaymentService $paymentService ) {
+	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, RegistrationGate $gate, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, PaymentService $paymentService, GuardianService $guardians ) {
 		$this->availabilityEndpoint = new AvailabilityEndpoint( $availability, new WindowValidator( $offerings ) );
-		$this->bookingEndpoint      = new BookingEndpoint( $availability, $bookings, $offerings, $gate, $paymentService, new CancellationPolicy( new StudioSettings() ) );
+		$this->bookingEndpoint      = new BookingEndpoint( $availability, $bookings, $offerings, $gate, $paymentService, new CancellationPolicy( new StudioSettings() ), $guardians );
 		$this->offeringEndpoint     = new OfferingEndpoint( $offerings, $groupAccess );
 		$this->questionEndpoint     = new QuestionEndpoint( $questions, $offerings );
 		$this->policyEndpoint       = new PolicyEndpoint( $policies, $policyVersions, $policyService );
-		$this->enrollmentEndpoint   = new EnrollmentEndpoint( $enrollments, $offerings, $gate, $paymentService, $groupAccess );
+		$this->enrollmentEndpoint   = new EnrollmentEndpoint( $enrollments, $offerings, $gate, $paymentService, $groupAccess, $guardians );
 		$this->paymentEndpoint      = new PaymentEndpoint( $paymentService );
 	}