diff --git a/CHANGELOG.md b/CHANGELOG.md
index baabcda..90b0b65 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -11,7 +11,17 @@ When a `v*` tag is pushed, `.gitea/workflows/release.yml` publishes the matching
 the plugin to the next patch version and adds a fresh section here for it. Record
 each change under the current top section as you work.
 
-## [1.2.5]
+## [1.3.0]
+
+### Added
+- **Parent and guardian accounts.** A parent registers once and manages lessons for one or more children, who need no login of their own. The signup form gains an **"I'm registering as a parent or guardian"** tick that reveals a block per child — name, date of birth, and the studio's account-signup questions asked **per child**, since those describe the student rather than the account holder. Signup policies are recorded once per child with the guardian named as the person who agreed, which is the record that actually means something: "this guardian accepted version N on behalf of this child, at this time, from this address." A guardian can also be a student themselves and book their own lessons from the same account.
+- A **"Who is this for?"** picker on the booking and group-class forms, listing **children first** and the account holder last — so the default selection is never the parent, and a lesson meant for a child is not quietly booked and billed in the parent's name. An account with only itself on the list sees no picker and behaves exactly as before. A guardian's upcoming-lessons panel covers the whole household, each row naming whose lesson it is, and they can cancel or withdraw for any of their children.
+- A **Family** page for guardians (`[us_family]`, or the **Family** block) to add, edit and remove children after signup. Removing a child is refused once they have lessons or enrolments on record — that history belongs to them, and the studio unpicks it by hand rather than the page orphaning it.
+- **One family, one bill.** Payments record the child the lesson was for *and* the guardian who owes it, so per-child reporting is unchanged while notices, receipts and the payment step all go to the parent. Account credit is held by the payer, so a credit from one child's cancelled lesson can settle a sibling's next charge, and the billing-method override (comp / card / e-transfer) is one setting on the guardian rather than one per child. The daily billing scan sends a guardian **one** notice covering every child, with each line naming whose lesson it is.
+- **Students** in wp-admin gains a **Family** column linking a child to their guardian and a guardian to their children, and the student screen gains a **Family** panel. A child's row shows the guardian's email — a child's own address is a placeholder that can never receive mail — and their credit balance is labelled with whose account actually holds it.
+
+### Changed
+- Child accounts **cannot be signed in to**. They hold the student role so every existing lookup keeps working, but authentication is refused outright and the booking capability is withheld, so the only route to a lesson in a child's name is their guardian's authorised booking.
 
 ## [1.2.4]
 
diff --git a/assets/css/frontend.css b/assets/css/frontend.css
index e305d00..c76504b 100644
--- a/assets/css/frontend.css
+++ b/assets/css/frontend.css
@@ -388,6 +388,108 @@
     }
 }
 
+/*
+ * "Who is this for?" picker — booking and enrolment. Present only on an account
+ * that books for more than one person, so it is styled as a normal field rather
+ * than a callout.
+ */
+.us-student-picker select {
+    max-width: 100%;
+}
+
+/* Whose lesson a row in the upcoming panel is — only shown on a family account. */
+.us-my-lesson-who {
+    font-weight: normal;
+    opacity: 0.75;
+}
+
+/* Parent/guardian signup: the child blocks revealed by the checkbox. */
+.us-guardian {
+    margin: 16px 0;
+    padding: 12px 14px;
+    border: 1px solid #ddd;
+    border-radius: 4px;
+}
+
+.us-guardian legend {
+    padding: 0 6px;
+    font-weight: 600;
+}
+
+.us-children-intro {
+    margin-top: 0;
+    font-size: 0.9em;
+    opacity: 0.8;
+}
+
+/*
+ * Each child is a bordered group so a family of three does not read as one long
+ * undifferentiated column of fields.
+ */
+.us-child {
+    margin-bottom: 12px;
+    padding: 10px 12px;
+    border-left: 3px solid #ddd;
+    background: #fafafa;
+}
+
+.us-child > p:last-child {
+    margin-bottom: 0;
+}
+
+/* The guardian's manage-children screen ([us_family]). */
+.us-family-list {
+    margin: 0 0 20px;
+    padding: 0;
+    list-style: none;
+}
+
+.us-family-child {
+    display: flex;
+    flex-wrap: wrap;
+    gap: 8px 12px;
+    align-items: baseline;
+    padding: 10px 0;
+    border-bottom: 1px solid #eee;
+}
+
+.us-family-child-name {
+    font-weight: 600;
+}
+
+.us-family-child-dob {
+    font-size: 0.9em;
+    opacity: 0.75;
+}
+
+/*
+ * The actions sit at the far end of the row. Remove is its own form (it posts),
+ * so it is forced inline rather than taking a block of its own.
+ */
+.us-family-child-actions {
+    display: flex;
+    gap: 10px;
+    align-items: baseline;
+    margin-left: auto;
+}
+
+.us-family-remove {
+    display: inline;
+}
+
+/* The editing row replaces the child's line, so it spans the whole width. */
+.us-family-edit {
+    width: 100%;
+}
+
+@media (max-width: 640px) {
+    /* A name, a date and two actions do not fit one narrow line. */
+    .us-family-child-actions {
+        margin-left: 0;
+        width: 100%;
+    }
+}
+
 /* Shown only in block-editor previews (see BlockPreview). */
 .us-editor-note {
     font-size: 0.85em;
diff --git a/assets/js/blocks.js b/assets/js/blocks.js
index 7c55aaf..2ce1ff0 100644
--- a/assets/js/blocks.js
+++ b/assets/js/blocks.js
@@ -282,6 +282,28 @@
                 })
             ),
         },
+        {
+            name: 'us-scheduler/family',
+            title: __('Family', 'unsupervised-schedular'),
+            description: __('Lets a parent or guardian add, edit and remove the children they book lessons for.', 'unsupervised-schedular'),
+            icon: 'groups',
+            keywords: ['family', 'children', 'guardian', 'parent'],
+            shortcode: 'us_family',
+            attributes: {
+                loginPageId: { type: 'number', default: 0 },
+            },
+            inspector: (attributes, setAttributes) => el(
+                PanelBody,
+                { title: __('Logged-out visitors', 'unsupervised-schedular') },
+                el(PageSelect, {
+                    label: __('Login page', 'unsupervised-schedular'),
+                    help: __('Where visitors who are not signed in are sent to log in.', 'unsupervised-schedular'),
+                    defaultLabel: __('WordPress login screen', 'unsupervised-schedular'),
+                    value: attributes.loginPageId,
+                    onChange: (loginPageId) => setAttributes({ loginPageId }),
+                })
+            ),
+        },
     ];
 
     blocks.forEach((def) => {
diff --git a/assets/js/booking.js b/assets/js/booking.js
index aa51ff7..af7d9a7 100644
--- a/assets/js/booking.js
+++ b/assets/js/booking.js
@@ -16,6 +16,11 @@
     const pinnedTypeId  = Number(app.dataset.lessonType) || 0;
     const filterEnabled = app.dataset.typeFilter !== '0';
 
+    // Who this account may book for — children first, the account holder last,
+    // so a guardian's default selection is a child rather than themselves. A
+    // single-student account has one entry and gets no picker.
+    const students = window.usGuardian.parseStudents(app.dataset.students);
+
     function apiFetch(path, options = {}) {
         return fetch(restUrl + path, {
             ...options,
@@ -453,6 +458,7 @@
             <div class="us-register">
                 <h3>${escHtml(dayLabel(dayKey(slot.start_dt)))} · ${escHtml(timeOf(slot.start_dt))}–${escHtml(timeOf(slot.end_dt))}</h3>
                 <form id="us-register-form">
+                    ${window.usGuardian.selectorHtml(students, 'us-booking-student')}
                     ${offeringFieldHtml(tied, tiedId, choices)}
                     <div id="us-questions"></div>
                     ${policies.map(policyField).join('')}
@@ -553,6 +559,7 @@
             body: JSON.stringify({
                 slot_id: slot.id,
                 offering_id: offeringId,
+                student_id: window.usGuardian.selectedId('us-booking-student'),
                 recurrence: weeklyEl && weeklyEl.checked ? 'weekly' : 'single',
                 answers,
                 accepted_policy_version_ids: accepted,
@@ -579,6 +586,15 @@
     // How many upcoming lessons to show before the "Show all" reveal.
     const INITIAL_LESSON_COUNT = 5;
 
+    // Whose lesson this is. Only shown on an account that books for more than
+    // one person — on a single-student account the name is on every row and says
+    // nothing.
+    function lessonWhoHtml(l) {
+        if (students.length < 2 || !l.student_name) return '';
+
+        return ` <span class="us-my-lesson-who">— ${escHtml(String(l.student_name))}</span>`;
+    }
+
     function lessonRowHtml(l) {
         const title    = l.offering_title ? escHtml(String(l.offering_title)) : 'Lesson';
         const duration = l.duration_minutes ? ` <span class="us-my-lesson-duration">(${escHtml(String(l.duration_minutes))} min)</span>` : '';
@@ -588,7 +604,7 @@
         return `
             <div class="us-my-lesson">
                 <div class="us-my-lesson-info">
-                    <strong class="us-my-lesson-title">${title}${duration}</strong>
+                    <strong class="us-my-lesson-title">${title}${duration}${lessonWhoHtml(l)}</strong>
                     <span class="us-my-lesson-when">${escHtml(dayLabel(dayKey(l.start_dt)))} · ${escHtml(timeOf(l.start_dt))}–${escHtml(timeOf(l.end_dt))}</span>
                 </div>
                 <div class="us-my-lesson-actions">
diff --git a/assets/js/group-classes.js b/assets/js/group-classes.js
index e43248a..ede66ef 100644
--- a/assets/js/group-classes.js
+++ b/assets/js/group-classes.js
@@ -17,6 +17,10 @@
     // enrolment controls.
     const singleOfferingId = Number(app.dataset.offering || 0);
 
+    // Who this account may enrol — children first, the account holder last, so a
+    // guardian's default selection is a child. One entry means no picker.
+    const students = window.usGuardian.parseStudents(app.dataset.students);
+
     function apiFetch(path, options = {}) {
         return fetch(restUrl + path, {
             ...options,
@@ -202,6 +206,7 @@
             <div class="us-register">
                 <h3>${escHtml(offering.title)}</h3>
                 <form id="us-enrol-form">
+                    ${window.usGuardian.selectorHtml(students, 'us-enrol-student')}
                     ${questions.map(questionField).join('')}
                     ${policies.map(policyField).join('')}
                     ${window.usPricing.summaryHtml(offering)}
@@ -239,6 +244,7 @@
             method: 'POST',
             body: JSON.stringify({
                 offering_id: offering.id,
+                student_id: window.usGuardian.selectedId('us-enrol-student'),
                 answers,
                 accepted_policy_version_ids: accepted,
             }),
diff --git a/assets/js/guardian.js b/assets/js/guardian.js
new file mode 100644
index 0000000..af06a1b
--- /dev/null
+++ b/assets/js/guardian.js
@@ -0,0 +1,68 @@
+/**
+ * "Who is this for?" picker, shared by the lesson-booking and group-class
+ * registration forms.
+ *
+ * The list arrives from the server already ordered children-first, with the
+ * account holder last, and this module preserves that order: a guardian's
+ * default selection is their first child, never themselves. Booking for the
+ * wrong child is a correctable mistake; quietly enrolling the parent in a class
+ * meant for their kid is not.
+ */
+(function () {
+    'use strict';
+
+    function escHtml(str) {
+        return String(str)
+            .replace(/&/g, '&amp;')
+            .replace(/</g, '&lt;')
+            .replace(/>/g, '&gt;')
+            .replace(/"/g, '&quot;');
+    }
+
+    /**
+     * Read the server-rendered student list off a `data-students` attribute.
+     * Anything unparseable degrades to an empty list, which renders no picker
+     * and books for the signed-in user — the pre-guardian behaviour.
+     */
+    function parseStudents(raw) {
+        if (!raw) return [];
+        try {
+            const list = JSON.parse(raw);
+            return Array.isArray(list) ? list : [];
+        } catch (e) {
+            return [];
+        }
+    }
+
+    /**
+     * The picker's markup, or an empty string when there is nothing to choose:
+     * an account with only itself on the list never sees the question.
+     */
+    function selectorHtml(students, id) {
+        if (!students || students.length < 2) return '';
+
+        const options = students.map((s) => {
+            // The account holder reads as "Myself" — their own name next to their
+            // children's is ambiguous about which row is the parent.
+            const label = s.is_self ? `Myself (${s.name})` : s.name;
+            return `<option value="${Number(s.id)}">${escHtml(label)}</option>`;
+        }).join('');
+
+        return `
+            <p class="us-student-picker">
+                <label for="${id}">Who is this for?<br>
+                <select id="${id}" required>${options}</select></label>
+            </p>`;
+    }
+
+    /**
+     * The chosen student id, or 0 when no picker was rendered — the server
+     * reads 0 as "the caller books for themselves".
+     */
+    function selectedId(id) {
+        const el = document.getElementById(id);
+        return el ? Number(el.value) || 0 : 0;
+    }
+
+    window.usGuardian = { parseStudents, selectorHtml, selectedId };
+}());
diff --git a/assets/js/register.js b/assets/js/register.js
index ca56f1c..93b8364 100644
--- a/assets/js/register.js
+++ b/assets/js/register.js
@@ -1,23 +1,31 @@
 /**
- * Progressive enhancement for the two-step student registration form.
+ * Progressive enhancement for the student registration form.
  *
- * When account-signup questions are configured the form renders two panels
- * (`[data-step="1"]` account details, `[data-step="2"]` the questions) inside a
- * single form marked `data-steps="1"`. This script hides step two behind a
- * "Next" button that only advances once step one passes native validation.
- * Without JS both panels stay visible and the single submit still works.
+ * Two independent behaviours, both optional — without JS every panel stays
+ * visible and the single submit still works:
+ *
+ * 1. **Two steps.** When account-signup questions are configured the form
+ *    renders two panels (`[data-step="1"]` account details, `[data-step="2"]`
+ *    the questions) inside a form marked `data-steps="1"`. Step two is hidden
+ *    behind a "Next" button that only advances once step one passes native
+ *    validation.
+ * 2. **Parent/guardian.** The children section is hidden until the
+ *    parent/guardian box is ticked, and "Add another child" clones the child
+ *    block. Ticking the box also takes the guardian's *own* question panel out
+ *    of play — in guardian mode the questions are asked per child, so the
+ *    server ignores those answers and the browser must not demand them.
  */
 (function () {
 	'use strict';
 
-	function enhance(form) {
+	function enhanceSteps(form) {
 		var step1 = form.querySelector('[data-step="1"]');
 		var step2 = form.querySelector('[data-step="2"]');
 		var next = form.querySelector('.us-reg-next');
 		var back = form.querySelector('.us-reg-back');
 
 		if (!step1 || !step2 || !next) {
-			return;
+			return null;
 		}
 
 		function show(step) {
@@ -45,13 +53,107 @@
 				show(1);
 			});
 		}
+
+		return {
+			step2: step2,
+			next: next,
+			earlySubmit: form.querySelector('.us-reg-submit-early'),
+		};
+	}
+
+	/**
+	 * Rewrite a cloned child block's `children[0][…]` names and ids to the new
+	 * index, and clear the values carried over from the block it was cloned from.
+	 */
+	function reindex(block, index) {
+		block.setAttribute('data-child-index', String(index));
+
+		var fields = block.querySelectorAll('input, select, textarea');
+		for (var i = 0; i < fields.length; i++) {
+			var field = fields[i];
+
+			if (field.name) {
+				field.name = field.name.replace(/^children\[\d+\]/, 'children[' + index + ']');
+			}
+
+			var oldId = field.id;
+			if (oldId) {
+				field.id = oldId.replace(/^us-child-\d+-/, 'us-child-' + index + '-');
+
+				var label = block.querySelector('label[for="' + oldId + '"]');
+				if (label) {
+					label.setAttribute('for', field.id);
+				}
+			}
+
+			if (field.type === 'checkbox' || field.type === 'radio') {
+				field.checked = false;
+			} else {
+				field.value = '';
+			}
+		}
+	}
+
+	function enhanceGuardian(form, steps) {
+		var toggle = form.querySelector('#us-is-guardian');
+		var children = form.querySelector('#us-children');
+
+		if (!toggle || !children) {
+			return;
+		}
+
+		var addButton = children.querySelector('.us-add-child');
+		var nextIndex = 1;
+
+		// The guardian's own question panel is only meaningful when they are
+		// registering for themselves. Disabling it (rather than hiding it) is what
+		// stops a `required` question the server will ignore from blocking submit.
+		function sync() {
+			children.hidden = !toggle.checked;
+
+			if (!steps) {
+				return;
+			}
+
+			var fields = steps.step2.querySelectorAll('input, select, textarea');
+			for (var i = 0; i < fields.length; i++) {
+				fields[i].disabled = toggle.checked;
+			}
+
+			// With the questions out of play there is no second step to advance to,
+			// so "Next" would be a dead end — swap it for the submit.
+			steps.next.hidden = toggle.checked;
+
+			if (steps.earlySubmit) {
+				steps.earlySubmit.hidden = !toggle.checked;
+			}
+		}
+
+		toggle.addEventListener('change', sync);
+		sync();
+
+		if (addButton) {
+			addButton.addEventListener('click', function () {
+				var blocks = children.querySelectorAll('.us-child');
+				var clone = blocks[blocks.length - 1].cloneNode(true);
+
+				reindex(clone, nextIndex);
+				nextIndex += 1;
+
+				children.insertBefore(clone, addButton.parentNode);
+			});
+		}
 	}
 
 	document.addEventListener('DOMContentLoaded', function () {
-		var forms = document.querySelectorAll('.us-register-form form[data-steps="1"]');
+		var forms = document.querySelectorAll('.us-register-form form');
 
 		for (var i = 0; i < forms.length; i++) {
-			enhance(forms[i]);
+			var steps = forms[i].getAttribute('data-steps') === '1'
+				? enhanceSteps(forms[i])
+				: null;
+
+			enhanceGuardian(forms[i], steps);
 		}
 	});
 })();
diff --git a/docs/features/account-registration.md b/docs/features/account-registration.md
index 96edd27..4cea3b2 100644
--- a/docs/features/account-registration.md
+++ b/docs/features/account-registration.md
@@ -165,3 +165,12 @@ No-op when no registration page is set.
 - `tests/Unit/Auth/RegistrationApprovalControllerTest.php`
 - `tests/Unit/Auth/RegistrationMailerTest.php`
 - `tests/Unit/Payment/StudioSettingsTest.php`
+
+## Parent/Guardian Signup
+The registration form also offers **"I'm registering as a parent or guardian"**,
+which reveals a repeatable child block (name, date of birth, and the
+account-scope questions asked **per child**). Each child becomes a login-less
+`us_student` user linked to the guardian, and the signup policies are recorded
+once per child with the guardian as the acceptor. Available on every signup path
+— personal invite, group link, and self-approval. See
+`parent-guardian-accounts.md`.
diff --git a/docs/features/credits.md b/docs/features/credits.md
index be077fc..cafe93a 100644
--- a/docs/features/credits.md
+++ b/docs/features/credits.md
@@ -121,3 +121,12 @@ refund of a shared payment.
 - `tests/Unit/Payment/PaymentTest.php` (`netDue`)
 - `tests/Unit/Booking/BookingEndpointTest.php` (credit issued on cancel)
 - `tests/Unit/Auth/StudentHistoryTest.php` (`creditBalance`, `credits`)
+
+## Family Balances
+A credit records the student it was earned for (`student_id`) and the account
+that **holds** it (`payer_id`). Balance lookups — `availableBalance()`,
+`findAvailableByPayer()`, `consume()` — key on the payer, so a family shares one
+balance and a credit from one child's cancelled lesson can settle a sibling's
+next charge. A child's admin screen still lists the credits their own
+cancellations produced, labelled with whose account holds the balance. See
+`parent-guardian-accounts.md`.
diff --git a/docs/features/group-classes.md b/docs/features/group-classes.md
index 1f01d72..99207d7 100644
--- a/docs/features/group-classes.md
+++ b/docs/features/group-classes.md
@@ -194,3 +194,9 @@ class becomes enrollable for them — they choose whether to enrol.
 - `tests/Unit/GroupClass/GroupAccessRepositoryTest.php`
 - `tests/Unit/GroupClass/GroupClassPageTest.php`
 - `tests/Unit/Offering/OfferingEndpointTest.php` (catalog merges granted invite-only classes)
+
+## Enrolling A Child
+`POST /enrollments` accepts the same optional **`student_id`** as booking,
+authorised through `Guardian\GuardianService::canActFor()`; `GET /enrollments`
+covers the guardian's whole household, and a guardian may withdraw any of their
+children. See `parent-guardian-accounts.md`.
diff --git a/docs/features/lesson-booking.md b/docs/features/lesson-booking.md
index af19038..97771af 100644
--- a/docs/features/lesson-booking.md
+++ b/docs/features/lesson-booking.md
@@ -177,3 +177,12 @@ instructor may only open their own lessons; the studio **Scheduler** may open an
 - `tests/Unit/Booking/LessonControllerTest.php`
 - `tests/Unit/Booking/LessonDetailTest.php`
 - `tests/Unit/Booking/BookingEndpointTest.php`
+
+## Booking For Someone Else
+A guardian books for their children from their own account. `POST /bookings`
+accepts an optional **`student_id`**, honoured only when
+`Guardian\GuardianService::canActFor()` confirms the caller is that student's
+guardian — anything else is a `403`. The booking form's "Who is this for?" picker
+lists **children first**, so the default selection is never the parent.
+`GET /bookings` returns the whole household, and a guardian may cancel any of
+their children's lessons. See `parent-guardian-accounts.md`.
diff --git a/docs/features/parent-guardian-accounts.md b/docs/features/parent-guardian-accounts.md
new file mode 100644
index 0000000..1d6baf8
--- /dev/null
+++ b/docs/features/parent-guardian-accounts.md
@@ -0,0 +1,298 @@
+# Feature: Parent/Guardian Accounts
+
+## Overview
+A parent or guardian registers **once** and manages lessons for **one or more
+children**, without each child needing their own login. The guardian signs in,
+picks which child a booking is for, and pays for all of them from one account.
+
+A guardian may also be a student in their own right — they appear in their own
+"who is this for?" selector alongside their children, so a parent taking lessons
+next to their kids needs only the one account.
+
+## Core Decision: children are accountless WordPress users
+
+Every `student_id` column in `src/Schema.php` (`us_lessons`, `us_payments`,
+`us_credits`, `us_group_enrollments`, `us_question_answers`,
+`us_policy_acceptances`, `us_group_access`) is a `wp_users` id, and booking,
+billing, credits, policies and registration answers all resolve it directly.
+
+Rather than change what `student_id` means, **a child is a real `wp_users` row**
+with the `us_student` role, created without a usable login:
+
+- no password (`wp_generate_password()` is used and discarded — nothing is ever
+  emailed, so it cannot be guessed into a session),
+- no real email address; a child gets a placeholder login on the RFC 2606
+  reserved `.invalid` TLD (`us-child-<random>@child.invalid`, see
+  `GuardianService::childEmail()`) — a well-formed address that can never
+  resolve, so nothing about a child's account can be emailed somewhere real,
+- the `us_child` user meta flag set to `1`, which
+  `Guardian\ChildLoginGate` uses to block authentication outright.
+
+Consequences:
+
+- `us_lessons`, `us_group_enrollments`, `us_question_answers` and
+  `us_group_access` are **unchanged** — a child books like any other student.
+- A child can be promoted to their own login later by setting a password and a
+  real email and clearing `us_child`; no data migrates.
+- A `us_guardians` link table maps guardian → child.
+
+The alternative — a standalone `us_students` table decoupled from `wp_users` —
+was rejected for v1: it changes the meaning of `student_id` on seven tables and
+requires migrating every existing row.
+
+## Data Model — `{prefix}us_guardians`
+
+| Column         | Type            | Notes                                                     |
+|----------------|-----------------|-----------------------------------------------------------|
+| `id`           | BIGINT UNSIGNED | Primary key                                               |
+| `guardian_id`  | BIGINT UNSIGNED | WordPress user ID of the parent/guardian                  |
+| `student_id`   | BIGINT UNSIGNED | WordPress user ID of the child                            |
+| `relationship` | VARCHAR(50)     | Free text shown in admin (e.g. "Parent", "Grandparent"); may be empty |
+| `created_at`   | DATETIME        | Insertion time                                            |
+
+`UNIQUE KEY guardian_student (guardian_id, student_id)` — the same pair can
+never be linked twice.
+
+The table is a link table, not a child record: the child's **name** is their
+`display_name` on `wp_users`, and their date of birth is the `us_date_of_birth`
+user meta. Keeping them on the user row means the admin student screens,
+`get_users()` ordering, and every existing `student_id` lookup keep working with
+no special-casing.
+
+v1 is deliberately **one guardian per child**: `GuardianRepository::insert()`
+refuses to link a child that already has a guardian. The unique key and the
+guardian-side lookups already support many-to-many, so adding a second guardian
+(separated parents) later is an insert, not a migration.
+
+## Schema changes to existing tables
+
+| Table | Change | Why |
+|---|---|---|
+| `us_payments` | `payer_id BIGINT UNSIGNED NOT NULL DEFAULT 0` + `KEY payer_id` | Who owes the money, when that is not the student |
+| `us_credits` | `payer_id BIGINT UNSIGNED NOT NULL DEFAULT 0` + `KEY payer_id` | Which account holds the balance |
+| `us_policy_acceptances` | `accepted_by BIGINT UNSIGNED NOT NULL DEFAULT 0` | Who actually clicked, when that is not the student |
+
+All three default to `0`, read back as "same as `student_id`" (see
+`Payment::payerOrStudent()`, `Credit::payerOrStudent()`,
+`PolicyAcceptance::acceptorOrStudent()`), so **an existing row keeps its current
+meaning whatever happens** — a pre-guardian payment is still owed by, and was
+still accepted by, the student it names.
+
+The installer additionally backfills them (`PaymentRepository::backfillPayerIds()`,
+`CreditRepository::backfillPayerIds()`, `AcceptanceRepository::backfillAcceptedBy()`,
+run from `Installer::migrateData()`), because the *balance* lookups key on
+`payer_id` directly and an indexed `WHERE payer_id = 5` would not see a legacy row
+still holding `0`. The backfill is idempotent — it only touches rows still at `0` —
+and the `payerOrStudent()` fallbacks remain as the belt to its braces.
+
+## Billing: the guardian is the payer, the child is the subject
+
+- `us_payments.student_id` keeps naming **the child the lesson was for**, so
+  per-child payment reporting is unchanged.
+- `us_payments.payer_id` names **the guardian who owes it**. Payment notices,
+  receipts and the Stripe intent all resolve the payer.
+- `us_credits.payer_id` is where a **family balance** lives. A credit from one
+  child's cancelled lesson is held by the guardian and can settle a sibling's
+  charge; `CreditRepository::availableBalance()` and `consume()` operate on the
+  payer.
+- The **billing-method override** (`comp` / `card` / `etransfer`, user meta read
+  by `BillingMethodResolver`) resolves against the payer, so comping a family is
+  one setting on the guardian rather than one per child.
+
+`PaymentService::createForRegistration()` takes the payer id alongside the
+student id; `BookingEndpoint` and `ScheduledBillingRunner` both pass
+`GuardianService::payerFor( $studentId )` — the child's guardian when they have
+one, otherwise the student themselves.
+
+Family discounts are **out of scope** for v1 but are not designed out: with the
+payer on both the payment and the credit ledger, a discount rule has a family to
+apply to.
+
+## Registration
+
+A **"I'm registering as a parent or guardian"** checkbox on the existing
+`[us_student_register]` form (all three signup paths — personal invite, group
+link, self-approval) reveals a repeatable child block. Ticking it requires at
+least one child name.
+
+Per child the form collects:
+- **Name** (required)
+- **Date of birth** (optional, `us_date_of_birth` meta)
+- **Every account-scope registration question** (`Registration\Question`,
+  `SCOPE_ACCOUNT`) — asked once per child, not once per guardian, because in
+  practice they describe the student (instrument, level, school). The guardian
+  answers them on the child's behalf; the answer row's `student_id` is the child.
+
+Order of operations in `RegistrationPage::handleSubmit()`:
+
+1. Validate the guardian's own fields (email, password, policies).
+2. Validate **every** child block — a missing child name or a missing required
+   per-child answer fails the whole submission **before** any user is created, so
+   a half-registered family is never left behind.
+3. Create the guardian user.
+4. For each child: create the accountless user, link it, record its answers, and
+   record the signup policy acceptances **against the child** with
+   `accepted_by = <guardian>`.
+5. Roll back — every child user created so far is deleted and the guardian user
+   with them — if any child creation fails, so a partial family never persists.
+
+A guardian who does not tick the box registers exactly as before; nothing about
+the single-student flow changes.
+
+### Policy acceptance
+
+`us_policy_acceptances` records **one row per child** for each signup-scoped
+policy, with:
+
+- `student_id` = the child (who the policy binds),
+- `accepted_by` = the guardian (who actually agreed),
+- `registration_type = 'account'`, `registration_id` = the child's user ID.
+
+The guardian also gets their own acceptance row (`student_id = accepted_by =
+guardian`) whether or not they book for themselves — they agreed to the terms as
+an account holder. This is the legally meaningful record: "guardian X accepted
+policy version N on behalf of child Y at time T from IP Z".
+
+Booking-scope policies are accepted at booking time by whoever is signed in;
+`BookingEndpoint` passes the same `accepted_by` when a guardian books for a
+child.
+
+## Managing children
+
+`[us_family]` (block: **Family**) renders the guardian's manage-children screen:
+list the children, add one, edit a name/date of birth, remove one.
+
+- **Add** creates another accountless child user and links it. Account-scope
+  questions are asked here too, so a child added later carries the same
+  information as one added at signup.
+- **Edit** updates `display_name` and `us_date_of_birth`.
+- **Remove** unlinks the child and **deletes the child user**, but only when the
+  child has no lessons and no enrolments — a child with history is refused, so
+  removing one can never orphan a lesson, payment or credit
+  (`GuardianService::removeChild()`). The guardian is told to contact the studio
+  instead.
+
+Submissions are processed on `template_redirect` (like registration) and
+post/redirect/get back to the page, so a refresh cannot resubmit.
+
+## Booking
+
+`GET /bookings` returns the lessons of the signed-in user **and of every child
+they are guardian for**, each row carrying `student_id` and `student_name` so
+the list can be grouped by child.
+
+`POST /bookings` takes an optional **`student_id`**:
+
+- absent or `0` → the current user books for themselves (unchanged),
+- a child's id → the endpoint verifies with `GuardianService::canActFor()` that
+  the current user is that child's guardian, and returns `403 forbidden` when
+  they are not. **This is the authorisation boundary of the feature**: without
+  it any student could book, and bill, against any user id they cared to send.
+
+The booking form gains a "Who is this for?" `<select>`, rendered only when the
+account has more than one person on it, so a single-student account's form is
+unchanged.
+
+**Children are listed first and the account holder last**
+(`GuardianService::bookableStudents()`). The order is the whole point: a
+guardian's normal case is booking for a child, so the default selection — the
+one a parent gets by not touching the picker at all — is a child, never
+themselves. Booking for the wrong child is a correctable inconvenience; silently
+billing a parent's account for a lesson meant for their kid is the error worth
+designing out. The guardian is still offered, last, so a parent taking lessons
+alongside their children can book for themselves.
+
+The list is rendered server-side into `data-students` on the page wrapper and
+read by `assets/js/guardian.js`, which both the booking and group-class scripts
+share.
+
+`POST /bookings/<id>/cancel` accepts a cancellation from the lesson's student
+**or** their guardian, subject to the same cancellation cutoff.
+
+## Group classes
+
+`POST /enrollments` carries the same optional `student_id` and the same
+`canActFor()` check, `GET /enrollments` covers the household, and
+`POST /enrollments/<id>/withdraw` accepts the guardian — group enrolment is the
+other place a family books and pays, so it gets the identical treatment rather
+than being left as a single-student-only path.
+
+## Admin
+
+- **Students list** gains a **Guardian / Children** column: a child links to its
+  guardian's detail screen, a guardian lists its children as links. Children are
+  listed alongside every other student rather than nested, so nothing about
+  finding a student changes.
+- **Student detail** gains a **Family** panel — the guardian (for a child) or
+  the children (for a guardian), each a link to the other's screen — and the
+  credit balance shown is the **payer's** balance, labelled with whose it is, so
+  an admin looking at a child sees the family balance that will actually settle
+  their charges rather than an empty per-child one.
+- Registration answers and policy acceptances on a child's screen show
+  "accepted by <guardian>" where the acceptor differs from the student.
+
+Creating or attaching a child from wp-admin is **out of scope** for v1; a studio
+admin adds children through the guardian's own family screen or asks the
+guardian to.
+
+## Capabilities
+
+No new capability. A child user holds the `us_student` role (so every existing
+`student_id` capability check keeps working) but can never sign in
+(`Guardian\ChildLoginGate` blocks `wp_authenticate_user` and forces
+`user_has_cap` to withhold `book_lesson` from a child), so the role grants them
+nothing in practice. Guardians act for children through
+`GuardianService::canActFor()`, checked at every REST and form boundary, rather
+than through a capability.
+
+## Instructor view
+
+Lesson lists show the student's name. Where that student is a child, the
+instructor also sees the guardian's name and email — the contact they actually
+need — via `GuardianService::contactFor()`.
+
+## Implementation
+
+- Models: `Unsupervised\Schedular\Guardian\GuardianLink`
+- Repository: `Unsupervised\Schedular\Guardian\GuardianRepository`
+- Service: `Unsupervised\Schedular\Guardian\GuardianService` (child creation,
+  `canActFor()`, `payerFor()`, `contactFor()`, removal rules)
+- Login block: `Unsupervised\Schedular\Guardian\ChildLoginGate`
+- Frontend: `Unsupervised\Schedular\Guardian\FamilyPage` (`[us_family]`)
+- Shared question field: `Unsupervised\Schedular\Registration\QuestionField`
+  (one question rendered under a caller-supplied input name, so the same
+  question can appear once per child without colliding)
+- Front-end script: `assets/js/guardian.js` (the shared picker),
+  `assets/js/register.js` (guardian toggle + "add another child")
+- Extended: `Auth\RegistrationPage` (guardian checkbox, child blocks, per-child
+  answers/acceptances, rollback), `Booking\BookingEndpoint` and
+  `GroupClass\EnrollmentEndpoint` (`student_id` param + guardian
+  authorisation, household listings), `Booking\BookingPage`,
+  `GroupClass\GroupClassPage`, `Payment\PaymentService`,
+  `Payment\PaymentRepository`, `Payment\CreditRepository`,
+  `Payment\ScheduledBillingRunner` (one notice per payer),
+  `Policy\AcceptanceRepository`, `Registration\RegistrationGate`,
+  `Auth\StudentController`, `Installer` (backfills)
+- Schema: `us_guardians`; `us_payments.payer_id`; `us_credits.payer_id`;
+  `us_policy_acceptances.accepted_by`
+
+## Tests
+
+- `tests/Unit/Guardian/GuardianLinkTest.php`
+- `tests/Unit/Guardian/GuardianRepositoryTest.php`
+- `tests/Unit/Guardian/GuardianServiceTest.php`
+- `tests/Unit/Guardian/ChildLoginGateTest.php`
+- `tests/Unit/Guardian/FamilyPageTest.php`
+- `tests/Unit/Auth/RegistrationPageTest.php` (guardian signup path)
+- `tests/Unit/Booking/BookingEndpointTest.php` and
+  `tests/Unit/GroupClass/EnrollmentEndpointTest.php` (booking/enrolling for a
+  child, and the 403 when the caller is not the guardian)
+- `tests/Unit/Booking/BookingPageTest.php` (children lead the embedded list)
+- `tests/Unit/Payment/PaymentServiceTest.php`, `CreditRepositoryTest.php`,
+  `ScheduledBillingRunnerTest.php` (payer, family balance, one notice)
+
+## Related
+
+`account-registration.md`, `lesson-booking.md`, `payments.md`, `credits.md`,
+`group-classes.md`, `student-administration.md`, `policies.md`,
+`registration-questions.md`.
diff --git a/docs/features/payments.md b/docs/features/payments.md
index c55e5f8..901ce1c 100644
--- a/docs/features/payments.md
+++ b/docs/features/payments.md
@@ -200,3 +200,11 @@ See `payment-reporting.md` for the monthly report and CSV export endpoints.
 - `tests/Unit/Payment/PaymentTest.php`
 - `tests/Unit/Payment/StripeGatewayTest.php`
 - `tests/Unit/Payment/ReceiptMailerTest.php`
+
+## Who Pays
+`us_payments.student_id` names the student the charge is *for*;
+`us_payments.payer_id` names who **owes** it — a child's guardian, or 0 meaning
+the student pays for themselves (`Payment::payerOrStudent()`). The billing
+method, receipts, payment notices and the Stripe payment step all resolve the
+payer, so a family is billed and comped as one account while per-child reporting
+is unchanged. See `parent-guardian-accounts.md`.
diff --git a/docs/features/policies.md b/docs/features/policies.md
index c7d1fe2..20fc24b 100644
--- a/docs/features/policies.md
+++ b/docs/features/policies.md
@@ -84,3 +84,9 @@ cover every policy's current version or the registration is rejected.
 - `tests/Unit/Policy/PolicyServiceTest.php`
 - `tests/Unit/Policy/PolicyControllerTest.php`
 - `tests/Unit/Policy/PolicyEndpointTest.php`
+
+## Who Accepted
+`us_policy_acceptances.accepted_by` records the person who actually ticked the
+box, where that differs from `student_id` — a guardian agreeing on a child's
+behalf. It defaults to 0, read back as "the student agreed for themselves"
+(`PolicyAcceptance::acceptorOrStudent()`). See `parent-guardian-accounts.md`.
diff --git a/docs/features/registration-questions.md b/docs/features/registration-questions.md
index 51d1999..60940a0 100644
--- a/docs/features/registration-questions.md
+++ b/docs/features/registration-questions.md
@@ -89,3 +89,12 @@ through the server-rendered admin page and read directly by `RegistrationPage`.
 - `tests/Unit/Registration/AnswerTest.php`
 - `tests/Unit/Auth/RegistrationPageTest.php`
 - `tests/Unit/Auth/StudentHistoryTest.php`
+
+## Per-Child Answers
+For a parent/guardian signup, **account-scope** questions are asked **once per
+child** rather than once per guardian — in practice they describe the student
+(instrument, level, school), not the account holder. Each answer's `student_id`
+and `registration_id` are the child's user ID, so a studio admin reading a
+child's screen sees the information that describes them. The guardian's family
+screen asks the same questions when a child is added later. See
+`parent-guardian-accounts.md`.
diff --git a/docs/features/scheduled-billing.md b/docs/features/scheduled-billing.md
index ea9d869..7cb2c0a 100644
--- a/docs/features/scheduled-billing.md
+++ b/docs/features/scheduled-billing.md
@@ -94,3 +94,10 @@ applies that credit against their due charges before emailing the notice
 - `tests/Unit/Payment/PaymentRepositoryTest.php` (`existsForPeriod`, `due_date`/`period_key`)
 - `tests/Unit/Payment/PaymentServiceTest.php` (`voidPending` skips scheduled)
 - `tests/Unit/Booking/BookingEndpointTest.php` / `tests/Unit/GroupClass/EnrollmentEndpointTest.php` (deferred payment)
+
+## One Notice Per Family
+Charges are bucketed by **payer**, not student, so a guardian gets a single
+notice covering every child rather than one email per child. Each line names the
+student it is for when that is not the payer ("Ada: Piano Lesson — Mar 3, 2026"),
+and account credit is applied across the whole bucket from the family balance.
+See `parent-guardian-accounts.md`.
diff --git a/docs/features/student-administration.md b/docs/features/student-administration.md
index c523dff..95c7d74 100644
--- a/docs/features/student-administration.md
+++ b/docs/features/student-administration.md
@@ -86,3 +86,10 @@ All actions are nonce-protected POSTs handled on the detail page:
 - `findByStudent` coverage in `tests/Unit/Policy/AcceptanceRepositoryTest.php`,
   `tests/Unit/Registration/AnswerRepositoryTest.php`, and
   `tests/Unit/Payment/PaymentRepositoryTest.php`
+
+## Family Relationships
+The students list gains a **Family** column — a child links to their guardian,
+a guardian lists their children — and the student screen a **Family** panel. A
+child's listed email is their guardian's, since a child's own address is an
+undeliverable placeholder, and the credit balance shown is the payer's, labelled
+with whose account holds it. See `parent-guardian-accounts.md`.
diff --git a/phpstan.neon b/phpstan.neon
index 5c4121c..b0a270c 100644
--- a/phpstan.neon
+++ b/phpstan.neon
@@ -3,6 +3,13 @@ includes:
 
 parameters:
     level: 10
+    # Analyse against the whole supported range, not whatever PHP happens to be
+    # running. Without this, syntax newer than the `Requires PHP: 8.1` header
+    # promises passes lint on a modern local PHP and only fails in the 8.1 test
+    # job — which is how a PHP 8.2 `true` return type once reached CI.
+    phpVersion:
+        min: 80100
+        max: 80300
     paths:
         - src
     bootstrapFiles:
diff --git a/src/AdminMenu.php b/src/AdminMenu.php
index 73a7661..31a1c0e 100644
--- a/src/AdminMenu.php
+++ b/src/AdminMenu.php
@@ -15,6 +15,7 @@ use Unsupervised\Schedular\Auth\RegistrationMailer;
 use Unsupervised\Schedular\Auth\RoleManager;
 use Unsupervised\Schedular\Auth\StudentActions;
 use Unsupervised\Schedular\Auth\StudentController;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Auth\StudentHistory;
 use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\Booking\LessonController;
@@ -64,7 +65,7 @@ class AdminMenu {
 	private PaymentController $paymentController;
 	private PaymentReportController $paymentReportController;
 
-	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, AnswerRepository $answers, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, AcceptanceRepository $acceptances, InviteRepository $invites, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, StudioSettings $settings, PaymentRepository $payments, PaymentService $paymentService, BillingMethodResolver $resolver, RegistrationMailer $registrationMailer, CreditRepository $credits ) {
+	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, AnswerRepository $answers, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, AcceptanceRepository $acceptances, InviteRepository $invites, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, StudioSettings $settings, PaymentRepository $payments, PaymentService $paymentService, BillingMethodResolver $resolver, RegistrationMailer $registrationMailer, CreditRepository $credits, GuardianService $guardians ) {
 		$this->availabilityController         = new AvailabilityController( $availability, $offerings, new WindowValidator( $offerings ) );
 		$this->lessonController               = new LessonController( $bookings, $payments, $availability, $offerings, new LessonDetail( $answers, $questions, $acceptances, $policies, $policyVersions ) );
 		$this->offeringController             = new OfferingController( $offerings, new ClassSlotReconciler( $availability ) );
@@ -73,7 +74,7 @@ class AdminMenu {
 		$this->registrationController         = new RegistrationController( $invites );
 		$this->registrationApprovalController = new RegistrationApprovalController( $registrationMailer );
 		$this->groupClassController           = new GroupClassController( $enrollments, $offerings, $payments, $groupAccess, $paymentService, $invites, $registrationMailer );
-		$this->studentController              = new StudentController( $bookings, $availability, $offerings, $enrollments, $resolver, new StudentHistory( $acceptances, $policies, $policyVersions, $answers, $questions, $payments, $credits ), new StudentActions( $bookings, $availability, $enrollments, $paymentService ) );
+		$this->studentController              = new StudentController( $bookings, $availability, $offerings, $enrollments, $resolver, new StudentHistory( $acceptances, $policies, $policyVersions, $answers, $questions, $payments, $credits ), new StudentActions( $bookings, $availability, $enrollments, $paymentService ), $guardians );
 		$this->instructorController           = new InstructorController();
 		$this->settings                       = $settings;
 		$this->accessSettings                 = new AccessSettings();
diff --git a/src/Auth/RegistrationPage.php b/src/Auth/RegistrationPage.php
index 87c0278..d2f3c6c 100644
--- a/src/Auth/RegistrationPage.php
+++ b/src/Auth/RegistrationPage.php
@@ -4,6 +4,7 @@ declare(strict_types=1);
 namespace Unsupervised\Schedular\Auth;
 
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Payment\StudioSettings;
 use Unsupervised\Schedular\Policy\AcceptanceRepository;
 use Unsupervised\Schedular\Policy\Policy;
@@ -47,6 +48,7 @@ class RegistrationPage {
 		private QuestionRepository $questions,
 		private AnswerRepository $answers,
 		private GroupAccessRepository $access,
+		private GuardianService $guardians,
 	) {}
 
 	/**
@@ -117,8 +119,10 @@ class RegistrationPage {
 		// gate, so it needs the plugin stylesheet that formats it.
 		wp_enqueue_style( 'us-scheduler' );
 
-		// The two-step script only matters when there is a second step to reveal.
-		if ( $canRegister && '' === $successType && [] !== $accountQuestions ) {
+		// The script drives both the second step and the parent/guardian section
+		// (revealing it, and cloning the child block for "add another"), so it is
+		// needed whenever the form itself is on screen.
+		if ( $canRegister && '' === $successType ) {
 			wp_enqueue_script( 'us-scheduler-register' );
 		}
 
@@ -270,14 +274,28 @@ class RegistrationPage {
 			}
 		}
 
-		// Account-signup questions (step two) — validate before creating the user so
-		// a missing required answer never leaves a half-registered account behind.
 		$accountQuestions = $this->questions->findByScope( Question::SCOPE_ACCOUNT, activeOnly: true );
-		$answers          = $this->submittedAnswers();
 
-		foreach ( $accountQuestions as $question ) {
-			if ( $question->isRequired && '' === trim( (string) ( $answers[ (int) $question->id ] ?? '' ) ) ) {
-				return esc_html__( 'Please answer all required registration questions.', 'unsupervised-schedular' );
+		// Registering as a parent/guardian turns the account-signup questions from
+		// "about you" into "about each child" — they describe the student
+		// (instrument, level, school), not the person holding the account.
+		$isGuardian = $this->submittedIsGuardian();
+		$children   = $isGuardian ? $this->submittedChildren() : [];
+		$answers    = $isGuardian ? [] : $this->submittedAnswers();
+
+		// Everything is validated before a single user is created, so a bad child
+		// block never leaves a half-registered family behind.
+		if ( $isGuardian && [] === $children ) {
+			return esc_html__( 'Please add at least one child, or uncheck the parent/guardian option.', 'unsupervised-schedular' );
+		}
+
+		foreach ( $isGuardian ? array_column( $children, 'answers' ) : [ $answers ] as $set ) {
+			foreach ( $accountQuestions as $question ) {
+				if ( $question->isRequired && '' === trim( (string) ( $set[ (int) $question->id ] ?? '' ) ) ) {
+					return $isGuardian
+						? esc_html__( 'Please answer all required registration questions for each child.', 'unsupervised-schedular' )
+						: esc_html__( 'Please answer all required registration questions.', 'unsupervised-schedular' );
+				}
 			}
 		}
 
@@ -299,8 +317,16 @@ class RegistrationPage {
 			return esc_html__( 'Could not create the account. Please contact the studio.', 'unsupervised-schedular' );
 		}
 
-		$this->recordAcceptances( $policyForms, (int) $userId );
-		$this->recordAnswers( $accountQuestions, $answers, (int) $userId );
+		$this->recordAcceptances( $policyForms, (int) $userId, (int) $userId );
+
+		if ( $isGuardian ) {
+			$failure = $this->createChildren( $children, $accountQuestions, $policyForms, (int) $userId );
+			if ( '' !== $failure ) {
+				return $failure;
+			}
+		} else {
+			$this->recordAnswers( $accountQuestions, $answers, (int) $userId );
+		}
 
 		if ( $inviteValid && ! $invite->isGroup() ) {
 			$this->invites->markAccepted( (int) $invite->id, (int) $userId );
@@ -440,6 +466,96 @@ class RegistrationPage {
 		return add_query_arg( 'us_confirm', rawurlencode( $rawToken ), $base );
 	}
 
+	/**
+	 * Whether the "I'm registering as a parent or guardian" box was ticked.
+	 */
+	private function submittedIsGuardian(): bool {
+		// The submit nonce is verified by the caller before this runs.
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing
+		return '1' === sanitize_text_field( Val::string( wp_unslash( $_POST['us_is_guardian'] ?? '' ) ) );
+	}
+
+	/**
+	 * The child blocks submitted with a guardian signup, as
+	 * `children[<n>][name|dob|answers]`. Blocks with no name are dropped rather
+	 * than rejected — the form always renders one spare block for "add another",
+	 * and an untouched spare is not a mistake the guardian needs telling about.
+	 *
+	 * @return list<array{name: string, dob: string, answers: array<int, string>}>
+	 */
+	private function submittedChildren(): array {
+		// The submit nonce is verified by the caller before this runs.
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing, WordPress.Security.ValidatedSanitizedInput.InputNotSanitized, WordPress.Security.ValidatedSanitizedInput.MissingUnslash -- each field is unslashed and sanitized below.
+		$raw = $_POST['children'] ?? [];
+		if ( ! is_array( $raw ) ) {
+			return [];
+		}
+
+		$out = [];
+		foreach ( $raw as $child ) {
+			if ( ! is_array( $child ) ) {
+				continue;
+			}
+
+			$name = sanitize_text_field( Val::string( wp_unslash( $child['name'] ?? '' ) ) );
+			if ( '' === trim( $name ) ) {
+				continue;
+			}
+
+			$answers = [];
+			foreach ( (array) ( $child['answers'] ?? [] ) as $questionId => $value ) {
+				$answers[ absint( Val::int( $questionId ) ) ] = sanitize_textarea_field( Val::string( wp_unslash( $value ) ) );
+			}
+
+			$out[] = [
+				'name'    => $name,
+				'dob'     => sanitize_text_field( Val::string( wp_unslash( $child['dob'] ?? '' ) ) ),
+				'answers' => $answers,
+			];
+		}
+
+		return $out;
+	}
+
+	/**
+	 * Create each child of a guardian signup: the login-less account, its answers
+	 * to the per-child questions, and a signup-policy acceptance recorded against
+	 * the child but attributed to the guardian who agreed for them.
+	 *
+	 * Returns an empty string on success, or an error message after rolling the
+	 * whole family back — every child created so far *and* the guardian. A signup
+	 * that half-worked would leave the guardian with an account they cannot
+	 * re-register and children they never confirmed, so it is undone entirely and
+	 * they simply try again.
+	 *
+	 * @param list<array{name: string, dob: string, answers: array<int, string>}>                  $children
+	 * @param list<Question>                                                                       $questions
+	 * @param list<array{policy: Policy, version: \Unsupervised\Schedular\Policy\PolicyVersion}>   $policyForms
+	 */
+	private function createChildren( array $children, array $questions, array $policyForms, int $guardianId ): string {
+		$created = [];
+
+		foreach ( $children as $child ) {
+			$childId = $this->guardians->createChild( $guardianId, $child['name'], $child['dob'] );
+
+			if ( $childId instanceof \WP_Error ) {
+				foreach ( $created as $id ) {
+					$this->guardians->deleteUser( $id );
+				}
+				$this->guardians->deleteUser( $guardianId );
+
+				return esc_html__( 'Could not create the account. Please contact the studio.', 'unsupervised-schedular' );
+			}
+
+			$created[] = $childId;
+
+			$this->recordAnswers( $questions, $child['answers'], $childId );
+			$this->recordAcceptances( $policyForms, $childId, $guardianId );
+		}
+
+		return '';
+	}
+
 	/**
 	 * The account-question answers submitted with the form, keyed by question id.
 	 *
@@ -489,9 +605,15 @@ class RegistrationPage {
 	/**
 	 * Record account-time acceptances for each signup policy version.
 	 *
+	 * `$userId` is who the policy binds — the guardian for their own acceptance,
+	 * or the child for one accepted on their behalf — and `$acceptedBy` is who
+	 * actually ticked the box. Recording both is what makes the row legally
+	 * meaningful: "guardian X agreed to version N for child Y, at this time, from
+	 * this IP".
+	 *
 	 * @param list<array{policy: Policy, version: \Unsupervised\Schedular\Policy\PolicyVersion}> $policyForms
 	 */
-	private function recordAcceptances( array $policyForms, int $userId ): void {
+	private function recordAcceptances( array $policyForms, int $userId, int $acceptedBy ): void {
 		// phpcs:ignore WordPress.Security.ValidatedSanitizedInput.InputNotSanitized, WordPress.Security.ValidatedSanitizedInput.MissingUnslash -- IP is stored verbatim for audit.
 		$ip = sanitize_text_field( Val::string( wp_unslash( $_SERVER['REMOTE_ADDR'] ?? '' ) ) );
 
@@ -502,6 +624,7 @@ class RegistrationPage {
 					studentId:        $userId,
 					registrationType: PolicyAcceptance::REG_ACCOUNT,
 					registrationId:   $userId,
+					acceptedBy:       $acceptedBy,
 					ipAddress:        '' !== $ip ? $ip : null,
 				)
 			);
diff --git a/src/Auth/StudentController.php b/src/Auth/StudentController.php
index b4aa075..de71c17 100644
--- a/src/Auth/StudentController.php
+++ b/src/Auth/StudentController.php
@@ -8,6 +8,7 @@ use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\Booking\Lesson;
 use Unsupervised\Schedular\GroupClass\Enrollment;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\BillingMethodResolver;
 use Unsupervised\Schedular\Payment\Payment;
@@ -23,6 +24,7 @@ class StudentController {
 		private BillingMethodResolver $resolver,
 		private StudentHistory $history,
 		private StudentActions $actions,
+		private GuardianService $guardians,
 	) {}
 
 	public function renderPage(): void {
@@ -43,10 +45,14 @@ class StudentController {
 			fn( \WP_User $user ): array => [
 				'id'         => (int) $user->ID,
 				'name'       => $user->display_name,
-				'email'      => $user->user_email,
+				// A child's own address is an undeliverable placeholder, so the
+				// list shows the guardian's — the address an admin would use.
+				'email'      => $this->guardians->contactFor( (int) $user->ID )['email'],
 				'registered' => $user->user_registered,
 				'upcoming'   => $this->bookings->countUpcomingForStudent( (int) $user->ID ),
 				'enrolments' => $this->enrollments->countActiveForStudent( (int) $user->ID ),
+				'guardian'   => $this->guardians->guardianOf( (int) $user->ID ),
+				'children'   => $this->guardians->children( (int) $user->ID ),
 			],
 			array_filter(
 				get_users(
@@ -150,10 +156,19 @@ class StudentController {
 		$intake           = $this->history->intakeAnswers( (int) $student->ID );
 		$payments         = $canBilling ? $this->history->payments( (int) $student->ID ) : [];
 		$credits          = $canBilling ? $this->history->credits( (int) $student->ID ) : [];
-		$creditBalance    = $canBilling ? $this->history->creditBalance( (int) $student->ID ) : 0.0;
 		$creditCurrency   = $this->creditCurrency( $credits );
 
-		$backUrl = admin_url( 'admin.php?page=us-students' );
+		// The family panel, and the account whose balance actually settles this
+		// student's charges — a child's is their guardian's, so showing the
+		// child's own (always empty) balance would be actively misleading.
+		$guardian = $this->guardians->guardianOf( (int) $student->ID );
+		$children = $this->guardians->children( (int) $student->ID );
+		$payer    = $this->guardians->contactFor( (int) $student->ID );
+
+		$creditBalance = $canBilling ? $this->history->creditBalance( $payer['id'] ) : 0.0;
+
+		$backUrl  = admin_url( 'admin.php?page=us-students' );
+		$pageSlug = 'us-students';
 		include USC_PLUGIN_DIR . 'templates/admin/student-detail.php';
 	}
 
diff --git a/src/BlockPreview.php b/src/BlockPreview.php
index a6682ef..cbe11cc 100644
--- a/src/BlockPreview.php
+++ b/src/BlockPreview.php
@@ -169,6 +169,41 @@ class BlockPreview {
 		);
 	}
 
+	/**
+	 * Sample family (manage-children) page: two representative children and the
+	 * add form, with the controls inert so the editor preview cannot post.
+	 */
+	public static function family(): string {
+		$children = '';
+		foreach ( [ 'Ada Lovelace', 'Alan Turing' ] as $name ) {
+			$children .= sprintf(
+				'<li class="us-family-child"><span class="us-family-child-name">%s</span>'
+					. '<span class="us-family-child-actions"><a href="#">%s</a> <button type="button" disabled>%s</button></span></li>',
+				esc_html( $name ),
+				esc_html__( 'Edit', 'unsupervised-schedular' ),
+				esc_html__( 'Remove', 'unsupervised-schedular' )
+			);
+		}
+
+		$add = sprintf(
+			'<h4>%s</h4><p><label for="us-child-name">%s</label><input type="text" id="us-child-name"></p>'
+				. '<p><label for="us-child-dob">%s</label><input type="date" id="us-child-dob"></p>'
+				. '<p><button type="button" disabled>%s</button></p>',
+			esc_html__( 'Add a child', 'unsupervised-schedular' ),
+			esc_html__( 'Name', 'unsupervised-schedular' ),
+			esc_html__( 'Date of birth', 'unsupervised-schedular' ),
+			esc_html__( 'Add child', 'unsupervised-schedular' )
+		);
+
+		return sprintf(
+			'<div class="us-family">%s<h3>%s</h3><ul class="us-family-list">%s</ul><form class="us-family-add">%s</form></div>',
+			self::note( __( 'Editor preview — signed-in guardians see and manage their own children here.', 'unsupervised-schedular' ) ),
+			esc_html__( 'Your family', 'unsupervised-schedular' ),
+			$children,
+			$add
+		);
+	}
+
 	private static function note( string $text ): string {
 		return '<p class="us-editor-note">' . esc_html( $text ) . '</p>';
 	}
diff --git a/src/BlockRegistrar.php b/src/BlockRegistrar.php
index 203735e..f97c3c6 100644
--- a/src/BlockRegistrar.php
+++ b/src/BlockRegistrar.php
@@ -7,6 +7,7 @@ use Unsupervised\Schedular\Auth\LoginPage;
 use Unsupervised\Schedular\Auth\RegistrationPage;
 use Unsupervised\Schedular\Booking\BookingPage;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\FamilyPage;
 
 /**
  * Registers Gutenberg dynamic-block wrappers for the front-end shortcodes so
@@ -28,6 +29,7 @@ class BlockRegistrar {
 		private LoginPage $loginPage,
 		private RegistrationPage $registrationPage,
 		private GroupClassPage $groupClassPage,
+		private FamilyPage $familyPage,
 	) {}
 
 	public function register(): void {
@@ -137,6 +139,15 @@ class BlockRegistrar {
 					],
 				],
 			],
+			'us-scheduler/family'           => [
+				'render'     => [ $this, 'renderFamily' ],
+				'attributes' => [
+					'loginPageId' => [
+						'type'    => 'number',
+						'default' => 0,
+					],
+				],
+			],
 		];
 	}
 
@@ -184,6 +195,15 @@ class BlockRegistrar {
 		return BlockPreview::groupClasses( Val::int( $attributes['offeringId'] ?? 0 ) > 0 );
 	}
 
+	/**
+	 * Renders the family (manage-children) block.
+	 *
+	 * @param array<string, mixed> $attributes Block attributes.
+	 */
+	public function renderFamily( array $attributes = [] ): string {
+		return $this->isEditorPreview() ? BlockPreview::family() : $this->familyPage->render( $attributes );
+	}
+
 	/**
 	 * Server-side auto-redirect for blocks that opt in via their autoRedirect
 	 * attribute: logged-out visitors on a page containing the booking block
diff --git a/src/Booking/BookingEndpoint.php b/src/Booking/BookingEndpoint.php
index 486dc55..ba4cd74 100644
--- a/src/Booking/BookingEndpoint.php
+++ b/src/Booking/BookingEndpoint.php
@@ -5,6 +5,7 @@ namespace Unsupervised\Schedular\Booking;
 
 use Unsupervised\Schedular\Availability\AvailabilityRepository;
 use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\Payment;
@@ -28,6 +29,7 @@ class BookingEndpoint {
 		private RegistrationGate $gate,
 		private PaymentService $payments,
 		private CancellationPolicy $cancellationPolicy,
+		private GuardianService $guardians,
 	) {}
 
 	/**
@@ -59,6 +61,13 @@ class BookingEndpoint {
 							'type'    => 'integer',
 							'default' => 0,
 						],
+						// Who the lesson is for. 0/absent means the caller books for
+						// themselves; a child's id is honoured only for their guardian.
+						'student_id'                  => [
+							'type'              => 'integer',
+							'default'           => 0,
+							'sanitize_callback' => 'absint',
+						],
 						'recurrence'                  => [
 							'type'    => 'string',
 							'default' => 'single',
@@ -114,12 +123,26 @@ class BookingEndpoint {
 	}
 
 	public function myLessons( \WP_REST_Request $request ): \WP_REST_Response { // phpcs:ignore Generic.CodeAnalysis.UnusedFunctionParameter.Found
-		$userId  = get_current_user_id();
-		$lessons = current_user_can( RoleManager::CAP_MANAGE_AVAILABILITY )
-			? $this->bookings->findUpcomingForInstructor( $userId )
-			: $this->bookings->findUpcomingForStudent( $userId );
+		$userId = get_current_user_id();
 
-		return new \WP_REST_Response( array_map( fn( Lesson $l ): array => $this->lessonWithTimes( $l ), $lessons ), 200 );
+		if ( current_user_can( RoleManager::CAP_MANAGE_AVAILABILITY ) ) {
+			$lessons = $this->bookings->findUpcomingForInstructor( $userId );
+		} else {
+			// A guardian's list covers the whole household — their own lessons and
+			// every child's — merged and re-sorted so the soonest is first
+			// regardless of whose it is.
+			$lessons = [];
+			foreach ( $this->guardians->householdIds( $userId ) as $studentId ) {
+				$lessons = array_merge( $lessons, $this->bookings->findUpcomingForStudent( $studentId ) );
+			}
+		}
+
+		$rows = array_map( fn( Lesson $l ): array => $this->lessonWithTimes( $l ), $lessons );
+
+		// usort reindexes in place, so the response is already a list.
+		usort( $rows, static fn( array $a, array $b ): int => Val::string( $a['start_dt'] ?? '' ) <=> Val::string( $b['start_dt'] ?? '' ) );
+
+		return new \WP_REST_Response( $rows, 200 );
 	}
 
 	/**
@@ -144,10 +167,21 @@ class BookingEndpoint {
 			'end_dt'           => $slot?->endDt,
 			'offering_title'   => $offering?->title,
 			'duration_minutes' => $duration,
+			// Whose lesson it is, so a guardian's merged list can say which child
+			// each row belongs to.
+			'student_name'     => $this->guardians->studentName( $lesson->studentId ),
 		];
 	}
 
 	public function book( \WP_REST_Request $request ): \WP_REST_Response|\WP_Error {
+		// Who the lesson is for is settled before anything else is touched: an
+		// unauthorised student id must never get as far as claiming a slot, and
+		// certainly never as far as raising a payment against someone's account.
+		$studentId = $this->resolveStudent( $request );
+		if ( $studentId instanceof \WP_Error ) {
+			return $studentId;
+		}
+
 		$slotId = Val::int( $request->get_param( 'slot_id' ) );
 		$slot   = $this->availability->findById( $slotId );
 
@@ -214,7 +248,6 @@ class BookingEndpoint {
 			return $gateError;
 		}
 
-		$studentId  = get_current_user_id();
 		$notes      = Val::string( $request->get_param( 'notes' ) );
 		$recurrence = Lesson::RECURRENCE_WEEKLY === $request->get_param( 'recurrence' )
 			? Lesson::RECURRENCE_WEEKLY
@@ -254,7 +287,9 @@ class BookingEndpoint {
 			$ids      = [ $anchorId ];
 		}
 
-		$this->gate->record( PolicyAcceptance::REG_LESSON, $anchorId, $studentId, $offeringId, $answers, $acceptedVersionIds, $this->clientIp() );
+		// The acceptance binds the student but is attributed to whoever actually
+		// ticked the boxes — the guardian, when they booked for a child.
+		$this->gate->record( PolicyAcceptance::REG_LESSON, $anchorId, $studentId, $offeringId, $answers, $acceptedVersionIds, $this->clientIp(), get_current_user_id() );
 
 		$payment = null;
 		$status  = Lesson::STATUS_PENDING;
@@ -276,7 +311,16 @@ class BookingEndpoint {
 				? $offering->price
 				: $offering->price * count( $ids );
 
-			$payment = $this->payments->createForRegistration( Payment::REG_LESSON, $anchorId, $studentId, $slot->instructorId, $amount, $offering->currency, $offering->etransferEmail );
+			$payment = $this->payments->createForRegistration(
+				Payment::REG_LESSON,
+				$anchorId,
+				$studentId,
+				$slot->instructorId,
+				$amount,
+				$offering->currency,
+				$offering->etransferEmail,
+				payerId: $this->guardians->payerFor( $studentId )
+			);
 
 			if ( null !== $payment && $payment->isPaid() ) {
 				$status = Lesson::STATUS_CONFIRMED;
@@ -303,6 +347,35 @@ class BookingEndpoint {
 		);
 	}
 
+	/**
+	 * Who this booking is for: the caller by default, or one of their children
+	 * when a `student_id` is supplied and they are that child's guardian.
+	 *
+	 * This is the authorisation boundary of guardian booking — without it any
+	 * signed-in student could book, and bill, against any user id they chose to
+	 * send. An id the caller may not act for is a 403, never a silent fallback to
+	 * themselves: a guardian who picked the wrong child needs to be told, not to
+	 * have the lesson quietly booked in their own name.
+	 */
+	private function resolveStudent( \WP_REST_Request $request ): int|\WP_Error {
+		$userId    = get_current_user_id();
+		$requested = absint( Val::int( $request->get_param( 'student_id' ) ) );
+
+		if ( $requested <= 0 || $requested === $userId ) {
+			return $userId;
+		}
+
+		if ( ! $this->guardians->canActFor( $userId, $requested ) ) {
+			return new \WP_Error(
+				'forbidden',
+				__( 'You cannot book on behalf of that student.', 'unsupervised-schedular' ),
+				[ 'status' => 403 ]
+			);
+		}
+
+		return $requested;
+	}
+
 	/**
 	 * Extract a question_id => value map from the request.
 	 *
@@ -342,7 +415,8 @@ class BookingEndpoint {
 	}
 
 	/**
-	 * Student-initiated cancellation of their own lesson: marks it cancelled,
+	 * Student-initiated cancellation of their own lesson — or a guardian's, of one
+	 * of their children's: marks it cancelled,
 	 * frees the slot for rebooking, and voids any still-pending payment. A lesson
 	 * already paid for is credited back to the student's account (a per-lesson
 	 * share of the covering payment) to offset their future scheduled billing.
@@ -355,7 +429,7 @@ class BookingEndpoint {
 			return new \WP_Error( 'not_found', __( 'Booking not found.', 'unsupervised-schedular' ), [ 'status' => 404 ] );
 		}
 
-		if ( get_current_user_id() !== $lesson->studentId ) {
+		if ( ! $this->guardians->canActFor( get_current_user_id(), $lesson->studentId ) ) {
 			return new \WP_Error( 'forbidden', __( 'You cannot cancel this booking.', 'unsupervised-schedular' ), [ 'status' => 403 ] );
 		}
 
diff --git a/src/Booking/BookingPage.php b/src/Booking/BookingPage.php
index 8d5e1b2..3000104 100644
--- a/src/Booking/BookingPage.php
+++ b/src/Booking/BookingPage.php
@@ -5,6 +5,7 @@ namespace Unsupervised\Schedular\Booking;
 
 use Unsupervised\Schedular\Auth\RegistrationStatus;
 use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Val;
 
 class BookingPage {
@@ -18,6 +19,8 @@ class BookingPage {
 	/** The student's upcoming lessons only — nothing bookable. */
 	public const MODE_UPCOMING = 'upcoming';
 
+	public function __construct( private GuardianService $guardians ) {}
+
 	/**
 	 * Renders the booking shortcode/block output.
 	 *
@@ -64,6 +67,11 @@ class BookingPage {
 		$showBooking  = self::MODE_UPCOMING !== $mode;
 		$showUpcoming = self::MODE_BOOKING !== $mode;
 
+		// Who this account may book for. A single-student account gets one entry
+		// (themselves) and no selector at all; a guardian's list leads with their
+		// children, so the default choice is never the parent.
+		$students = $this->guardians->bookableStudents( get_current_user_id() );
+
 		ob_start();
 		include USC_PLUGIN_DIR . 'templates/frontend/booking-page.php';
 		return (string) ob_get_clean();
diff --git a/src/GroupClass/EnrollmentEndpoint.php b/src/GroupClass/EnrollmentEndpoint.php
index 28f8d8e..372ecc9 100644
--- a/src/GroupClass/EnrollmentEndpoint.php
+++ b/src/GroupClass/EnrollmentEndpoint.php
@@ -4,6 +4,7 @@ declare(strict_types=1);
 namespace Unsupervised\Schedular\GroupClass;
 
 use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\Payment;
@@ -20,6 +21,7 @@ class EnrollmentEndpoint {
 		private RegistrationGate $gate,
 		private PaymentService $payments,
 		private GroupAccessRepository $access,
+		private GuardianService $guardians,
 	) {}
 
 	/**
@@ -47,6 +49,13 @@ class EnrollmentEndpoint {
 							'required'          => true,
 							'sanitize_callback' => 'absint',
 						],
+						// Who is being enrolled. 0/absent means the caller enrols
+						// themselves; a child's id is honoured only for their guardian.
+						'student_id'                  => [
+							'type'              => 'integer',
+							'default'           => 0,
+							'sanitize_callback' => 'absint',
+						],
 						'answers'                     => [
 							'type'    => 'object',
 							'default' => [],
@@ -81,13 +90,25 @@ class EnrollmentEndpoint {
 		} elseif ( current_user_can( RoleManager::CAP_MANAGE_AVAILABILITY ) ) {
 			$enrollments = $this->enrollments->findByInstructor( $userId );
 		} else {
-			$enrollments = $this->enrollments->findByStudent( $userId );
+			// A guardian sees the whole household's enrolments — their own and
+			// every child's — so one account covers the family.
+			$enrollments = [];
+			foreach ( $this->guardians->householdIds( $userId ) as $studentId ) {
+				$enrollments = array_merge( $enrollments, $this->enrollments->findByStudent( $studentId ) );
+			}
 		}
 
 		return new \WP_REST_Response( array_map( fn( Enrollment $e ) => $e->toArray(), $enrollments ), 200 );
 	}
 
 	public function enroll( \WP_REST_Request $request ): \WP_REST_Response|\WP_Error {
+		// Who is being enrolled is settled before anything else, so an
+		// unauthorised student id never reaches a seat claim or a charge.
+		$studentId = $this->resolveStudent( $request );
+		if ( $studentId instanceof \WP_Error ) {
+			return $studentId;
+		}
+
 		$offeringId = absint( Val::int( $request->get_param( 'offering_id' ) ) );
 		$offering   = $this->offerings->findById( $offeringId );
 
@@ -95,8 +116,6 @@ class EnrollmentEndpoint {
 			return new \WP_Error( 'invalid_offering', __( 'Group class not found.', 'unsupervised-schedular' ), [ 'status' => 404 ] );
 		}
 
-		$studentId = get_current_user_id();
-
 		if ( $this->enrollments->hasActiveEnrollment( $offeringId, $studentId ) ) {
 			return new \WP_Error( 'already_enrolled', __( 'You are already enrolled in this class.', 'unsupervised-schedular' ), [ 'status' => 409 ] );
 		}
@@ -133,7 +152,9 @@ class EnrollmentEndpoint {
 			)
 		);
 
-		$this->gate->record( PolicyAcceptance::REG_ENROLLMENT, $id, $studentId, $offeringId, $answers, $acceptedVersionIds, $this->clientIp() );
+		// The acceptance binds the student but is attributed to whoever ticked the
+		// boxes — the guardian, when they enrolled a child.
+		$this->gate->record( PolicyAcceptance::REG_ENROLLMENT, $id, $studentId, $offeringId, $answers, $acceptedVersionIds, $this->clientIp(), get_current_user_id() );
 
 		// Mark the access grant used so instructor rosters distinguish invited
 		// students from enrolled ones (a no-op for public classes).
@@ -146,7 +167,16 @@ class EnrollmentEndpoint {
 		// regardless of payment.
 		$payment = null;
 		if ( $offering->price > 0.0 && ! $offering->isScheduledBilling() ) {
-			$payment = $this->payments->createForRegistration( Payment::REG_ENROLLMENT, $id, $studentId, $offering->instructorId, $offering->price, $offering->currency, $offering->etransferEmail );
+			$payment = $this->payments->createForRegistration(
+				Payment::REG_ENROLLMENT,
+				$id,
+				$studentId,
+				$offering->instructorId,
+				$offering->price,
+				$offering->currency,
+				$offering->etransferEmail,
+				payerId: $this->guardians->payerFor( $studentId )
+			);
 		}
 
 		// `payment: null` tells the front end to skip the payment step entirely.
@@ -176,7 +206,7 @@ class EnrollmentEndpoint {
 			return new \WP_Error( 'not_found', __( 'Enrolment not found.', 'unsupervised-schedular' ), [ 'status' => 404 ] );
 		}
 
-		if ( get_current_user_id() !== $enrollment->studentId ) {
+		if ( ! $this->guardians->canActFor( get_current_user_id(), $enrollment->studentId ) ) {
 			return new \WP_Error( 'forbidden', __( 'You cannot withdraw from this class.', 'unsupervised-schedular' ), [ 'status' => 403 ] );
 		}
 
@@ -212,6 +242,30 @@ class EnrollmentEndpoint {
 		return is_user_logged_in() && current_user_can( RoleManager::CAP_BOOK_LESSON );
 	}
 
+	/**
+	 * Who this enrolment is for: the caller by default, or one of their children
+	 * when a `student_id` is supplied and they are that child's guardian. An id
+	 * the caller may not act for is a 403, never a silent fallback to themselves.
+	 */
+	private function resolveStudent( \WP_REST_Request $request ): int|\WP_Error {
+		$userId    = get_current_user_id();
+		$requested = absint( Val::int( $request->get_param( 'student_id' ) ) );
+
+		if ( $requested <= 0 || $requested === $userId ) {
+			return $userId;
+		}
+
+		if ( ! $this->guardians->canActFor( $userId, $requested ) ) {
+			return new \WP_Error(
+				'forbidden',
+				__( 'You cannot enrol that student.', 'unsupervised-schedular' ),
+				[ 'status' => 403 ]
+			);
+		}
+
+		return $requested;
+	}
+
 	/**
 	 * Extract a question_id => value map from the request.
 	 *
diff --git a/src/GroupClass/GroupClassPage.php b/src/GroupClass/GroupClassPage.php
index a6edbc7..cc8f936 100644
--- a/src/GroupClass/GroupClassPage.php
+++ b/src/GroupClass/GroupClassPage.php
@@ -4,10 +4,13 @@ declare(strict_types=1);
 namespace Unsupervised\Schedular\GroupClass;
 
 use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Val;
 
 class GroupClassPage {
 
+	public function __construct( private GuardianService $guardians ) {}
+
 	/**
 	 * Renders the group-class enrolment shortcode output.
 	 *
@@ -39,6 +42,10 @@ class GroupClassPage {
 
 		$offeringId = absint( Val::int( $atts['offering'] ?? $atts['offeringId'] ?? 0 ) );
 
+		// Who this account may enrol — children first, the account holder last, so
+		// a guardian's default choice is a child rather than themselves.
+		$students = $this->guardians->bookableStudents( get_current_user_id() );
+
 		ob_start();
 		include USC_PLUGIN_DIR . 'templates/frontend/group-classes-page.php';
 		return (string) ob_get_clean();
diff --git a/src/Guardian/ChildLoginGate.php b/src/Guardian/ChildLoginGate.php
new file mode 100644
index 0000000..58d3509
--- /dev/null
+++ b/src/Guardian/ChildLoginGate.php
@@ -0,0 +1,62 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Guardian;
+
+use Unsupervised\Schedular\Auth\RoleManager;
+
+/**
+ * Keeps child accounts unusable as logins. A child holds the `us_student` role
+ * so every `student_id` lookup in the schema keeps working, but nobody is ever
+ * given its credentials — this closes the door the role would otherwise leave
+ * open:
+ *
+ * - authentication is refused outright, and
+ * - the booking capability is withheld, so nothing that reaches a capability
+ *   check on a child's own session (there should be none) can book as them.
+ *
+ * Both key off the `us_child` meta, so ordinary students are untouched.
+ */
+class ChildLoginGate {
+
+	public function register(): void {
+		add_filter( 'wp_authenticate_user', [ $this, 'blockChildLogin' ], 10, 1 );
+		add_filter( 'user_has_cap', [ $this, 'withholdBooking' ], 10, 4 );
+	}
+
+	/**
+	 * Refuse authentication for a child account. Runs after password
+	 * verification, so it holds even if a password were somehow set on one.
+	 *
+	 * @param \WP_User|\WP_Error $user Authenticating user, or an earlier error.
+	 * @return \WP_User|\WP_Error
+	 */
+	public function blockChildLogin( $user ) {
+		if ( $user instanceof \WP_User && GuardianService::isChild( (int) $user->ID ) ) {
+			return new \WP_Error(
+				'us_child_account',
+				esc_html__( 'This is a child account and cannot be signed in to. Please sign in with the parent or guardian account.', 'unsupervised-schedular' )
+			);
+		}
+
+		return $user;
+	}
+
+	/**
+	 * Strip the booking capability from a child account, so the only route to a
+	 * lesson in their name is their guardian's authorised booking.
+	 *
+	 * @param array<string, bool> $allcaps All capabilities currently held.
+	 * @param array<int, string>  $caps    Required capabilities (unused).
+	 * @param array<int, mixed>   $args    Callback args (unused).
+	 * @param mixed               $user    The user being checked (a WP_User in practice).
+	 * @return array<string, bool>
+	 */
+	public function withholdBooking( array $allcaps, array $caps, array $args, mixed $user ): array {
+		if ( $user instanceof \WP_User && GuardianService::isChild( (int) $user->ID ) ) {
+			unset( $allcaps[ RoleManager::CAP_BOOK_LESSON ] );
+		}
+
+		return $allcaps;
+	}
+}
diff --git a/src/Guardian/FamilyPage.php b/src/Guardian/FamilyPage.php
new file mode 100644
index 0000000..e93543f
--- /dev/null
+++ b/src/Guardian/FamilyPage.php
@@ -0,0 +1,284 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Guardian;
+
+use Unsupervised\Schedular\Registration\Answer;
+use Unsupervised\Schedular\Registration\AnswerRepository;
+use Unsupervised\Schedular\Registration\Question;
+use Unsupervised\Schedular\Registration\QuestionRepository;
+use Unsupervised\Schedular\Val;
+
+/**
+ * The guardian's "my family" screen (`[us_family]`): list, add, edit and remove
+ * the children they book for.
+ *
+ * Submissions are processed on `template_redirect` — before any output — and
+ * post/redirect/get back to the page, so a refresh cannot resubmit and add the
+ * same child twice.
+ */
+class FamilyPage {
+
+	/** Query flag carrying a completed action back to {@see render()}. */
+	private const RESULT_ADDED   = 'added';
+	private const RESULT_UPDATED = 'updated';
+	private const RESULT_REMOVED = 'removed';
+
+	/**
+	 * Error from the most recent submission processed on `template_redirect`,
+	 * carried over to {@see render()} so it can be shown inline with the form.
+	 */
+	private string $submitError = '';
+
+	public function __construct(
+		private GuardianService $guardians,
+		private QuestionRepository $questions,
+		private AnswerRepository $answers,
+	) {}
+
+	/**
+	 * Renders the family shortcode/block output.
+	 *
+	 * @param array<int|string, mixed> $atts Block attributes (`loginPageId`) or
+	 *                                       shortcode attributes (`login_page_id`).
+	 */
+	public function render( array $atts ): string {
+		if ( ! is_user_logged_in() ) {
+			$loginPageId = Val::int( $atts['loginPageId'] ?? $atts['login_page_id'] ?? 0 );
+
+			return sprintf(
+				'<p>%s <a href="%s">%s</a>.</p>',
+				esc_html__( 'Please', 'unsupervised-schedular' ),
+				esc_url( $this->loginUrl( $loginPageId ) ),
+				esc_html__( 'log in to manage your family', 'unsupervised-schedular' )
+			);
+		}
+
+		wp_enqueue_style( 'us-scheduler' );
+
+		$userId = get_current_user_id();
+
+		$children  = $this->guardians->children( $userId );
+		$questions = $this->questions->findByScope( Question::SCOPE_ACCOUNT, activeOnly: true );
+		$error     = $this->submitError;
+
+		// phpcs:ignore WordPress.Security.NonceVerification.Recommended -- read-only display flag; the submit that set it was nonce-checked.
+		$result = sanitize_key( Val::string( wp_unslash( $_GET['us_family'] ?? '' ) ) );
+		$notice = $this->noticeFor( $result );
+
+		// Which child the "edit" link opened, if any — the row is swapped for an
+		// editable form rather than every row carrying one.
+		// phpcs:ignore WordPress.Security.NonceVerification.Recommended -- read-only routing; the edit submit is nonce-checked.
+		$editingId = absint( Val::int( $_GET['us_edit_child'] ?? 0 ) );
+
+		ob_start();
+		include USC_PLUGIN_DIR . 'templates/frontend/family-page.php';
+		return (string) ob_get_clean();
+	}
+
+	/**
+	 * Process an add/edit/remove submission on `template_redirect`, before any
+	 * page output, then post/redirect/get back to the page. An error is stashed
+	 * for {@see render()} to show inline with the form.
+	 */
+	public function maybeHandleSubmit(): void {
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing -- routing only; the action is nonce-checked immediately below.
+		$action = sanitize_key( Val::string( wp_unslash( $_POST['us_family_action'] ?? '' ) ) );
+
+		if ( '' === $action || ! is_user_logged_in() ) {
+			return;
+		}
+
+		if ( ! check_admin_referer( 'us_family' ) ) {
+			return;
+		}
+
+		$userId = get_current_user_id();
+
+		$result = match ( $action ) {
+			'add'    => $this->handleAdd( $userId ),
+			'edit'   => $this->handleEdit( $userId ),
+			'remove' => $this->handleRemove( $userId ),
+			default  => new \WP_Error( 'unknown_action', __( 'Unrecognised request.', 'unsupervised-schedular' ) ),
+		};
+
+		if ( $result instanceof \WP_Error ) {
+			$this->submitError = $result->get_error_message();
+			return;
+		}
+
+		$this->redirect( add_query_arg( 'us_family', $result, $this->currentUrl() ) );
+	}
+
+	/**
+	 * Add a child, then record their answers to the account-signup questions —
+	 * asked per child, since they describe the student rather than the account.
+	 *
+	 * Required answers are validated *before* the child is created, so a missing
+	 * one never leaves a nameless half-added child behind.
+	 */
+	private function handleAdd( int $guardianId ): string|\WP_Error {
+		$name         = $this->postString( 'child_name' );
+		$dateOfBirth  = $this->postString( 'child_dob' );
+		$relationship = $this->postString( 'child_relationship' );
+
+		$questions = $this->questions->findByScope( Question::SCOPE_ACCOUNT, activeOnly: true );
+		$answers   = $this->submittedAnswers();
+
+		$missing = $this->firstMissingAnswer( $questions, $answers );
+		if ( null !== $missing ) {
+			return $missing;
+		}
+
+		$childId = $this->guardians->createChild( $guardianId, $name, $dateOfBirth, $relationship );
+		if ( $childId instanceof \WP_Error ) {
+			return $childId;
+		}
+
+		$this->recordAnswers( $questions, $answers, $childId );
+
+		return self::RESULT_ADDED;
+	}
+
+	private function handleEdit( int $guardianId ): string|\WP_Error {
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing -- nonce checked by the caller.
+		$childId = absint( Val::int( $_POST['child_id'] ?? 0 ) );
+
+		$error = $this->guardians->updateChild( $guardianId, $childId, $this->postString( 'child_name' ), $this->postString( 'child_dob' ) );
+
+		return $error ?? self::RESULT_UPDATED;
+	}
+
+	private function handleRemove( int $guardianId ): string|\WP_Error {
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing -- nonce checked by the caller.
+		$childId = absint( Val::int( $_POST['child_id'] ?? 0 ) );
+
+		$error = $this->guardians->removeChild( $guardianId, $childId );
+
+		return $error ?? self::RESULT_REMOVED;
+	}
+
+	/**
+	 * The first required question left unanswered, as the error to show — or null
+	 * when every required question has a value.
+	 *
+	 * @param list<Question>     $questions
+	 * @param array<int, string> $answers   question_id => submitted value
+	 */
+	private function firstMissingAnswer( array $questions, array $answers ): ?\WP_Error {
+		foreach ( $questions as $question ) {
+			if ( $question->isRequired && '' === trim( (string) ( $answers[ (int) $question->id ] ?? '' ) ) ) {
+				return new \WP_Error( 'missing_answer', __( 'Please answer all required questions for this child.', 'unsupervised-schedular' ) );
+			}
+		}
+
+		return null;
+	}
+
+	/**
+	 * Persist a child's answers to the account-signup questions. The answer is
+	 * recorded against the child, not the guardian, so a studio admin reading a
+	 * child's screen sees the information that describes them.
+	 *
+	 * @param list<Question>     $questions
+	 * @param array<int, string> $answers   question_id => submitted value
+	 */
+	private function recordAnswers( array $questions, array $answers, int $childId ): void {
+		foreach ( $questions as $question ) {
+			$value = trim( (string) ( $answers[ (int) $question->id ] ?? '' ) );
+			if ( '' === $value ) {
+				continue;
+			}
+
+			$this->answers->insert(
+				new Answer(
+					questionId:       (int) $question->id,
+					registrationType: Answer::REG_ACCOUNT,
+					registrationId:   $childId,
+					studentId:        $childId,
+					answerValue:      $value,
+				)
+			);
+		}
+	}
+
+	/**
+	 * The account-question answers submitted with the form, keyed by question id.
+	 *
+	 * @return array<int, string>
+	 */
+	private function submittedAnswers(): array {
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing, WordPress.Security.ValidatedSanitizedInput.InputNotSanitized, WordPress.Security.ValidatedSanitizedInput.MissingUnslash -- nonce checked by the caller; each value is unslashed and sanitized in the loop below.
+		$raw = $_POST['us_answers'] ?? [];
+		if ( ! is_array( $raw ) ) {
+			return [];
+		}
+
+		$out = [];
+		foreach ( $raw as $questionId => $value ) {
+			$out[ absint( Val::int( $questionId ) ) ] = sanitize_textarea_field( Val::string( wp_unslash( $value ) ) );
+		}
+
+		return $out;
+	}
+
+	/**
+	 * A sanitized text field from the submission. The caller has already verified
+	 * the nonce.
+	 */
+	private function postString( string $key ): string {
+		// phpcs:ignore WordPress.Security.NonceVerification.Missing -- nonce checked by the caller.
+		return sanitize_text_field( Val::string( wp_unslash( $_POST[ $key ] ?? '' ) ) );
+	}
+
+	/**
+	 * The confirmation to show for a completed action, or an empty string when
+	 * the flag is absent or unrecognised.
+	 */
+	private function noticeFor( string $result ): string {
+		return match ( $result ) {
+			self::RESULT_ADDED   => __( 'Child added.', 'unsupervised-schedular' ),
+			self::RESULT_UPDATED => __( 'Details updated.', 'unsupervised-schedular' ),
+			self::RESULT_REMOVED => __( 'Child removed.', 'unsupervised-schedular' ),
+			default              => '',
+		};
+	}
+
+	/**
+	 * The current page's clean permalink, used as the post/redirect/get target so
+	 * the edit flag and any stale notice are dropped from the URL.
+	 */
+	private function currentUrl(): string {
+		$url = get_permalink();
+
+		return is_string( $url ) ? $url : home_url( '/' );
+	}
+
+	/**
+	 * Issues the post-submit redirect and stops the request. Split out so tests
+	 * can observe the target without the process exiting.
+	 */
+	protected function redirect( string $url ): void {
+		wp_safe_redirect( $url );
+		exit;
+	}
+
+	/**
+	 * URL the logged-out prompt sends visitors to: the chosen login page when one
+	 * is configured (and still exists), otherwise the WordPress login screen with
+	 * a redirect back to the current page.
+	 */
+	public function loginUrl( int $loginPageId ): string {
+		if ( $loginPageId > 0 ) {
+			$url = get_permalink( $loginPageId );
+
+			if ( is_string( $url ) ) {
+				return $url;
+			}
+		}
+
+		$permalink = get_permalink();
+
+		return wp_login_url( false === $permalink ? '' : $permalink );
+	}
+}
diff --git a/src/Guardian/GuardianLink.php b/src/Guardian/GuardianLink.php
new file mode 100644
index 0000000..b3755f5
--- /dev/null
+++ b/src/Guardian/GuardianLink.php
@@ -0,0 +1,47 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Guardian;
+
+use Unsupervised\Schedular\Val;
+
+/**
+ * One parent/guardian ↔ child link. The child is a real (login-less) WordPress
+ * user, so `studentId` is a `wp_users` ID exactly like every other student id in
+ * the schema — this row only records who books and pays on their behalf.
+ */
+class GuardianLink {
+
+	public function __construct(
+		public readonly int $guardianId,
+		public readonly int $studentId,
+		public readonly string $relationship = '',
+		public readonly ?string $createdAt = null,
+		public readonly ?int $id = null,
+	) {}
+
+	public static function fromRow( \stdClass $row ): self {
+		return new self(
+			guardianId:   Val::int( $row->guardian_id ),
+			studentId:    Val::int( $row->student_id ),
+			relationship: Val::string( $row->relationship ?? '' ),
+			createdAt:    Val::stringOrNull( $row->created_at ?? null ),
+			id:           Val::int( $row->id ),
+		);
+	}
+
+	/**
+	 * Returns a plain array representation of the link.
+	 *
+	 * @return array<string, mixed>
+	 */
+	public function toArray(): array {
+		return [
+			'id'           => $this->id,
+			'guardian_id'  => $this->guardianId,
+			'student_id'   => $this->studentId,
+			'relationship' => $this->relationship,
+			'created_at'   => $this->createdAt,
+		];
+	}
+}
diff --git a/src/Guardian/GuardianRepository.php b/src/Guardian/GuardianRepository.php
new file mode 100644
index 0000000..376fd64
--- /dev/null
+++ b/src/Guardian/GuardianRepository.php
@@ -0,0 +1,122 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Guardian;
+
+class GuardianRepository {
+
+	private string $table;
+
+	public function __construct( private \wpdb $db ) {
+		$this->table = $db->prefix . 'us_guardians';
+	}
+
+	/**
+	 * Link a child to a guardian. Returns 0 without inserting when the child
+	 * already has a guardian: v1 is one guardian per child, and the check lives
+	 * here so every caller (signup, the family screen, admin) gets it.
+	 */
+	public function insert( GuardianLink $link ): int {
+		if ( null !== $this->findByStudent( $link->studentId ) ) {
+			return 0;
+		}
+
+		$this->db->insert(
+			$this->table,
+			[
+				'guardian_id'  => $link->guardianId,
+				'student_id'   => $link->studentId,
+				'relationship' => $link->relationship,
+				'created_at'   => current_time( 'mysql' ),
+			],
+			[ '%d', '%d', '%s', '%s' ]
+		);
+
+		return $this->db->insert_id;
+	}
+
+	/**
+	 * The link naming this child's guardian, or null when they book for
+	 * themselves.
+	 */
+	public function findByStudent( int $studentId ): ?GuardianLink {
+		$row = $this->db->get_row(
+			$this->db->prepare(
+				'SELECT * FROM %i WHERE student_id = %d LIMIT 1',
+				$this->table,
+				$studentId
+			)
+		);
+
+		return $row ? GuardianLink::fromRow( $row ) : null;
+	}
+
+	/**
+	 * Every child linked to a guardian, oldest link first — the order they are
+	 * offered in the booking selector, so it stays stable as children are added.
+	 *
+	 * @return list<GuardianLink>
+	 */
+	public function findByGuardian( int $guardianId ): array {
+		$rows = $this->db->get_results(
+			$this->db->prepare(
+				'SELECT * FROM %i WHERE guardian_id = %d ORDER BY created_at ASC, id ASC',
+				$this->table,
+				$guardianId
+			)
+		);
+
+		return array_map( GuardianLink::fromRow( ... ), $rows ?? [] );
+	}
+
+	/**
+	 * Whether this exact guardian↔child pair is linked — the authorisation check
+	 * behind every "act for this student" boundary.
+	 */
+	public function isGuardianOf( int $guardianId, int $studentId ): bool {
+		$found = $this->db->get_var(
+			$this->db->prepare(
+				'SELECT id FROM %i WHERE guardian_id = %d AND student_id = %d LIMIT 1',
+				$this->table,
+				$guardianId,
+				$studentId
+			)
+		);
+
+		return null !== $found;
+	}
+
+	/**
+	 * Remove the link between a guardian and one of their children. Deleting the
+	 * child user itself is the caller's decision ({@see GuardianService::removeChild()});
+	 * this only unlinks.
+	 */
+	public function delete( int $guardianId, int $studentId ): bool {
+		$deleted = $this->db->delete(
+			$this->table,
+			[
+				'guardian_id' => $guardianId,
+				'student_id'  => $studentId,
+			],
+			[ '%d', '%d' ]
+		);
+
+		return (int) $deleted > 0;
+	}
+
+	/**
+	 * How many children a guardian has — enough to decide whether the booking
+	 * page needs a "who is this for?" selector at all.
+	 */
+	public function countChildren( int $guardianId ): int {
+		$count = $this->db->get_var(
+			$this->db->prepare(
+				'SELECT COUNT(*) FROM %i WHERE guardian_id = %d',
+				$this->table,
+				$guardianId
+			)
+		);
+
+		return (int) $count;
+	}
+}
diff --git a/src/Guardian/GuardianService.php b/src/Guardian/GuardianService.php
new file mode 100644
index 0000000..315d7f0
--- /dev/null
+++ b/src/Guardian/GuardianService.php
@@ -0,0 +1,362 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Guardian;
+
+use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Auth\UserName;
+use Unsupervised\Schedular\Booking\BookingRepository;
+use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Val;
+
+/**
+ * Everything a guardian does on a child's behalf: creating the child's
+ * login-less account, deciding who may act for whom, and resolving the payer and
+ * contact behind a student id.
+ */
+class GuardianService {
+
+	/**
+	 * Marks a `wp_users` row as a child account: created by a guardian, holding
+	 * the student role so every `student_id` lookup keeps working, but with no
+	 * usable login. {@see ChildLoginGate} enforces the "no login" half.
+	 */
+	public const META_CHILD = 'us_child';
+
+	/** A child's date of birth (`Y-m-d`), collected at signup and editable after. */
+	public const META_DOB = 'us_date_of_birth';
+
+	/**
+	 * Domain used for a child's placeholder login address. `.invalid` is reserved
+	 * by RFC 2606 and can never resolve, so a child's address is guaranteed
+	 * undeliverable — nothing about a child's account can ever be emailed to
+	 * somewhere real by mistake.
+	 */
+	private const CHILD_EMAIL_DOMAIN = 'child.invalid';
+
+	public function __construct(
+		private GuardianRepository $guardians,
+		private BookingRepository $bookings,
+		private EnrollmentRepository $enrollments,
+	) {}
+
+	/**
+	 * Create a login-less child account and link it to its guardian. The password
+	 * is random and discarded — it is never stored anywhere readable, emailed, or
+	 * shown — so the account cannot be signed into even if the gate were removed.
+	 *
+	 * Returns the new user ID, or a `WP_Error` when the name is blank or WordPress
+	 * refuses the insert.
+	 */
+	public function createChild( int $guardianId, string $name, string $dateOfBirth = '', string $relationship = '' ): int|\WP_Error {
+		$name = trim( $name );
+		if ( '' === $name ) {
+			return new \WP_Error( 'missing_name', __( 'Please give each child a name.', 'unsupervised-schedular' ) );
+		}
+
+		$email  = $this->childEmail();
+		$userId = wp_insert_user(
+			[
+				'user_login'   => $email,
+				'user_email'   => $email,
+				'user_pass'    => wp_generate_password( 24, true, true ),
+				'display_name' => $name,
+				'nickname'     => $name,
+				'role'         => RoleManager::STUDENT,
+			]
+		);
+
+		if ( is_wp_error( $userId ) ) {
+			return $userId;
+		}
+
+		$userId = (int) $userId;
+
+		update_user_meta( $userId, self::META_CHILD, '1' );
+		$this->setDateOfBirth( $userId, $dateOfBirth );
+
+		$linkId = $this->guardians->insert(
+			new GuardianLink(
+				guardianId:   $guardianId,
+				studentId:    $userId,
+				relationship: trim( $relationship ),
+			)
+		);
+
+		// The child was just created, so it cannot already be linked — a failure
+		// here means the insert itself failed, and leaving an unreachable orphan
+		// user behind would be worse than reporting it.
+		if ( $linkId <= 0 ) {
+			$this->deleteUser( $userId );
+
+			return new \WP_Error( 'link_failed', __( 'Could not add this child. Please contact the studio.', 'unsupervised-schedular' ) );
+		}
+
+		return $userId;
+	}
+
+	/**
+	 * Rename a child and update their date of birth. Refuses a student the caller
+	 * is not the guardian of, so the family screen cannot be turned into an
+	 * arbitrary user editor by posting someone else's id.
+	 *
+	 * Returns null on success, mirroring {@see \Unsupervised\Schedular\Registration\RegistrationGate::validate()}.
+	 */
+	public function updateChild( int $guardianId, int $studentId, string $name, string $dateOfBirth = '' ): ?\WP_Error {
+		if ( ! $this->guardians->isGuardianOf( $guardianId, $studentId ) ) {
+			return new \WP_Error( 'forbidden', __( 'That is not one of your children.', 'unsupervised-schedular' ) );
+		}
+
+		$name = trim( $name );
+		if ( '' === $name ) {
+			return new \WP_Error( 'missing_name', __( 'Please give each child a name.', 'unsupervised-schedular' ) );
+		}
+
+		$result = wp_update_user(
+			[
+				'ID'           => $studentId,
+				'display_name' => $name,
+				'nickname'     => $name,
+			]
+		);
+
+		if ( is_wp_error( $result ) ) {
+			return $result;
+		}
+
+		$this->setDateOfBirth( $studentId, $dateOfBirth );
+
+		return null;
+	}
+
+	/**
+	 * Unlink a child and delete their account. Refused once the child has any
+	 * lesson or enrolment history: their id is referenced by lessons, payments and
+	 * credits, and deleting the user would orphan all of it. A studio admin
+	 * handles those cases by hand.
+	 *
+	 * Returns null on success.
+	 */
+	public function removeChild( int $guardianId, int $studentId ): ?\WP_Error {
+		if ( ! $this->guardians->isGuardianOf( $guardianId, $studentId ) ) {
+			return new \WP_Error( 'forbidden', __( 'That is not one of your children.', 'unsupervised-schedular' ) );
+		}
+
+		if ( [] !== $this->bookings->findByStudent( $studentId ) || [] !== $this->enrollments->findByStudent( $studentId ) ) {
+			return new \WP_Error(
+				'has_history',
+				__( 'This child has lessons or enrolments on record and cannot be removed here. Please contact the studio.', 'unsupervised-schedular' )
+			);
+		}
+
+		$this->guardians->delete( $guardianId, $studentId );
+		$this->deleteUser( $studentId );
+
+		return null;
+	}
+
+	/**
+	 * Whether `$actorId` may book, cancel and pay as `$studentId` — true for
+	 * themselves, and for a guardian acting as one of their own children. This is
+	 * the authorisation boundary the REST endpoints and form handlers check before
+	 * honouring a submitted student id.
+	 */
+	public function canActFor( int $actorId, int $studentId ): bool {
+		if ( $actorId <= 0 || $studentId <= 0 ) {
+			return false;
+		}
+
+		return $actorId === $studentId || $this->guardians->isGuardianOf( $actorId, $studentId );
+	}
+
+	/**
+	 * Who owes a student's charges: their guardian when they have one, otherwise
+	 * themselves. Payments, credits and the billing-method override all resolve
+	 * through this, so a family shares one balance and one billing setting.
+	 */
+	public function payerFor( int $studentId ): int {
+		$link = $this->guardians->findByStudent( $studentId );
+
+		return null !== $link ? $link->guardianId : $studentId;
+	}
+
+	/**
+	 * The student ids whose lessons `$userId` may see: their own plus every child
+	 * they are guardian for.
+	 *
+	 * @return list<int>
+	 */
+	public function householdIds( int $userId ): array {
+		$ids = [ $userId ];
+
+		foreach ( $this->guardians->findByGuardian( $userId ) as $link ) {
+			$ids[] = $link->studentId;
+		}
+
+		return array_values( array_unique( $ids ) );
+	}
+
+	/**
+	 * The people a user may book or enrol for: **children first**, then
+	 * themselves. The order is the point — a guardian's normal case is booking for
+	 * a child, so the first option (and hence the default selection) is a child,
+	 * never the parent. Booking for a child by mistake is a correctable
+	 * inconvenience; silently billing a parent's account for a lesson meant for
+	 * their kid is the error worth designing out.
+	 *
+	 * The guardian is still offered, last, so a parent taking lessons alongside
+	 * their children can book for themselves from the same account.
+	 *
+	 * @return list<array{id: int, name: string, is_self: bool}>
+	 */
+	public function bookableStudents( int $userId ): array {
+		$out = [];
+
+		foreach ( $this->children( $userId ) as $child ) {
+			$out[] = [
+				'id'      => $child['id'],
+				'name'    => $child['name'],
+				'is_self' => false,
+			];
+		}
+
+		$self = get_userdata( $userId );
+
+		$out[] = [
+			'id'      => $userId,
+			'name'    => UserName::format( $self instanceof \WP_User ? $self : null, $userId ),
+			'is_self' => true,
+		];
+
+		return $out;
+	}
+
+	/**
+	 * A guardian's children, in link order, with the details the family and admin
+	 * screens display.
+	 *
+	 * @return list<array{id: int, name: string, date_of_birth: string, relationship: string}>
+	 */
+	public function children( int $guardianId ): array {
+		$out = [];
+
+		foreach ( $this->guardians->findByGuardian( $guardianId ) as $link ) {
+			$user = get_userdata( $link->studentId );
+
+			$out[] = [
+				'id'            => $link->studentId,
+				'name'          => UserName::format( $user instanceof \WP_User ? $user : null, $link->studentId ),
+				'date_of_birth' => Val::string( get_user_meta( $link->studentId, self::META_DOB, true ) ),
+				'relationship'  => $link->relationship,
+			];
+		}
+
+		return $out;
+	}
+
+	/**
+	 * The guardian behind a child, or null when the student books for themselves.
+	 *
+	 * @return array{id: int, name: string, email: string}|null
+	 */
+	public function guardianOf( int $studentId ): ?array {
+		$link = $this->guardians->findByStudent( $studentId );
+		if ( null === $link ) {
+			return null;
+		}
+
+		$user = get_userdata( $link->guardianId );
+
+		return [
+			'id'    => $link->guardianId,
+			'name'  => UserName::format( $user instanceof \WP_User ? $user : null, $link->guardianId ),
+			'email' => $user instanceof \WP_User ? $user->user_email : '',
+		];
+	}
+
+	/**
+	 * Who to contact about a student: their guardian when they have one, otherwise
+	 * the student. What an instructor looking at a child's lesson actually needs —
+	 * a child's own address is an undeliverable placeholder.
+	 *
+	 * @return array{id: int, name: string, email: string}
+	 */
+	public function contactFor( int $studentId ): array {
+		$guardian = $this->guardianOf( $studentId );
+		if ( null !== $guardian ) {
+			return $guardian;
+		}
+
+		$user = get_userdata( $studentId );
+
+		return [
+			'id'    => $studentId,
+			'name'  => UserName::format( $user instanceof \WP_User ? $user : null, $studentId ),
+			'email' => $user instanceof \WP_User ? $user->user_email : '',
+		];
+	}
+
+	/**
+	 * A student's display name, or an empty string when the user is gone. Used
+	 * wherever a charge or lesson has to say whose it is.
+	 */
+	public function studentName( int $studentId ): string {
+		$user = get_userdata( $studentId );
+
+		return UserName::format( $user instanceof \WP_User ? $user : null );
+	}
+
+	/**
+	 * Whether a user is a child account (created by a guardian, cannot sign in).
+	 */
+	public static function isChild( int $userId ): bool {
+		return '1' === Val::string( get_user_meta( $userId, self::META_CHILD, true ) );
+	}
+
+	/**
+	 * Delete a child's user account. Split out so the front-end paths pull in the
+	 * admin user functions `wp_delete_user()` lives in — it is not loaded on the
+	 * front end, where the family screen runs.
+	 */
+	public function deleteUser( int $userId ): void {
+		if ( ! function_exists( 'wp_delete_user' ) ) {
+			require_once ABSPATH . 'wp-admin/includes/user.php';
+		}
+
+		wp_delete_user( $userId );
+	}
+
+	/**
+	 * Store a child's date of birth, or clear it when blank or unparseable. Kept
+	 * as `Y-m-d` so it sorts and displays consistently wherever it is read.
+	 */
+	private function setDateOfBirth( int $userId, string $dateOfBirth ): void {
+		$dateOfBirth = trim( $dateOfBirth );
+
+		if ( '' === $dateOfBirth ) {
+			delete_user_meta( $userId, self::META_DOB );
+			return;
+		}
+
+		$parsed = \DateTimeImmutable::createFromFormat( 'Y-m-d', $dateOfBirth );
+		if ( false === $parsed ) {
+			delete_user_meta( $userId, self::META_DOB );
+			return;
+		}
+
+		update_user_meta( $userId, self::META_DOB, $parsed->format( 'Y-m-d' ) );
+	}
+
+	/**
+	 * An unused placeholder address for a child's account. WordPress requires a
+	 * unique email per user, so the random suffix is retried against
+	 * `email_exists()` rather than assumed unique.
+	 */
+	private function childEmail(): string {
+		do {
+			$email = 'us-child-' . wp_generate_password( 12, false, false ) . '@' . self::CHILD_EMAIL_DOMAIN;
+		} while ( false !== email_exists( $email ) );
+
+		return strtolower( $email );
+	}
+}
diff --git a/src/Installer.php b/src/Installer.php
index 6129913..c76cc19 100644
--- a/src/Installer.php
+++ b/src/Installer.php
@@ -5,7 +5,10 @@ namespace Unsupervised\Schedular;
 
 use Unsupervised\Schedular\Auth\RoleManager;
 use Unsupervised\Schedular\Availability\AvailabilityRepository;
+use Unsupervised\Schedular\Payment\CreditRepository;
+use Unsupervised\Schedular\Payment\PaymentRepository;
 use Unsupervised\Schedular\Payment\ScheduledBillingRunner;
+use Unsupervised\Schedular\Policy\AcceptanceRepository;
 
 class Installer {
 
@@ -50,5 +53,13 @@ class Installer {
 		}
 
 		( new AvailabilityRepository( $wpdb ) )->splitOversizedWindows();
+
+		// Guardian accounts introduced "who pays" / "who agreed" alongside "who the
+		// student is". Every row written before then had them one and the same, so
+		// point the new columns at the student rather than leaving them 0 — the
+		// balance and acceptance lookups key on them directly.
+		( new PaymentRepository( $wpdb ) )->backfillPayerIds();
+		( new CreditRepository( $wpdb ) )->backfillPayerIds();
+		( new AcceptanceRepository( $wpdb ) )->backfillAcceptedBy();
 	}
 }
diff --git a/src/Payment/Credit.php b/src/Payment/Credit.php
index f2dfc5e..7132a1e 100644
--- a/src/Payment/Credit.php
+++ b/src/Payment/Credit.php
@@ -26,6 +26,12 @@ class Credit {
 		public readonly int $studentId,
 		public readonly float $amount,
 		public readonly float $remaining,
+		/**
+		 * The account holding this balance — a child's guardian, or 0 meaning
+		 * "the student themselves". A family's credits all sit on the guardian,
+		 * so one child's cancellation can settle a sibling's charge.
+		 */
+		public readonly int $payerId = 0,
 		public readonly string $currency = 'CAD',
 		public readonly ?int $sourcePaymentId = null,
 		public readonly ?int $sourceLessonId = null,
@@ -41,6 +47,7 @@ class Credit {
 			studentId:       Val::int( $row->student_id ),
 			amount:          Val::float( $row->amount ),
 			remaining:       Val::float( $row->remaining ),
+			payerId:         Val::int( $row->payer_id ?? 0 ),
 			currency:        Val::string( $row->currency ),
 			sourcePaymentId: Val::intOrNull( $row->source_payment_id ?? null ),
 			sourceLessonId:  Val::intOrNull( $row->source_lesson_id ?? null ),
@@ -56,6 +63,15 @@ class Credit {
 		return self::STATUS_AVAILABLE === $this->status && $this->remaining > 0.0;
 	}
 
+	/**
+	 * Whose balance this credit sits in: the recorded payer, falling back to the
+	 * student. Callers go through here rather than reading `payerId`, so the `0`
+	 * default of a pre-guardian credit never leaks out as a user id.
+	 */
+	public function payerOrStudent(): int {
+		return $this->payerId > 0 ? $this->payerId : $this->studentId;
+	}
+
 	/**
 	 * Returns a plain array representation of the credit.
 	 *
@@ -65,6 +81,7 @@ class Credit {
 		return [
 			'id'                => $this->id,
 			'student_id'        => $this->studentId,
+			'payer_id'          => $this->payerOrStudent(),
 			'amount'            => $this->amount,
 			'remaining'         => $this->remaining,
 			'currency'          => $this->currency,
diff --git a/src/Payment/CreditRepository.php b/src/Payment/CreditRepository.php
index 5ca279e..0a2c739 100644
--- a/src/Payment/CreditRepository.php
+++ b/src/Payment/CreditRepository.php
@@ -16,6 +16,7 @@ class CreditRepository {
 			$this->table,
 			[
 				'student_id'        => $credit->studentId,
+				'payer_id'          => $credit->payerOrStudent(),
 				'amount'            => $credit->amount,
 				'remaining'         => $credit->remaining,
 				'currency'          => $credit->currency,
@@ -25,7 +26,7 @@ class CreditRepository {
 				'status'            => $credit->status,
 				'created_at'        => current_time( 'mysql' ),
 			],
-			[ '%d', '%f', '%f', '%s', '%d', '%d', '%s', '%s', '%s' ]
+			[ '%d', '%d', '%f', '%f', '%s', '%d', '%d', '%s', '%s', '%s' ]
 		);
 
 		return $this->db->insert_id;
@@ -56,15 +57,16 @@ class CreditRepository {
 	}
 
 	/**
-	 * A student's total unused credit balance (sum of the remaining amounts of every
-	 * still-available credit).
+	 * A payer's total unused credit balance (sum of the remaining amounts of every
+	 * still-available credit). Keyed on the payer, so a guardian's balance covers
+	 * credits earned by any of their children — one family, one balance.
 	 */
-	public function availableBalance( int $studentId ): float {
+	public function availableBalance( int $payerId ): float {
 		$total = $this->db->get_var(
 			$this->db->prepare(
-				'SELECT COALESCE( SUM( remaining ), 0 ) FROM %i WHERE student_id = %d AND status = %s',
+				'SELECT COALESCE( SUM( remaining ), 0 ) FROM %i WHERE payer_id = %d AND status = %s',
 				$this->table,
-				$studentId,
+				$payerId,
 				Credit::STATUS_AVAILABLE
 			)
 		);
@@ -73,17 +75,17 @@ class CreditRepository {
 	}
 
 	/**
-	 * A student's still-available credits, oldest first — the FIFO order they are
+	 * A payer's still-available credits, oldest first — the FIFO order they are
 	 * consumed in.
 	 *
 	 * @return list<Credit>
 	 */
-	public function findAvailableByStudent( int $studentId ): array {
+	public function findAvailableByPayer( int $payerId ): array {
 		$rows = $this->db->get_results(
 			$this->db->prepare(
-				'SELECT * FROM %i WHERE student_id = %d AND status = %s AND remaining > 0 ORDER BY created_at ASC, id ASC',
+				'SELECT * FROM %i WHERE payer_id = %d AND status = %s AND remaining > 0 ORDER BY created_at ASC, id ASC',
 				$this->table,
-				$studentId,
+				$payerId,
 				Credit::STATUS_AVAILABLE
 			)
 		);
@@ -92,7 +94,10 @@ class CreditRepository {
 	}
 
 	/**
-	 * Every credit for a student, newest first (admin history).
+	 * Every credit earned by a student, newest first — the admin history on their
+	 * own screen. Unlike the balance this is keyed on the student, so a child's
+	 * screen shows the credits their cancellations produced even though the
+	 * balance itself sits with their guardian.
 	 *
 	 * @return list<Credit>
 	 */
@@ -109,17 +114,30 @@ class CreditRepository {
 	}
 
 	/**
-	 * Draw down a student's credit balance by $amount, consuming their available
+	 * Backfill `payer_id` on credits written before guardian accounts existed,
+	 * where the student was always the payer. Run once from the installer so the
+	 * payer-keyed balance queries see those rows.
+	 */
+	public function backfillPayerIds(): void {
+		$sql = $this->db->prepare( 'UPDATE %i SET payer_id = student_id WHERE payer_id = 0', $this->table );
+
+		if ( null !== $sql ) {
+			$this->db->query( $sql );
+		}
+	}
+
+	/**
+	 * Draw down a payer's credit balance by $amount, consuming their available
 	 * credits oldest first and marking each fully-spent credit `consumed`. Stops once
 	 * the amount is exhausted; a balance shorter than $amount simply drains to zero.
 	 */
-	public function consume( int $studentId, float $amount ): void {
+	public function consume( int $payerId, float $amount ): void {
 		$remaining = round( $amount, 2 );
 		if ( $remaining <= 0.0 ) {
 			return;
 		}
 
-		foreach ( $this->findAvailableByStudent( $studentId ) as $credit ) {
+		foreach ( $this->findAvailableByPayer( $payerId ) as $credit ) {
 			if ( $remaining <= 0.0 ) {
 				break;
 			}
diff --git a/src/Payment/Payment.php b/src/Payment/Payment.php
index 230b5f0..bd35870 100644
--- a/src/Payment/Payment.php
+++ b/src/Payment/Payment.php
@@ -39,6 +39,13 @@ class Payment {
 		public readonly string $registrationType,
 		public readonly int $registrationId,
 		public readonly float $amount,
+		/**
+		 * The account that owes this charge — a child's guardian, or 0 meaning
+		 * "the student themselves". Zero rather than a copy of `studentId` so
+		 * every payment written before guardian accounts existed reads back with
+		 * its original meaning without a data migration.
+		 */
+		public readonly int $payerId = 0,
 		public readonly string $currency = 'CAD',
 		public readonly string $method = self::METHOD_ETRANSFER,
 		public readonly string $status = self::STATUS_PENDING,
@@ -64,6 +71,7 @@ class Payment {
 			registrationType:      Val::string( $row->registration_type ),
 			registrationId:        Val::int( $row->registration_id ),
 			amount:                Val::float( $row->amount ),
+			payerId:               Val::int( $row->payer_id ?? 0 ),
 			currency:              Val::string( $row->currency ),
 			method:                Val::string( $row->method ),
 			status:                Val::string( $row->status ),
@@ -87,6 +95,25 @@ class Payment {
 		return self::STATUS_PAID === $this->status;
 	}
 
+	/**
+	 * Who actually owes this charge: the recorded payer, falling back to the
+	 * student. Every caller that needs a person to bill, receipt or credit goes
+	 * through here rather than reading `payerId` directly, so the `0` default
+	 * never leaks out as a user id.
+	 */
+	public function payerOrStudent(): int {
+		return $this->payerId > 0 ? $this->payerId : $this->studentId;
+	}
+
+	/**
+	 * Whether someone other than the student is paying — a guardian. Drives the
+	 * "paid by" line on admin screens, which is noise when they are the same
+	 * person.
+	 */
+	public function hasSeparatePayer(): bool {
+		return $this->payerId > 0 && $this->payerId !== $this->studentId;
+	}
+
 	/**
 	 * Whether this payment was generated by the daily billing scan (weekly /
 	 * monthly) rather than taken at registration. Scheduled payments carry a due
@@ -134,6 +161,7 @@ class Payment {
 		return [
 			'id'                => $this->id,
 			'student_id'        => $this->studentId,
+			'payer_id'          => $this->payerOrStudent(),
 			'instructor_id'     => $this->instructorId,
 			'registration_type' => $this->registrationType,
 			'etransfer_email'   => $this->etransferEmail,
diff --git a/src/Payment/PaymentRepository.php b/src/Payment/PaymentRepository.php
index f55ef3e..d96c396 100644
--- a/src/Payment/PaymentRepository.php
+++ b/src/Payment/PaymentRepository.php
@@ -16,6 +16,7 @@ class PaymentRepository {
 			$this->table,
 			[
 				'student_id'               => $payment->studentId,
+				'payer_id'                 => $payment->payerOrStudent(),
 				'instructor_id'            => $payment->instructorId,
 				'registration_type'        => $payment->registrationType,
 				'registration_id'          => $payment->registrationId,
@@ -36,12 +37,24 @@ class PaymentRepository {
 				'paid_at'                  => $payment->paidAt,
 				'created_at'               => current_time( 'mysql' ),
 			],
-			[ '%d', '%d', '%s', '%d', '%f', '%s', '%s', '%s', '%f', '%f', '%f', '%s', '%s', '%s', '%s', '%s', '%s', '%s', '%s', '%s' ]
+			[ '%d', '%d', '%d', '%s', '%d', '%f', '%s', '%s', '%s', '%f', '%f', '%f', '%s', '%s', '%s', '%s', '%s', '%s', '%s', '%s', '%s' ]
 		);
 
 		return $this->db->insert_id;
 	}
 
+	/**
+	 * Backfill `payer_id` on payments written before guardian accounts existed,
+	 * where the student was always the payer. Run once from the installer.
+	 */
+	public function backfillPayerIds(): void {
+		$sql = $this->db->prepare( 'UPDATE %i SET payer_id = student_id WHERE payer_id = 0', $this->table );
+
+		if ( null !== $sql ) {
+			$this->db->query( $sql );
+		}
+	}
+
 	/**
 	 * Attach the Stripe PaymentIntent id created for a card payment so the webhook
 	 * can later reconcile the charge back to this row.
diff --git a/src/Payment/PaymentService.php b/src/Payment/PaymentService.php
index 2dbda70..ac0831b 100644
--- a/src/Payment/PaymentService.php
+++ b/src/Payment/PaymentService.php
@@ -34,14 +34,19 @@ class PaymentService {
 	 * A `$dueDate`/`$periodKey` mark a payment generated later by the daily billing
 	 * scan (weekly / monthly) rather than taken at registration; both stay null for
 	 * the pay-now flow.
+	 *
+	 * `$payerId` is who owes it — a child's guardian, or 0 (the default) when the
+	 * student pays for themselves. The billing method resolves against the payer,
+	 * so comping or card-billing a family is one setting on the guardian.
 	 */
-	public function createForRegistration( string $type, int $registrationId, int $studentId, int $instructorId, float $amount, string $currency, ?string $offeringEtransferEmail = null, ?string $dueDate = null, ?string $periodKey = null ): ?Payment {
+	public function createForRegistration( string $type, int $registrationId, int $studentId, int $instructorId, float $amount, string $currency, ?string $offeringEtransferEmail = null, ?string $dueDate = null, ?string $periodKey = null, int $payerId = 0 ): ?Payment {
 		if ( $amount <= 0.0 ) {
 			return null;
 		}
 
-		$method = $this->resolver->resolve( $studentId );
-		$status = Payment::METHOD_COMP === $method ? Payment::STATUS_PAID : Payment::STATUS_PENDING;
+		$payerId = $payerId > 0 ? $payerId : $studentId;
+		$method  = $this->resolver->resolve( $payerId );
+		$status  = Payment::METHOD_COMP === $method ? Payment::STATUS_PAID : Payment::STATUS_PENDING;
 
 		$etransferEmail = null !== $offeringEtransferEmail && '' !== $offeringEtransferEmail
 			? $offeringEtransferEmail
@@ -58,6 +63,7 @@ class PaymentService {
 				registrationType: $type,
 				registrationId:   $registrationId,
 				amount:           $amount,
+				payerId:          $payerId,
 				currency:         $currency,
 				method:           $method,
 				status:           $status,
@@ -72,7 +78,9 @@ class PaymentService {
 		$this->linkPayment( $type, $registrationId, $id );
 
 		if ( Payment::STATUS_PAID === $status ) {
-			$this->finalizePaid( $id, $type, $registrationId, $studentId );
+			// The receipt goes to whoever paid, which for a child's lesson is the
+			// guardian — a child's own address is an undeliverable placeholder.
+			$this->finalizePaid( $id, $type, $registrationId, $payerId );
 		}
 
 		return $this->payments->findById( $id );
@@ -111,7 +119,7 @@ class PaymentService {
 			return true;
 		}
 
-		$this->finalizePaid( $paymentId, $payment->registrationType, $payment->registrationId, $payment->studentId );
+		$this->finalizePaid( $paymentId, $payment->registrationType, $payment->registrationId, $payment->payerOrStudent() );
 
 		return true;
 	}
@@ -174,11 +182,15 @@ class PaymentService {
 			return null;
 		}
 
+		// The credit records the child it was earned for, but the balance itself
+		// lands on whoever paid — so a family's credits pool on the guardian and
+		// one child's cancellation can settle a sibling's next charge.
 		$id = $this->credits->insert(
 			new Credit(
 				studentId:       $payment->studentId,
 				amount:          $share,
 				remaining:       $share,
+				payerId:         $payment->payerOrStudent(),
 				currency:        $payment->currency,
 				sourcePaymentId: $payment->id,
 				sourceLessonId:  $lesson->id,
@@ -209,19 +221,22 @@ class PaymentService {
 	}
 
 	/**
-	 * Apply a student's available credit balance against a set of freshly-created
+	 * Apply a payer's available credit balance against a set of freshly-created
 	 * pending payments (the ones a billing scan just generated for them), oldest
 	 * charge first. Each payment's `credit_applied` is raised by the amount covered;
 	 * a payment fully covered is marked paid-by-credit and its registration confirmed
 	 * so it leaves the confirmation queue. The credit ledger is drawn down by the
 	 * total applied. Returns a map of payment id to the credit applied to it, so the
-	 * caller can reflect the reduction on the student's notice.
+	 * caller can reflect the reduction on the payer's notice.
+	 *
+	 * Keyed on the payer, so a guardian's balance settles charges raised against
+	 * any of their children — the payments passed in may name several students.
 	 *
 	 * @param list<Payment> $payments
 	 * @return array<int, float>
 	 */
-	public function applyCredits( int $studentId, array $payments ): array {
-		$balance = $this->credits->availableBalance( $studentId );
+	public function applyCredits( int $payerId, array $payments ): array {
+		$balance = $this->credits->availableBalance( $payerId );
 		if ( $balance <= 0.0 ) {
 			return [];
 		}
@@ -258,7 +273,7 @@ class PaymentService {
 		}
 
 		if ( $consumed > 0.0 ) {
-			$this->credits->consume( $studentId, $consumed );
+			$this->credits->consume( $payerId, $consumed );
 		}
 
 		return $applied;
@@ -272,11 +287,19 @@ class PaymentService {
 	 * needs no further action. Returns null when the registration has no payment,
 	 * the caller does not own it, or Stripe could not create the intent.
 	 *
+	 * `$userId` is the caller: either the student the registration is for, or the
+	 * guardian who owes it — anyone else gets null rather than a payment step for
+	 * a charge that is not theirs.
+	 *
 	 * @return array<string, mixed>|null
 	 */
-	public function createIntent( string $type, int $registrationId, int $studentId ): ?array {
+	public function createIntent( string $type, int $registrationId, int $userId ): ?array {
 		$payment = $this->payments->findByRegistration( $type, $registrationId );
-		if ( null === $payment || null === $payment->id || $payment->studentId !== $studentId ) {
+		if ( null === $payment || null === $payment->id ) {
+			return null;
+		}
+
+		if ( $payment->studentId !== $userId && $payment->payerOrStudent() !== $userId ) {
 			return null;
 		}
 
@@ -334,7 +357,7 @@ class PaymentService {
 		}
 
 		if ( 'payment_intent.succeeded' === $event->type && ! $payment->isPaid() ) {
-			$this->finalizePaid( $payment->id, $payment->registrationType, $payment->registrationId, $payment->studentId );
+			$this->finalizePaid( $payment->id, $payment->registrationType, $payment->registrationId, $payment->payerOrStudent() );
 		} elseif ( 'payment_intent.payment_failed' === $event->type && ! $payment->isPaid() ) {
 			$this->payments->updateStatus( $payment->id, Payment::STATUS_FAILED );
 		}
@@ -342,12 +365,12 @@ class PaymentService {
 		return true;
 	}
 
-	private function finalizePaid( int $paymentId, string $type, int $registrationId, int $studentId ): void {
+	private function finalizePaid( int $paymentId, string $type, int $registrationId, int $payerId ): void {
 		$this->payments->markPaid( $paymentId, 'USC-' . $paymentId );
 		$this->confirmRegistration( $type, $registrationId );
 
 		$paid = $this->payments->findById( $paymentId );
-		$user = get_userdata( $studentId );
+		$user = get_userdata( $payerId );
 		if ( null !== $paid && $this->mailer->send( $paid, $user instanceof \WP_User ? $user : null ) ) {
 			$this->payments->markReceiptSent( $paymentId );
 		}
diff --git a/src/Payment/ScheduledBillingRunner.php b/src/Payment/ScheduledBillingRunner.php
index 1395970..1d52994 100644
--- a/src/Payment/ScheduledBillingRunner.php
+++ b/src/Payment/ScheduledBillingRunner.php
@@ -6,13 +6,14 @@ namespace Unsupervised\Schedular\Payment;
 use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\GroupClass\Enrollment;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Val;
 
 /**
  * Generates the pending payments that scheduled-billing offerings (weekly /
- * monthly) owe as they come due, then emails each student one itemised notice.
+ * monthly) owe as they come due, then emails each payer one itemised notice.
  *
  * Runs from the daily WP-Cron action `us_generate_due_payments`. It is
  * self-healing: every run re-scans from the current ledger state, so a missed
@@ -30,6 +31,7 @@ class ScheduledBillingRunner {
 		private EnrollmentRepository $enrollments,
 		private OfferingRepository $offerings,
 		private PaymentDueMailer $mailer,
+		private GuardianService $guardians,
 	) {}
 
 	public function register(): void {
@@ -42,12 +44,13 @@ class ScheduledBillingRunner {
 	public function run(): void {
 		$now = $this->now();
 
-		// One notice bucket per student, filled as pending payments are created and
-		// flushed to a single email at the end, so a student billed for several
-		// lessons on one day is emailed once — never once per lesson. Each entry keeps
-		// the created payment and its label; credits are applied across the whole
-		// bucket before the notice is built, so a student's account credit offsets the
-		// run's charges oldest-first.
+		// One notice bucket per *payer*, filled as pending payments are created and
+		// flushed to a single email at the end, so a payer billed for several
+		// lessons on one day is emailed once — never once per lesson, and a guardian
+		// gets one notice covering every child rather than one per child. Each entry
+		// keeps the created payment and its label; credits are applied across the
+		// whole bucket before the notice is built, so the family's account credit
+		// offsets the run's charges oldest-first.
 		$buckets = [];
 
 		$this->billPrivateLessons( $now, $buckets );
@@ -303,19 +306,24 @@ class ScheduledBillingRunner {
 
 	/**
 	 * Create one scheduled payment and, when it is pending (not a comp auto-pay),
-	 * add it to the student's notice bucket with the label to show on the notice.
+	 * add it to the payer's notice bucket with the label to show on the notice.
 	 * Credits are applied later, once the whole bucket is known. Returns the created
 	 * payment, or null when there was nothing to charge.
 	 *
+	 * The charge is bucketed against whoever owes it, so a guardian's notice covers
+	 * all their children; the label names the child when that differs from the
+	 * payer, or a parent cannot tell whose lesson each line is.
+	 *
 	 * @param array<int, list<array{payment: Payment, label: string}>> $buckets
 	 */
 	private function bill( array &$buckets, string $type, int $registrationId, int $studentId, int $instructorId, float $amount, string $currency, ?string $etransferEmail, string $dueDate, string $periodKey, string $label ): ?Payment {
-		$payment = $this->payments->createForRegistration( $type, $registrationId, $studentId, $instructorId, $amount, $currency, $etransferEmail, $dueDate, $periodKey );
+		$payerId = $this->guardians->payerFor( $studentId );
+		$payment = $this->payments->createForRegistration( $type, $registrationId, $studentId, $instructorId, $amount, $currency, $etransferEmail, $dueDate, $periodKey, $payerId );
 
 		if ( null !== $payment && null !== $payment->id && Payment::STATUS_PENDING === $payment->status ) {
-			$buckets[ $studentId ][] = [
+			$buckets[ $payerId ][] = [
 				'payment' => $payment,
-				'label'   => $label,
+				'label'   => $payerId === $studentId ? $label : $this->labelFor( $studentId, $label ),
 			];
 		}
 
@@ -323,7 +331,17 @@ class ScheduledBillingRunner {
 	}
 
 	/**
-	 * For each student, apply any account credit they hold against the run's charges,
+	 * Prefix a notice line with the student it is for — "Ada: Piano Lesson —
+	 * Mar 3, 2026" — used only when the payer is not the student.
+	 */
+	private function labelFor( int $studentId, string $label ): string {
+		$name = $this->guardians->studentName( $studentId );
+
+		return '' === $name ? $label : $name . ': ' . $label;
+	}
+
+	/**
+	 * For each payer, apply any account credit they hold against the run's charges,
 	 * tag the payments they still owe with a shared batch reference, and email them
 	 * one itemised notice. The notice lists each charge at its full amount, then the
 	 * credit applied and the reduced total due; a charge fully covered by credit is
@@ -333,9 +351,9 @@ class ScheduledBillingRunner {
 	 * @param array<int, list<array{payment: Payment, label: string}>> $buckets
 	 */
 	private function sendNotices( array $buckets ): void {
-		foreach ( $buckets as $studentId => $entries ) {
+		foreach ( $buckets as $payerId => $entries ) {
 			$payments = array_map( static fn( array $entry ): Payment => $entry['payment'], $entries );
-			$applied  = $this->payments->applyCredits( $studentId, $payments );
+			$applied  = $this->payments->applyCredits( $payerId, $payments );
 
 			$items       = [];
 			$batchIds    = [];
@@ -366,7 +384,7 @@ class ScheduledBillingRunner {
 			$reference = [] !== $batchIds ? $this->reference() : '';
 			$this->payments->assignNoticeBatch( $batchIds, $reference );
 
-			$user = get_userdata( $studentId );
+			$user = get_userdata( $payerId );
 			if ( $user instanceof \WP_User ) {
 				$this->mailer->send( $user, $items, $reference, round( $creditTotal, 2 ) );
 			}
diff --git a/src/Plugin.php b/src/Plugin.php
index 46b5759..889b966 100644
--- a/src/Plugin.php
+++ b/src/Plugin.php
@@ -17,6 +17,10 @@ use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\ChildLoginGate;
+use Unsupervised\Schedular\Guardian\FamilyPage;
+use Unsupervised\Schedular\Guardian\GuardianRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\BillingMethodResolver;
 use Unsupervised\Schedular\Payment\CreditRepository;
@@ -76,6 +80,9 @@ class Plugin {
 		$groupAccess      = new GroupAccessRepository( $wpdb );
 		$registrationGate = new RegistrationGate( $questions, $answers, $policies, $policyVersions, $acceptances );
 
+		$guardianRepo = new GuardianRepository( $wpdb );
+		$guardians    = new GuardianService( $guardianRepo, $bookings, $enrollments );
+
 		$paymentRepo    = new PaymentRepository( $wpdb );
 		$creditRepo     = new CreditRepository( $wpdb );
 		$settings       = new StudioSettings();
@@ -87,21 +94,23 @@ class Plugin {
 		// front-end output is identical whichever way a page embeds them.
 		$registrationMailer = new RegistrationMailer();
 
-		$bookingPage      = new BookingPage();
+		$bookingPage      = new BookingPage( $guardians );
 		$loginPage        = new LoginPage();
-		$registrationPage = new RegistrationPage( $invites, $policies, $policyVersions, $acceptances, $settings, $registrationMailer, $questions, $answers, $groupAccess );
-		$groupClassPage   = new GroupClassPage();
+		$registrationPage = new RegistrationPage( $invites, $policies, $policyVersions, $acceptances, $settings, $registrationMailer, $questions, $answers, $groupAccess, $guardians );
+		$groupClassPage   = new GroupClassPage( $guardians );
+		$familyPage       = new FamilyPage( $guardians, $questions, $answers );
 
-		( new ScheduledBillingRunner( $paymentService, $bookings, $enrollments, $offerings, new PaymentDueMailer() ) )->register();
+		( new ScheduledBillingRunner( $paymentService, $bookings, $enrollments, $offerings, new PaymentDueMailer(), $guardians ) )->register();
 
 		( new UpdateChecker() )->register();
 		( new RoleManager() )->register();
 		( new RegistrationLoginGate() )->register();
+		( new ChildLoginGate() )->register();
 		( new StudentAdminGuard() )->register();
 		( new EmailConfirmationHandler( $settings, $registrationMailer ) )->register();
-		( new AdminMenu( $availability, $bookings, $offerings, $questions, $answers, $policies, $policyVersions, $policyService, $acceptances, $invites, $enrollments, $groupAccess, $settings, $paymentRepo, $paymentService, $resolver, $registrationMailer, $creditRepo ) )->register();
-		( new RestRegistrar( $availability, $bookings, $offerings, $questions, $policies, $policyVersions, $policyService, $registrationGate, $enrollments, $groupAccess, $paymentService ) )->register();
-		( new ShortcodeRegistrar( $bookingPage, $loginPage, $registrationPage, $groupClassPage ) )->register();
-		( new BlockRegistrar( $bookingPage, $loginPage, $registrationPage, $groupClassPage ) )->register();
+		( new AdminMenu( $availability, $bookings, $offerings, $questions, $answers, $policies, $policyVersions, $policyService, $acceptances, $invites, $enrollments, $groupAccess, $settings, $paymentRepo, $paymentService, $resolver, $registrationMailer, $creditRepo, $guardians ) )->register();
+		( new RestRegistrar( $availability, $bookings, $offerings, $questions, $policies, $policyVersions, $policyService, $registrationGate, $enrollments, $groupAccess, $paymentService, $guardians ) )->register();
+		( new ShortcodeRegistrar( $bookingPage, $loginPage, $registrationPage, $groupClassPage, $familyPage ) )->register();
+		( new BlockRegistrar( $bookingPage, $loginPage, $registrationPage, $groupClassPage, $familyPage ) )->register();
 	}
 }
diff --git a/src/Policy/AcceptanceRepository.php b/src/Policy/AcceptanceRepository.php
index 4aa0a2e..f5c1d4f 100644
--- a/src/Policy/AcceptanceRepository.php
+++ b/src/Policy/AcceptanceRepository.php
@@ -17,12 +17,13 @@ class AcceptanceRepository {
 			[
 				'policy_version_id' => $acceptance->policyVersionId,
 				'student_id'        => $acceptance->studentId,
+				'accepted_by'       => $acceptance->acceptorOrStudent(),
 				'registration_type' => $acceptance->registrationType,
 				'registration_id'   => $acceptance->registrationId,
 				'ip_address'        => $acceptance->ipAddress,
 				'accepted_at'       => current_time( 'mysql' ),
 			],
-			[ '%d', '%d', '%s', '%d', '%s', '%s' ]
+			[ '%d', '%d', '%d', '%s', '%d', '%s', '%s' ]
 		);
 
 		return $this->db->insert_id;
@@ -38,6 +39,19 @@ class AcceptanceRepository {
 		return array_map( fn( PolicyAcceptance $a ): int => $this->insert( $a ), $acceptances );
 	}
 
+	/**
+	 * Backfill `accepted_by` on acceptances recorded before guardian accounts
+	 * existed, where the student always agreed for themselves. Run once from the
+	 * installer so the acceptor is a real user id on every row.
+	 */
+	public function backfillAcceptedBy(): void {
+		$sql = $this->db->prepare( 'UPDATE %i SET accepted_by = student_id WHERE accepted_by = 0', $this->table );
+
+		if ( null !== $sql ) {
+			$this->db->query( $sql );
+		}
+	}
+
 	/**
 	 * Find all acceptances attached to a registration (lesson or enrolment).
 	 *
diff --git a/src/Policy/PolicyAcceptance.php b/src/Policy/PolicyAcceptance.php
index c5ceb3f..f364ff8 100644
--- a/src/Policy/PolicyAcceptance.php
+++ b/src/Policy/PolicyAcceptance.php
@@ -24,6 +24,13 @@ class PolicyAcceptance {
 		public readonly int $studentId,
 		public readonly string $registrationType,
 		public readonly int $registrationId,
+		/**
+		 * Who actually clicked "I agree" — a child's guardian, or 0 meaning the
+		 * student agreed for themselves. Zero rather than a copy of `studentId`
+		 * so every acceptance recorded before guardian accounts existed keeps its
+		 * original meaning.
+		 */
+		public readonly int $acceptedBy = 0,
 		public readonly ?string $ipAddress = null,
 		public readonly ?string $acceptedAt = null,
 		public readonly ?int $id = null,
@@ -35,12 +42,31 @@ class PolicyAcceptance {
 			studentId:        Val::int( $row->student_id ),
 			registrationType: Val::string( $row->registration_type ),
 			registrationId:   Val::int( $row->registration_id ),
+			acceptedBy:       Val::int( $row->accepted_by ?? 0 ),
 			ipAddress:        Val::stringOrNull( $row->ip_address ),
 			acceptedAt:       Val::stringOrNull( $row->accepted_at ),
 			id:               Val::int( $row->id ),
 		);
 	}
 
+	/**
+	 * Who this acceptance is legally attributable to: the recorded acceptor,
+	 * falling back to the student. Callers go through here so the `0` default of a
+	 * pre-guardian acceptance never leaks out as a user id.
+	 */
+	public function acceptorOrStudent(): int {
+		return $this->acceptedBy > 0 ? $this->acceptedBy : $this->studentId;
+	}
+
+	/**
+	 * Whether someone other than the student agreed — a guardian accepting on a
+	 * child's behalf. Drives the "accepted by" line on the admin screen, which is
+	 * noise when they are the same person.
+	 */
+	public function acceptedOnBehalf(): bool {
+		return $this->acceptedBy > 0 && $this->acceptedBy !== $this->studentId;
+	}
+
 	/**
 	 * Returns a plain array representation of the acceptance.
 	 *
@@ -51,6 +77,7 @@ class PolicyAcceptance {
 			'id'                => $this->id,
 			'policy_version_id' => $this->policyVersionId,
 			'student_id'        => $this->studentId,
+			'accepted_by'       => $this->acceptorOrStudent(),
 			'registration_type' => $this->registrationType,
 			'registration_id'   => $this->registrationId,
 			'ip_address'        => $this->ipAddress,
diff --git a/src/Registration/QuestionField.php b/src/Registration/QuestionField.php
new file mode 100644
index 0000000..4f8a777
--- /dev/null
+++ b/src/Registration/QuestionField.php
@@ -0,0 +1,61 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Registration;
+
+/**
+ * Renders one registration question as a form field. Shared by the signup form
+ * and the guardian's family screen, which ask the same account-scope questions —
+ * once per guardian at signup, and once per child either way.
+ */
+class QuestionField {
+
+	/**
+	 * The field's markup, escaped and ready to echo.
+	 *
+	 * `$name` is the full input name (e.g. `us_answers[7]`), and `$id` the DOM id
+	 * the label points at — both supplied by the caller so the same question can
+	 * appear more than once on a page (one block per child) without colliding.
+	 *
+	 * `$enforceRequired` false keeps the required marker in the label but drops
+	 * the HTML attribute, for a block the browser must not block submission on
+	 * because it may not apply at all — the child blocks, which only count when
+	 * the parent/guardian box is ticked. The server validates those either way.
+	 */
+	public static function render( Question $question, string $name, string $id, bool $enforceRequired = true ): string {
+		$required = $question->isRequired && $enforceRequired ? ' required' : '';
+
+		$label = '<label for="' . esc_attr( $id ) . '">' . esc_html( $question->label )
+			. ( $question->isRequired ? ' <span class="us-required" aria-hidden="true">*</span>' : '' )
+			. '</label>';
+
+		return '<p>' . $label . self::input( $question, $name, $id, $required ) . '</p>';
+	}
+
+	/**
+	 * The input element itself, chosen by the question's field type. `$required`
+	 * is a literal attribute string (' required' or ''), not user input.
+	 */
+	private static function input( Question $question, string $name, string $id, string $required ): string {
+		$common = ' name="' . esc_attr( $name ) . '" id="' . esc_attr( $id ) . '"' . $required;
+
+		if ( Question::FIELD_TEXTAREA === $question->fieldType ) {
+			return '<textarea' . $common . ' rows="4"></textarea>';
+		}
+
+		if ( Question::FIELD_SELECT === $question->fieldType ) {
+			$options = '<option value="">' . esc_html__( '— Select —', 'unsupervised-schedular' ) . '</option>';
+			foreach ( (array) $question->options as $option ) {
+				$options .= '<option value="' . esc_attr( (string) $option ) . '">' . esc_html( (string) $option ) . '</option>';
+			}
+
+			return '<select' . $common . '>' . $options . '</select>';
+		}
+
+		if ( Question::FIELD_CHECKBOX === $question->fieldType ) {
+			return '<input type="checkbox"' . $common . ' value="1">';
+		}
+
+		return '<input type="text"' . $common . '>';
+	}
+}
diff --git a/src/Registration/RegistrationGate.php b/src/Registration/RegistrationGate.php
index f40242c..3acf913 100644
--- a/src/Registration/RegistrationGate.php
+++ b/src/Registration/RegistrationGate.php
@@ -58,10 +58,14 @@ class RegistrationGate {
 	/**
 	 * Persist answers and policy acceptances for a created registration.
 	 *
+	 * `$acceptedBy` is who actually agreed, when that is not the student — a
+	 * guardian booking for a child. It defaults to 0, read back as "the student
+	 * agreed for themselves".
+	 *
 	 * @param array<int, string> $answers            question_id => answer value
 	 * @param list<int>          $acceptedVersionIds Accepted policy version IDs
 	 */
-	public function record( string $registrationType, int $registrationId, int $studentId, int $offeringId, array $answers, array $acceptedVersionIds, ?string $ipAddress = null ): void {
+	public function record( string $registrationType, int $registrationId, int $studentId, int $offeringId, array $answers, array $acceptedVersionIds, ?string $ipAddress = null, int $acceptedBy = 0 ): void {
 		foreach ( $this->questions->findByOffering( $offeringId, true ) as $question ) {
 			$value = (string) ( $answers[ (int) $question->id ] ?? '' );
 			if ( '' === $value ) {
@@ -90,6 +94,7 @@ class RegistrationGate {
 					studentId:        $studentId,
 					registrationType: $registrationType,
 					registrationId:   $registrationId,
+					acceptedBy:       $acceptedBy > 0 ? $acceptedBy : $studentId,
 					ipAddress:        $ipAddress,
 				)
 			);
diff --git a/src/RestRegistrar.php b/src/RestRegistrar.php
index 38a84cc..00ae324 100644
--- a/src/RestRegistrar.php
+++ b/src/RestRegistrar.php
@@ -12,6 +12,7 @@ use Unsupervised\Schedular\Booking\CancellationPolicy;
 use Unsupervised\Schedular\GroupClass\EnrollmentEndpoint;
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\OfferingEndpoint;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\PaymentEndpoint;
@@ -37,13 +38,13 @@ class RestRegistrar {
 	private EnrollmentEndpoint $enrollmentEndpoint;
 	private PaymentEndpoint $paymentEndpoint;
 
-	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, RegistrationGate $gate, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, PaymentService $paymentService ) {
+	public function __construct( AvailabilityRepository $availability, BookingRepository $bookings, OfferingRepository $offerings, QuestionRepository $questions, PolicyRepository $policies, PolicyVersionRepository $policyVersions, PolicyService $policyService, RegistrationGate $gate, EnrollmentRepository $enrollments, GroupAccessRepository $groupAccess, PaymentService $paymentService, GuardianService $guardians ) {
 		$this->availabilityEndpoint = new AvailabilityEndpoint( $availability, new WindowValidator( $offerings ) );
-		$this->bookingEndpoint      = new BookingEndpoint( $availability, $bookings, $offerings, $gate, $paymentService, new CancellationPolicy( new StudioSettings() ) );
+		$this->bookingEndpoint      = new BookingEndpoint( $availability, $bookings, $offerings, $gate, $paymentService, new CancellationPolicy( new StudioSettings() ), $guardians );
 		$this->offeringEndpoint     = new OfferingEndpoint( $offerings, $groupAccess );
 		$this->questionEndpoint     = new QuestionEndpoint( $questions, $offerings );
 		$this->policyEndpoint       = new PolicyEndpoint( $policies, $policyVersions, $policyService );
-		$this->enrollmentEndpoint   = new EnrollmentEndpoint( $enrollments, $offerings, $gate, $paymentService, $groupAccess );
+		$this->enrollmentEndpoint   = new EnrollmentEndpoint( $enrollments, $offerings, $gate, $paymentService, $groupAccess, $guardians );
 		$this->paymentEndpoint      = new PaymentEndpoint( $paymentService );
 	}
 
diff --git a/src/Schema.php b/src/Schema.php
index 17ea146..57390d3 100644
--- a/src/Schema.php
+++ b/src/Schema.php
@@ -138,6 +138,7 @@ class Schema {
                 id                BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
                 policy_version_id BIGINT UNSIGNED NOT NULL,
                 student_id        BIGINT UNSIGNED NOT NULL,
+                accepted_by       BIGINT UNSIGNED NOT NULL DEFAULT 0,
                 registration_type VARCHAR(20)     NOT NULL,
                 registration_id   BIGINT UNSIGNED NOT NULL,
                 accepted_at       DATETIME        NOT NULL,
@@ -145,12 +146,14 @@ class Schema {
                 PRIMARY KEY (id),
                 KEY policy_version_id (policy_version_id),
                 KEY student_id (student_id),
+                KEY accepted_by (accepted_by),
                 KEY registration (registration_type, registration_id)
             ) {$charset};",
 
 			"CREATE TABLE {$prefix}us_payments (
                 id                       BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
                 student_id               BIGINT UNSIGNED NOT NULL,
+                payer_id                 BIGINT UNSIGNED NOT NULL DEFAULT 0,
                 instructor_id            BIGINT UNSIGNED NOT NULL,
                 registration_type        VARCHAR(20)     NOT NULL,
                 registration_id          BIGINT UNSIGNED NOT NULL,
@@ -172,6 +175,7 @@ class Schema {
                 paid_at                  DATETIME        DEFAULT NULL,
                 PRIMARY KEY (id),
                 KEY student_id (student_id),
+                KEY payer_id (payer_id),
                 KEY instructor_id (instructor_id),
                 KEY registration (registration_type, registration_id),
                 KEY status (status)
@@ -180,6 +184,7 @@ class Schema {
 			"CREATE TABLE {$prefix}us_credits (
                 id                BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
                 student_id        BIGINT UNSIGNED NOT NULL,
+                payer_id          BIGINT UNSIGNED NOT NULL DEFAULT 0,
                 amount            DECIMAL(10,2)   NOT NULL DEFAULT 0,
                 remaining         DECIMAL(10,2)   NOT NULL DEFAULT 0,
                 currency          VARCHAR(3)      NOT NULL DEFAULT 'CAD',
@@ -191,6 +196,7 @@ class Schema {
                 updated_at        DATETIME        DEFAULT NULL,
                 PRIMARY KEY (id),
                 KEY student_id (student_id),
+                KEY payer_id (payer_id),
                 KEY status (status),
                 KEY source_lesson_id (source_lesson_id)
             ) {$charset};",
@@ -229,6 +235,21 @@ class Schema {
                 KEY status (status)
             ) {$charset};",
 
+			// Links a parent/guardian account to a child who books through it. The
+			// child is a real (login-less) wp_users row, so student_id keeps meaning
+			// "a WordPress user" on every other table.
+			"CREATE TABLE {$prefix}us_guardians (
+                id           BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
+                guardian_id  BIGINT UNSIGNED NOT NULL,
+                student_id   BIGINT UNSIGNED NOT NULL,
+                relationship VARCHAR(50)     NOT NULL DEFAULT '',
+                created_at   DATETIME        NOT NULL,
+                PRIMARY KEY (id),
+                UNIQUE KEY guardian_student (guardian_id, student_id),
+                KEY guardian_id (guardian_id),
+                KEY student_id (student_id)
+            ) {$charset};",
+
 			"CREATE TABLE {$prefix}us_group_access (
                 id            BIGINT UNSIGNED NOT NULL AUTO_INCREMENT,
                 offering_id   BIGINT UNSIGNED NOT NULL,
diff --git a/src/ShortcodeRegistrar.php b/src/ShortcodeRegistrar.php
index d35fac3..919ee30 100644
--- a/src/ShortcodeRegistrar.php
+++ b/src/ShortcodeRegistrar.php
@@ -7,6 +7,7 @@ use Unsupervised\Schedular\Auth\LoginPage;
 use Unsupervised\Schedular\Auth\RegistrationPage;
 use Unsupervised\Schedular\Booking\BookingPage;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\FamilyPage;
 use Unsupervised\Schedular\Payment\StudioSettings;
 
 class ShortcodeRegistrar {
@@ -16,6 +17,7 @@ class ShortcodeRegistrar {
 		private LoginPage $loginPage,
 		private RegistrationPage $registrationPage,
 		private GroupClassPage $groupClassPage,
+		private FamilyPage $familyPage,
 	) {}
 
 	public function register(): void {
@@ -23,10 +25,14 @@ class ShortcodeRegistrar {
 		add_shortcode( 'us_student_login', self::shortcode( [ $this->loginPage, 'render' ] ) );
 		add_shortcode( 'us_student_register', self::shortcode( [ $this->registrationPage, 'render' ] ) );
 		add_shortcode( 'us_group_classes', self::shortcode( [ $this->groupClassPage, 'render' ] ) );
+		add_shortcode( 'us_family', self::shortcode( [ $this->familyPage, 'render' ] ) );
 		// Process registration submissions before output so the invite branch's
 		// auth cookie is actually sent (render() runs too late, during the_content).
 		add_action( 'template_redirect', [ $this->registrationPage, 'maybeHandleSubmit' ] );
 		add_action( 'template_redirect', [ $this->registrationPage, 'maybeRedirectToRegistrationPage' ] );
+		// Same reason as registration: the family form redirects after handling,
+		// which render() (running during the_content) is too late to do.
+		add_action( 'template_redirect', [ $this->familyPage, 'maybeHandleSubmit' ] );
 		add_action( 'wp_enqueue_scripts', [ $this, 'enqueueAssets' ] );
 	}
 
@@ -76,8 +82,11 @@ class ShortcodeRegistrar {
 		// Price formatting and the pay agreement, shared by booking and enrolment.
 		wp_register_script( 'us-scheduler-pricing', USC_PLUGIN_URL . 'assets/js/pricing.js', [ 'us-scheduler-payment' ], USC_VERSION, true );
 
-		wp_register_script( 'us-scheduler', USC_PLUGIN_URL . 'assets/js/booking.js', [ 'us-scheduler-pricing' ], USC_VERSION, true );
-		wp_register_script( 'us-scheduler-group', USC_PLUGIN_URL . 'assets/js/group-classes.js', [ 'us-scheduler-pricing' ], USC_VERSION, true );
+		// The "who is this for?" picker, shared by booking and enrolment.
+		wp_register_script( 'us-scheduler-guardian', USC_PLUGIN_URL . 'assets/js/guardian.js', [], USC_VERSION, true );
+
+		wp_register_script( 'us-scheduler', USC_PLUGIN_URL . 'assets/js/booking.js', [ 'us-scheduler-pricing', 'us-scheduler-guardian' ], USC_VERSION, true );
+		wp_register_script( 'us-scheduler-group', USC_PLUGIN_URL . 'assets/js/group-classes.js', [ 'us-scheduler-pricing', 'us-scheduler-guardian' ], USC_VERSION, true );
 
 		// Progressive enhancement for the two-step registration form (no dependencies).
 		wp_register_script( 'us-scheduler-register', USC_PLUGIN_URL . 'assets/js/register.js', [], USC_VERSION, true );
diff --git a/templates/admin/student-detail.php b/templates/admin/student-detail.php
index ae3aa86..dd65952 100644
--- a/templates/admin/student-detail.php
+++ b/templates/admin/student-detail.php
@@ -15,8 +15,12 @@ if (! defined('ABSPATH')) {
  * @var list<array{question: string, answer: string, context: string}> $intake
  * @var list<array{created_at: string, context: string, method: string, status: string, amount: float, tax_amount: float, total: float, currency: string, receipt: string}> $payments
  * @var list<array{created_at: string, amount: float, remaining: float, currency: string, reason: string, status: string}> $credits
- * @var float  $creditBalance
+ * @var float  $creditBalance Balance of the account that settles this student's charges — the guardian's for a child.
  * @var string $creditCurrency
+ * @var array{id: int, name: string, email: string}|null $guardian The parent/guardian who books for this student, or null when they book for themselves.
+ * @var list<array{id: int, name: string, date_of_birth: string, relationship: string}> $children Children this student books for.
+ * @var array{id: int, name: string, email: string} $payer Who is billed for this student — themselves, or their guardian.
+ * @var string $pageSlug
  * @var string $backUrl
  * @var bool   $canBilling
  * @var string $billingOverride
@@ -105,6 +109,37 @@ $renderLessons = static function (array $rows, bool $withActions = false): void
         <?php submit_button(esc_html__('Save account details', 'unsupervised-schedular'), 'secondary', 'submit', false); ?>
     </form>
 
+    <?php if ($guardian !== null || ! empty($children)) : ?>
+        <h2><?php esc_html_e('Family', 'unsupervised-schedular'); ?></h2>
+        <?php $detailUrl = static fn(int $id): string => add_query_arg(['page' => $pageSlug, 'student_id' => $id], admin_url('admin.php')); ?>
+        <?php if ($guardian !== null) : ?>
+            <p>
+                <?php
+                printf(
+                    /* translators: 1: linked name of the parent/guardian, 2: their email address. */
+                    esc_html__('Books and pays through %1$s (%2$s).', 'unsupervised-schedular'),
+                    '<a href="' . esc_url($detailUrl($guardian['id'])) . '">' . esc_html($guardian['name']) . '</a>',
+                    esc_html($guardian['email'])
+                );
+                ?>
+            </p>
+            <p class="description"><?php esc_html_e('This is a child account: it has no login of its own, and its email address is a placeholder that cannot receive mail.', 'unsupervised-schedular'); ?></p>
+        <?php endif; ?>
+        <?php if (! empty($children)) : ?>
+            <p><?php esc_html_e('Books and pays for:', 'unsupervised-schedular'); ?></p>
+            <ul class="ul-disc">
+                <?php foreach ($children as $child) : ?>
+                    <li>
+                        <a href="<?php echo esc_url($detailUrl($child['id'])); ?>"><?php echo esc_html($child['name']); ?></a>
+                        <?php if ($child['date_of_birth'] !== '') : ?>
+                            <span class="description"><?php echo esc_html($child['date_of_birth']); ?></span>
+                        <?php endif; ?>
+                    </li>
+                <?php endforeach; ?>
+            </ul>
+        <?php endif; ?>
+    <?php endif; ?>
+
     <h2><?php esc_html_e('Registration Information', 'unsupervised-schedular'); ?></h2>
     <?php if (empty($registrationInfo)) : ?>
         <p><?php esc_html_e('No registration questions are configured.', 'unsupervised-schedular'); ?></p>
@@ -253,6 +288,17 @@ $renderLessons = static function (array $rows, bool $withActions = false): void
                 '<strong>' . esc_html(number_format_i18n($creditBalance, 2) . ' ' . $creditCurrency) . '</strong>'
             );
             ?>
+            <?php if ($payer['id'] !== (int) $student->ID) : ?>
+                <span class="description">
+                    <?php
+                    printf(
+                        /* translators: %s: name of the parent/guardian whose account holds the balance. */
+                        esc_html__('Held on %s’s account — the family shares one balance.', 'unsupervised-schedular'),
+                        esc_html($payer['name'])
+                    );
+                    ?>
+                </span>
+            <?php endif; ?>
             <span class="description"><?php esc_html_e('Credit from cancelled paid lessons is applied automatically to upcoming scheduled billing.', 'unsupervised-schedular'); ?></span>
         </p>
         <?php if (! empty($credits)) : ?>
diff --git a/templates/admin/students.php b/templates/admin/students.php
index 7b403dc..c9e4cfe 100644
--- a/templates/admin/students.php
+++ b/templates/admin/students.php
@@ -6,9 +6,39 @@ if (! defined('ABSPATH')) {
 }
 
 /**
- * @var list<array{id: int, name: string, email: string, registered: string, upcoming: int, enrolments: int}> $students
+ * @var list<array{id: int, name: string, email: string, registered: string, upcoming: int, enrolments: int, guardian: array{id: int, name: string, email: string}|null, children: list<array{id: int, name: string, date_of_birth: string, relationship: string}>}> $students
  * @var string $pageSlug
  */
+
+/**
+ * The Family cell: for a child, the guardian who books for them; for a guardian,
+ * the children they book for. Both link to the other person's detail screen so
+ * an admin can move between a family without going back to the list.
+ */
+$familyCell = static function (array $student) use ($pageSlug): string {
+    $link = static fn(int $id, string $name): string => sprintf(
+        '<a href="%s">%s</a>',
+        esc_url(add_query_arg(['page' => $pageSlug, 'student_id' => $id], admin_url('admin.php'))),
+        esc_html($name)
+    );
+
+    if ($student['guardian'] !== null) {
+        return sprintf(
+            /* translators: %s: linked name of the parent/guardian who books for this student. */
+            esc_html__('Child of %s', 'unsupervised-schedular'),
+            $link($student['guardian']['id'], $student['guardian']['name'])
+        );
+    }
+
+    if ($student['children'] === []) {
+        return '—';
+    }
+
+    return implode(', ', array_map(
+        static fn(array $child): string => $link($child['id'], $child['name']),
+        $student['children']
+    ));
+};
 ?>
 <div class="wrap">
     <h1><?php esc_html_e('Students', 'unsupervised-schedular'); ?></h1>
@@ -21,6 +51,7 @@ if (! defined('ABSPATH')) {
                 <tr>
                     <th><?php esc_html_e('Name', 'unsupervised-schedular'); ?></th>
                     <th><?php esc_html_e('Email', 'unsupervised-schedular'); ?></th>
+                    <th><?php esc_html_e('Family', 'unsupervised-schedular'); ?></th>
                     <th><?php esc_html_e('Registered', 'unsupervised-schedular'); ?></th>
                     <th><?php esc_html_e('Upcoming lessons', 'unsupervised-schedular'); ?></th>
                     <th><?php esc_html_e('Active enrolments', 'unsupervised-schedular'); ?></th>
@@ -32,6 +63,12 @@ if (! defined('ABSPATH')) {
                     <tr>
                         <td><a href="<?php echo esc_url($detailUrl); ?>"><?php echo esc_html($student['name']); ?></a></td>
                         <td><?php echo esc_html($student['email']); ?></td>
+                        <td>
+                            <?php
+                            // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- $familyCell escapes every name and URL it interpolates.
+                            echo $familyCell($student);
+                            ?>
+                        </td>
                         <td><?php echo esc_html($student['registered']); ?></td>
                         <td><?php echo esc_html((string) $student['upcoming']); ?></td>
                         <td><?php echo esc_html((string) $student['enrolments']); ?></td>
diff --git a/templates/frontend/booking-page.php b/templates/frontend/booking-page.php
index c787111..912b33b 100644
--- a/templates/frontend/booking-page.php
+++ b/templates/frontend/booking-page.php
@@ -9,8 +9,14 @@ if (! defined('ABSPATH')) {
 /** @var bool $showTypeFilter Whether the "Show Only" lesson-type filter is offered. */
 /** @var bool $showBooking Whether the booking calendar is part of this embed. */
 /** @var bool $showUpcoming Whether the student's upcoming-lessons panel is part of this embed. */
+/** @var list<array{id: int, name: string, is_self: bool}> $students Who this account may book for — children first, the account holder last. */
+
+// The booking script reads the list as JSON rather than rendering a <select>
+// here: the picker belongs inside the booking form it builds, and it is the same
+// list the group-classes script needs.
+$studentsJson = wp_json_encode(array_values($students));
 ?>
-<div id="us-booking-app" data-nonce="<?php echo esc_attr(wp_create_nonce('wp_rest')); ?>"<?php echo $lessonTypeId > 0 ? ' data-lesson-type="' . esc_attr((string) $lessonTypeId) . '"' : ''; ?><?php echo $showTypeFilter ? '' : ' data-type-filter="0"'; ?>>
+<div id="us-booking-app" data-nonce="<?php echo esc_attr(wp_create_nonce('wp_rest')); ?>" data-students="<?php echo esc_attr(is_string($studentsJson) ? $studentsJson : '[]'); ?>"<?php echo $lessonTypeId > 0 ? ' data-lesson-type="' . esc_attr((string) $lessonTypeId) . '"' : ''; ?><?php echo $showTypeFilter ? '' : ' data-type-filter="0"'; ?>>
     <?php if ($showUpcoming) : ?>
     <div id="us-my-lessons"></div>
     <?php endif; ?>
diff --git a/templates/frontend/family-page.php b/templates/frontend/family-page.php
new file mode 100644
index 0000000..b0658f8
--- /dev/null
+++ b/templates/frontend/family-page.php
@@ -0,0 +1,107 @@
+<?php
+declare(strict_types=1);
+
+use Unsupervised\Schedular\Registration\QuestionField;
+
+if (! defined('ABSPATH')) {
+    exit;
+}
+
+/**
+ * @var list<array{id: int, name: string, date_of_birth: string, relationship: string}> $children
+ * @var list<\Unsupervised\Schedular\Registration\Question> $questions Account-scope questions, asked once per child.
+ * @var string $error  Validation error from the last submission, if any.
+ * @var string $notice Confirmation of a completed add/edit/remove, if any.
+ * @var int    $editingId Child whose row is open for editing; 0 for none.
+ */
+?>
+<div class="us-family">
+    <h3><?php esc_html_e('Your family', 'unsupervised-schedular'); ?></h3>
+
+    <?php if ($notice !== '') : ?>
+        <p class="us-success"><?php echo esc_html($notice); ?></p>
+    <?php endif; ?>
+
+    <?php if ($error !== '') : ?>
+        <p class="us-error" role="alert"><?php echo esc_html($error); ?></p>
+    <?php endif; ?>
+
+    <?php if (empty($children)) : ?>
+        <p><?php esc_html_e('You have not added any children yet. Add one below to start booking lessons for them.', 'unsupervised-schedular'); ?></p>
+    <?php else : ?>
+        <ul class="us-family-list">
+            <?php foreach ($children as $child) : ?>
+                <li class="us-family-child">
+                    <?php if ($editingId === $child['id']) : ?>
+                        <form method="post" action="" class="us-family-edit">
+                            <?php wp_nonce_field('us_family'); ?>
+                            <input type="hidden" name="us_family_action" value="edit">
+                            <input type="hidden" name="child_id" value="<?php echo esc_attr((string) $child['id']); ?>">
+                            <p>
+                                <label for="us-edit-name-<?php echo esc_attr((string) $child['id']); ?>"><?php esc_html_e('Name', 'unsupervised-schedular'); ?></label>
+                                <input type="text" name="child_name" id="us-edit-name-<?php echo esc_attr((string) $child['id']); ?>" value="<?php echo esc_attr($child['name']); ?>" required>
+                            </p>
+                            <p>
+                                <label for="us-edit-dob-<?php echo esc_attr((string) $child['id']); ?>"><?php esc_html_e('Date of birth', 'unsupervised-schedular'); ?></label>
+                                <input type="date" name="child_dob" id="us-edit-dob-<?php echo esc_attr((string) $child['id']); ?>" value="<?php echo esc_attr($child['date_of_birth']); ?>">
+                            </p>
+                            <p>
+                                <button type="submit"><?php esc_html_e('Save', 'unsupervised-schedular'); ?></button>
+                                <a href="<?php echo esc_url((string) get_permalink()); ?>"><?php esc_html_e('Cancel', 'unsupervised-schedular'); ?></a>
+                            </p>
+                        </form>
+                    <?php else : ?>
+                        <span class="us-family-child-name"><?php echo esc_html($child['name']); ?></span>
+                        <?php if ($child['date_of_birth'] !== '') : ?>
+                            <span class="us-family-child-dob"><?php echo esc_html($child['date_of_birth']); ?></span>
+                        <?php endif; ?>
+                        <span class="us-family-child-actions">
+                            <a href="<?php echo esc_url(add_query_arg('us_edit_child', $child['id'], (string) get_permalink())); ?>"><?php esc_html_e('Edit', 'unsupervised-schedular'); ?></a>
+                            <form method="post" action="" class="us-family-remove">
+                                <?php wp_nonce_field('us_family'); ?>
+                                <input type="hidden" name="us_family_action" value="remove">
+                                <input type="hidden" name="child_id" value="<?php echo esc_attr((string) $child['id']); ?>">
+                                <button type="submit"><?php esc_html_e('Remove', 'unsupervised-schedular'); ?></button>
+                            </form>
+                        </span>
+                    <?php endif; ?>
+                </li>
+            <?php endforeach; ?>
+        </ul>
+    <?php endif; ?>
+
+    <form method="post" action="" class="us-family-add">
+        <?php wp_nonce_field('us_family'); ?>
+        <input type="hidden" name="us_family_action" value="add">
+
+        <h4><?php esc_html_e('Add a child', 'unsupervised-schedular'); ?></h4>
+        <p>
+            <label for="us-child-name"><?php esc_html_e('Name', 'unsupervised-schedular'); ?></label>
+            <input type="text" name="child_name" id="us-child-name" required>
+        </p>
+        <p>
+            <label for="us-child-dob"><?php esc_html_e('Date of birth', 'unsupervised-schedular'); ?></label>
+            <input type="date" name="child_dob" id="us-child-dob">
+        </p>
+        <p>
+            <label for="us-child-relationship"><?php esc_html_e('Your relationship to them', 'unsupervised-schedular'); ?></label>
+            <input type="text" name="child_relationship" id="us-child-relationship" placeholder="<?php esc_attr_e('Parent', 'unsupervised-schedular'); ?>">
+        </p>
+
+        <?php if (! empty($questions)) : ?>
+            <fieldset class="us-reg-questions">
+                <legend><?php esc_html_e('About this child', 'unsupervised-schedular'); ?></legend>
+                <?php foreach ($questions as $question) : ?>
+                    <?php
+                    // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- QuestionField::render() escapes every interpolated value.
+                    echo QuestionField::render($question, 'us_answers[' . (int) $question->id . ']', 'us-family-q-' . (int) $question->id);
+                    ?>
+                <?php endforeach; ?>
+            </fieldset>
+        <?php endif; ?>
+
+        <p>
+            <button type="submit"><?php esc_html_e('Add child', 'unsupervised-schedular'); ?></button>
+        </p>
+    </form>
+</div>
diff --git a/templates/frontend/group-classes-page.php b/templates/frontend/group-classes-page.php
index 6c3c2bf..90cede9 100644
--- a/templates/frontend/group-classes-page.php
+++ b/templates/frontend/group-classes-page.php
@@ -6,8 +6,13 @@ if (! defined('ABSPATH')) {
 }
 
 /** @var int $offeringId Offering id when the page is restricted to a single class; 0 for the full catalog. */
+/** @var list<array{id: int, name: string, is_self: bool}> $students Who this account may enrol — children first, the account holder last. */
+
+// The enrolment script reads the list as JSON, so the picker can be built inside
+// the enrolment form it renders.
+$studentsJson = wp_json_encode(array_values($students));
 ?>
-<div id="us-group-app"<?php echo $offeringId > 0 ? ' data-offering="' . esc_attr((string) $offeringId) . '"' : ''; ?>>
+<div id="us-group-app" data-students="<?php echo esc_attr(is_string($studentsJson) ? $studentsJson : '[]'); ?>"<?php echo $offeringId > 0 ? ' data-offering="' . esc_attr((string) $offeringId) . '"' : ''; ?>>
     <div id="us-group-list">
         <p><?php esc_html_e('Loading group classes…', 'unsupervised-schedular'); ?></p>
     </div>
diff --git a/templates/frontend/register-page.php b/templates/frontend/register-page.php
index 5ba1376..2db52c0 100644
--- a/templates/frontend/register-page.php
+++ b/templates/frontend/register-page.php
@@ -2,6 +2,7 @@
 declare(strict_types=1);
 
 use Unsupervised\Schedular\Registration\Question;
+use Unsupervised\Schedular\Registration\QuestionField;
 
 if (! defined('ABSPATH')) {
     exit;
@@ -22,39 +23,6 @@ if (! defined('ABSPATH')) {
  * @var list<Question> $accountQuestions Studio-wide questions answered as step two.
  */
 
-/**
- * Render one account-signup question's input, named `us_answers[<id>]`.
- */
-$renderQuestionField = static function (Question $question): void {
-    $id       = (int) $question->id;
-    $name     = 'us_answers[' . $id . ']';
-    $fieldId  = 'us-reg-q-' . $id;
-    $required = $question->isRequired ? ' required' : '';
-    ?>
-    <p>
-        <label for="<?php echo esc_attr($fieldId); ?>">
-            <?php echo esc_html($question->label); ?>
-            <?php if ($question->isRequired) : ?>
-                <span class="us-required" aria-hidden="true">*</span>
-            <?php endif; ?>
-        </label>
-        <?php if ($question->fieldType === Question::FIELD_TEXTAREA) : ?>
-            <textarea name="<?php echo esc_attr($name); ?>" id="<?php echo esc_attr($fieldId); ?>" rows="4"<?php echo $required; // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- literal attribute string. ?>></textarea>
-        <?php elseif ($question->fieldType === Question::FIELD_SELECT) : ?>
-            <select name="<?php echo esc_attr($name); ?>" id="<?php echo esc_attr($fieldId); ?>"<?php echo $required; // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- literal attribute string. ?>>
-                <option value=""><?php esc_html_e('— Select —', 'unsupervised-schedular'); ?></option>
-                <?php foreach ((array) $question->options as $option) : ?>
-                    <option value="<?php echo esc_attr((string) $option); ?>"><?php echo esc_html((string) $option); ?></option>
-                <?php endforeach; ?>
-            </select>
-        <?php elseif ($question->fieldType === Question::FIELD_CHECKBOX) : ?>
-            <input type="checkbox" name="<?php echo esc_attr($name); ?>" id="<?php echo esc_attr($fieldId); ?>" value="1"<?php echo $required; // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- literal attribute string. ?>>
-        <?php else : ?>
-            <input type="text" name="<?php echo esc_attr($name); ?>" id="<?php echo esc_attr($fieldId); ?>"<?php echo $required; // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- literal attribute string. ?>>
-        <?php endif; ?>
-    </p>
-    <?php
-};
 ?>
 <div class="us-register-form">
     <?php if ($successType === 'confirm') : ?>
@@ -102,6 +70,48 @@ $renderQuestionField = static function (Question $question): void {
                         <input type="password" name="password" id="us-reg-pass" autocomplete="new-password" minlength="8" required>
                     </p>
 
+                    <fieldset class="us-guardian">
+                        <legend><?php esc_html_e('Who are you registering?', 'unsupervised-schedular'); ?></legend>
+                        <p>
+                            <label>
+                                <input type="checkbox" name="us_is_guardian" id="us-is-guardian" value="1">
+                                <?php esc_html_e("I'm registering as a parent or guardian, for one or more children", 'unsupervised-schedular'); ?>
+                            </label>
+                        </p>
+
+                        <?php /* Revealed by the checkbox; without JS it is simply always visible. */ ?>
+                        <div class="us-children" id="us-children">
+                            <p class="us-children-intro"><?php esc_html_e('Add each child you will be booking lessons for. They do not need their own login — you book and pay for them from this account.', 'unsupervised-schedular'); ?></p>
+
+                            <?php /* The first block is the template the "Add another child" button clones. */ ?>
+                            <div class="us-child" data-child-index="0">
+                                <p>
+                                    <label for="us-child-0-name"><?php esc_html_e("Child's name", 'unsupervised-schedular'); ?></label>
+                                    <input type="text" name="children[0][name]" id="us-child-0-name">
+                                </p>
+                                <p>
+                                    <label for="us-child-0-dob"><?php esc_html_e('Date of birth', 'unsupervised-schedular'); ?></label>
+                                    <input type="date" name="children[0][dob]" id="us-child-0-dob">
+                                </p>
+                                <?php foreach ($accountQuestions as $question) : ?>
+                                    <?php
+                                    // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- QuestionField::render() escapes every interpolated value.
+                                    echo QuestionField::render(
+                                        $question,
+                                        'children[0][answers][' . (int) $question->id . ']',
+                                        'us-child-0-q-' . (int) $question->id,
+                                        enforceRequired: false
+                                    );
+                                    ?>
+                                <?php endforeach; ?>
+                            </div>
+
+                            <p>
+                                <button type="button" class="us-add-child"><?php esc_html_e('Add another child', 'unsupervised-schedular'); ?></button>
+                            </p>
+                        </div>
+                    </fieldset>
+
                     <?php if (! empty($policyForms)) : ?>
                         <fieldset class="us-policies">
                             <legend><?php esc_html_e('Policies', 'unsupervised-schedular'); ?></legend>
@@ -124,6 +134,17 @@ $renderQuestionField = static function (Question $question): void {
                     <?php if ($hasQuestions) : ?>
                         <p>
                             <button type="button" class="us-reg-next"><?php esc_html_e('Next', 'unsupervised-schedular'); ?></button>
+                            <?php
+                            /*
+                             * In parent/guardian mode the questions are asked per child,
+                             * up in the children section, so step two has nothing left to
+                             * ask and "Next" leads nowhere. This submit takes its place —
+                             * hidden until the guardian box is ticked (and never shown at
+                             * all without JS, where both steps are visible anyway and the
+                             * step-two submit does the job).
+                             */
+                            ?>
+                            <input type="submit" name="us_register" class="us-reg-submit-early" hidden value="<?php esc_attr_e('Create Account', 'unsupervised-schedular'); ?>">
                         </p>
                     <?php else : ?>
                         <p>
@@ -137,7 +158,10 @@ $renderQuestionField = static function (Question $question): void {
                         <fieldset class="us-reg-questions">
                             <legend><?php esc_html_e('Registration information', 'unsupervised-schedular'); ?></legend>
                             <?php foreach ($accountQuestions as $question) : ?>
-                                <?php $renderQuestionField($question); ?>
+                                <?php
+                                // phpcs:ignore WordPress.Security.EscapeOutput.OutputNotEscaped -- QuestionField::render() escapes every interpolated value.
+                                echo QuestionField::render($question, 'us_answers[' . (int) $question->id . ']', 'us-reg-q-' . (int) $question->id);
+                                ?>
                             <?php endforeach; ?>
                         </fieldset>
                         <p>
diff --git a/tests/Unit/Auth/RegistrationPageTest.php b/tests/Unit/Auth/RegistrationPageTest.php
index 68e84ff..1d1b1a8 100644
--- a/tests/Unit/Auth/RegistrationPageTest.php
+++ b/tests/Unit/Auth/RegistrationPageTest.php
@@ -10,9 +10,11 @@ use Unsupervised\Schedular\Auth\InviteRepository;
 use Unsupervised\Schedular\Auth\RegistrationMailer;
 use Unsupervised\Schedular\Auth\RegistrationPage;
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Payment\StudioSettings;
 use Unsupervised\Schedular\Policy\AcceptanceRepository;
 use Unsupervised\Schedular\Policy\Policy;
+use Unsupervised\Schedular\Policy\PolicyAcceptance;
 use Unsupervised\Schedular\Policy\PolicyRepository;
 use Unsupervised\Schedular\Policy\PolicyVersion;
 use Unsupervised\Schedular\Policy\PolicyVersionRepository;
@@ -63,6 +65,7 @@ class RegistrationPageTest extends TestCase
 
         $this->ctx['versions']    = Mockery::mock(PolicyVersionRepository::class);
         $this->ctx['acceptances'] = Mockery::mock(AcceptanceRepository::class);
+        $this->ctx['guardians']   = Mockery::mock(GuardianService::class);
 
         $this->ctx['page'] = new RegistrationPage(
             $invites,
@@ -74,6 +77,7 @@ class RegistrationPageTest extends TestCase
             $questions,
             $answers,
             $access,
+            $this->ctx['guardians'],
         );
 
         $_POST = [];
@@ -444,6 +448,7 @@ class RegistrationPageTest extends TestCase
                 $this->ctx['questions'],
                 $this->ctx['answers'],
                 $this->ctx['access'],
+                $this->ctx['guardians'],
             ]
         )->makePartial()->shouldAllowMockingProtectedMethods();
 
@@ -600,4 +605,192 @@ class RegistrationPageTest extends TestCase
         self::assertStringContainsString('Ask the front desk for a link.', $html);
         self::assertStringNotContainsString('by invitation only', $html);
     }
+
+    /**
+     * A guardian's signup creates one login-less child per filled block, links
+     * them, and records each child's answers against the child rather than the
+     * account holder — the questions describe the student, not the parent.
+     */
+    public function testGuardianSignupCreatesEachChildAndRecordsTheirAnswers(): void
+    {
+        $_POST = [
+            'password'       => 'password123',
+            'display_name'   => 'Grace',
+            'us_is_guardian' => '1',
+            'children'       => [
+                ['name' => 'Ada', 'dob' => '2015-04-02', 'answers' => [7 => 'Piano']],
+                ['name' => 'Alan', 'dob' => '', 'answers' => [7 => 'Violin']],
+                // An untouched spare block is dropped, not rejected.
+                ['name' => '  ', 'dob' => '', 'answers' => []],
+            ],
+        ];
+
+        $this->ctx['questions']->shouldReceive('findByScope')->andReturn([
+            new Question(offeringId: null, label: 'Instrument', isRequired: true, scope: Question::SCOPE_ACCOUNT, id: 7),
+        ]);
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\when('wp_insert_user')->justReturn(42);
+        Functions\when('is_wp_error')->alias(static fn ($thing): bool => $thing instanceof \WP_Error);
+
+        $this->ctx['guardians']->shouldReceive('createChild')->once()->with(42, 'Ada', '2015-04-02')->andReturn(101);
+        $this->ctx['guardians']->shouldReceive('createChild')->once()->with(42, 'Alan', '')->andReturn(102);
+
+        $recorded = [];
+        $this->ctx['answers']->shouldReceive('insert')->andReturnUsing(
+            static function (Answer $a) use (&$recorded): int {
+                $recorded[] = [$a->studentId, $a->answerValue];
+                return 1;
+            }
+        );
+
+        $this->ctx['invites']->shouldReceive('markAccepted')->once();
+        Functions\expect('wp_set_current_user')->once()->with(42);
+        Functions\expect('wp_set_auth_cookie')->once()->with(42);
+
+        self::assertSame('invite', $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false));
+        self::assertSame([[101, 'Piano'], [102, 'Violin']], $recorded);
+    }
+
+    public function testGuardianSignupWithNoChildrenIsRejected(): void
+    {
+        $_POST = [
+            'password'       => 'password123',
+            'display_name'   => 'Grace',
+            'us_is_guardian' => '1',
+            'children'       => [['name' => '', 'dob' => '', 'answers' => []]],
+        ];
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\expect('wp_insert_user')->never();
+        $this->ctx['guardians']->shouldNotReceive('createChild');
+
+        $result = $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false);
+
+        self::assertStringContainsString('at least one child', $result);
+    }
+
+    /**
+     * Required per-child answers are validated before any user exists, so a
+     * missing one never leaves a half-registered family behind.
+     */
+    public function testGuardianSignupRejectsAChildMissingARequiredAnswer(): void
+    {
+        $_POST = [
+            'password'       => 'password123',
+            'display_name'   => 'Grace',
+            'us_is_guardian' => '1',
+            'children'       => [
+                ['name' => 'Ada', 'dob' => '', 'answers' => [7 => 'Piano']],
+                ['name' => 'Alan', 'dob' => '', 'answers' => [7 => '  ']],
+            ],
+        ];
+
+        $this->ctx['questions']->shouldReceive('findByScope')->andReturn([
+            new Question(offeringId: null, label: 'Instrument', isRequired: true, scope: Question::SCOPE_ACCOUNT, id: 7),
+        ]);
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\expect('wp_insert_user')->never();
+        $this->ctx['guardians']->shouldNotReceive('createChild');
+
+        self::assertStringContainsString('for each child', $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false));
+    }
+
+    /**
+     * A family that half-created would leave the guardian unable to re-register
+     * and their children unconfirmed, so the whole signup is undone.
+     */
+    public function testAFailedChildRollsBackEveryUserCreatedIncludingTheGuardian(): void
+    {
+        $_POST = [
+            'password'       => 'password123',
+            'display_name'   => 'Grace',
+            'us_is_guardian' => '1',
+            'children'       => [
+                ['name' => 'Ada', 'dob' => '', 'answers' => []],
+                ['name' => 'Alan', 'dob' => '', 'answers' => []],
+            ],
+        ];
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\when('wp_insert_user')->justReturn(42);
+        Functions\when('is_wp_error')->alias(static fn ($thing): bool => $thing instanceof \WP_Error);
+
+        $this->ctx['guardians']->shouldReceive('createChild')->once()->with(42, 'Ada', '')->andReturn(101);
+        $this->ctx['guardians']->shouldReceive('createChild')->once()->with(42, 'Alan', '')
+            ->andReturn(new \WP_Error('link_failed', 'Nope.'));
+
+        $deleted = [];
+        $this->ctx['guardians']->shouldReceive('deleteUser')->andReturnUsing(
+            static function (int $id) use (&$deleted): void {
+                $deleted[] = $id;
+            }
+        );
+
+        $result = $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false);
+
+        self::assertStringContainsString('Could not create the account', $result);
+        self::assertSame([101, 42], $deleted);
+    }
+
+    /**
+     * The child is who the policy binds; the guardian is who agreed. Both are
+     * recorded, which is what makes the acceptance legally meaningful.
+     */
+    public function testSignupPoliciesAreAcceptedPerChildAndAttributedToTheGuardian(): void
+    {
+        $_POST = [
+            'password'       => 'password123',
+            'display_name'   => 'Grace',
+            'us_is_guardian' => '1',
+            'accept'         => [3],
+            'children'       => [['name' => 'Ada', 'dob' => '', 'answers' => []]],
+        ];
+
+        $version = new PolicyVersion(policyId: 1, versionNumber: 1, body: 'Terms', status: PolicyVersion::STATUS_PUBLISHED, id: 3);
+        $this->ctx['policies']->shouldReceive('findForScope')->andReturn([
+            new Policy(title: 'Studio Terms', slug: 'terms', currentVersionId: 3, id: 1),
+        ]);
+        $this->ctx['versions']->shouldReceive('findById')->with(3)->andReturn($version);
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\when('wp_insert_user')->justReturn(42);
+        Functions\when('is_wp_error')->alias(static fn ($thing): bool => $thing instanceof \WP_Error);
+
+        $this->ctx['guardians']->shouldReceive('createChild')->once()->andReturn(101);
+
+        $recorded = [];
+        $this->ctx['acceptances']->shouldReceive('insert')->andReturnUsing(
+            static function (PolicyAcceptance $a) use (&$recorded): int {
+                $recorded[] = [$a->studentId, $a->acceptedBy];
+                return 1;
+            }
+        );
+
+        $this->ctx['invites']->shouldReceive('markAccepted')->once();
+        Functions\expect('wp_set_current_user')->once();
+        Functions\expect('wp_set_auth_cookie')->once();
+
+        self::assertSame('invite', $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false));
+
+        // The guardian agreed for themselves as an account holder, and for the child.
+        self::assertSame([[42, 42], [101, 42]], $recorded);
+    }
+
+    public function testANonGuardianSignupIsUnchangedAndCreatesNoChildren(): void
+    {
+        $_POST = ['password' => 'password123', 'display_name' => 'Ada'];
+
+        Functions\when('email_exists')->justReturn(false);
+        Functions\when('wp_insert_user')->justReturn(42);
+        Functions\when('is_wp_error')->justReturn(false);
+
+        $this->ctx['guardians']->shouldNotReceive('createChild');
+        $this->ctx['invites']->shouldReceive('markAccepted')->once();
+        Functions\expect('wp_set_current_user')->once();
+        Functions\expect('wp_set_auth_cookie')->once();
+
+        self::assertSame('invite', $this->submit(new Invite(email: 'a@b.test', token: 'hash'), false));
+    }
 }
diff --git a/tests/Unit/Auth/StudentHistoryTest.php b/tests/Unit/Auth/StudentHistoryTest.php
index ecc33c7..61de3e5 100644
--- a/tests/Unit/Auth/StudentHistoryTest.php
+++ b/tests/Unit/Auth/StudentHistoryTest.php
@@ -58,7 +58,7 @@ class StudentHistoryTest extends TestCase
     public function testPolicyAcceptancesResolvePolicyTitleAndVersion(): void
     {
         $this->acceptances->shouldReceive('findByStudent')->once()->with(5)->andReturn([
-            new PolicyAcceptance(9, 5, PolicyAcceptance::REG_ACCOUNT, 5, null, '2026-06-02 09:00:00', 1),
+            new PolicyAcceptance(9, 5, PolicyAcceptance::REG_ACCOUNT, 5, ipAddress: null, acceptedAt: '2026-06-02 09:00:00', id: 1),
         ]);
         $this->policyVersions->shouldReceive('findById')->with(9)
             ->andReturn(new PolicyVersion(2, 3, null, PolicyVersion::STATUS_PUBLISHED, id: 9));
@@ -177,9 +177,9 @@ class StudentHistoryTest extends TestCase
                 Payment::REG_LESSON,
                 12,
                 100.00,
-                'CAD',
-                Payment::METHOD_CARD,
-                Payment::STATUS_PAID,
+                currency: 'CAD',
+                method: Payment::METHOD_CARD,
+                status: Payment::STATUS_PAID,
                 taxRate: 13.0,
                 taxAmount: 13.00,
                 receiptNumber: 'USC-7',
@@ -231,7 +231,7 @@ class StudentHistoryTest extends TestCase
     public function testCreditsBuildDisplayRows(): void
     {
         $this->credits->shouldReceive('findByStudent')->once()->with(5)->andReturn([
-            new Credit(5, 33.00, 13.00, 'CAD', 12, 77, 'Credit for cancelled lesson #77', Credit::STATUS_AVAILABLE, '2026-07-01 09:00:00', id: 300),
+            new Credit(5, 33.00, 13.00, currency: 'CAD', sourcePaymentId: 12, sourceLessonId: 77, reason: 'Credit for cancelled lesson #77', status: Credit::STATUS_AVAILABLE, createdAt: '2026-07-01 09:00:00', id: 300),
         ]);
 
         $rows = $this->history->credits(5);
diff --git a/tests/Unit/BlockRegistrarTest.php b/tests/Unit/BlockRegistrarTest.php
index 266869a..9401247 100644
--- a/tests/Unit/BlockRegistrarTest.php
+++ b/tests/Unit/BlockRegistrarTest.php
@@ -11,6 +11,7 @@ use Unsupervised\Schedular\Auth\RegistrationPage;
 use Unsupervised\Schedular\BlockRegistrar;
 use Unsupervised\Schedular\Booking\BookingPage;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\FamilyPage;
 
 /**
  * Test double exposing editor-preview mode as a switch (the real detection
@@ -41,6 +42,7 @@ class BlockRegistrarTest extends TestCase
     private LoginPage&Mockery\MockInterface $loginPage;
     private RegistrationPage&Mockery\MockInterface $registrationPage;
     private GroupClassPage&Mockery\MockInterface $groupClassPage;
+    private FamilyPage&Mockery\MockInterface $familyPage;
     private TestableBlockRegistrar $registrar;
 
     protected function setUp(): void
@@ -51,6 +53,7 @@ class BlockRegistrarTest extends TestCase
         $this->loginPage        = Mockery::mock(LoginPage::class);
         $this->registrationPage = Mockery::mock(RegistrationPage::class);
         $this->groupClassPage   = Mockery::mock(GroupClassPage::class);
+        $this->familyPage       = Mockery::mock(FamilyPage::class);
 
         // Most requests are not a just-finished registration; the tests that
         // exercise that path override this.
@@ -63,6 +66,7 @@ class BlockRegistrarTest extends TestCase
             $this->loginPage,
             $this->registrationPage,
             $this->groupClassPage,
+            $this->familyPage,
         );
     }
 
@@ -74,7 +78,7 @@ class BlockRegistrarTest extends TestCase
         $this->registrar->register();
     }
 
-    public function testRegisterBlocksRegistersAllFourBlocksWithAssets(): void
+    public function testRegisterBlocksRegistersAllBlocksWithAssets(): void
     {
         Functions\expect('wp_register_script')
             ->once()
@@ -111,6 +115,7 @@ class BlockRegistrarTest extends TestCase
                 'us-scheduler/student-login',
                 'us-scheduler/student-register',
                 'us-scheduler/group-classes',
+                'us-scheduler/family',
             ],
             array_keys($registered)
         );
@@ -207,6 +212,7 @@ class BlockRegistrarTest extends TestCase
             $this->loginPage,
             $this->registrationPage,
             $this->groupClassPage,
+            $this->familyPage,
         );
 
         $this->bookingPage->shouldReceive('render')->once()->with([])->andReturn('live');
diff --git a/tests/Unit/Booking/BookingEndpointTest.php b/tests/Unit/Booking/BookingEndpointTest.php
index a551aeb..cbd324c 100644
--- a/tests/Unit/Booking/BookingEndpointTest.php
+++ b/tests/Unit/Booking/BookingEndpointTest.php
@@ -11,16 +11,19 @@ use Unsupervised\Schedular\Booking\BookingEndpoint;
 use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\Booking\CancellationPolicy;
 use Unsupervised\Schedular\Booking\Lesson;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\Payment;
 use Unsupervised\Schedular\Payment\PaymentService;
 use Unsupervised\Schedular\Payment\StudioSettings;
+use Unsupervised\Schedular\Policy\PolicyAcceptance;
 use Unsupervised\Schedular\Registration\RegistrationGate;
 use Unsupervised\Schedular\Tests\Unit\TestCase;
 
 class BookingEndpointTest extends TestCase
 {
+    private GuardianService&Mockery\MockInterface $guardians;
     private AvailabilityRepository $availability;
     private BookingRepository $bookings;
     private OfferingRepository $offerings;
@@ -52,6 +55,14 @@ class BookingEndpointTest extends TestCase
         // cancellation paths simply allow the call.
         $this->payments->shouldReceive('creditForCancelledLesson')->andReturn(null)->byDefault();
 
+        $this->guardians = Mockery::mock(GuardianService::class);
+        // The default account books only for itself: no guardian link anywhere.
+        $this->guardians->shouldReceive('canActFor')
+            ->andReturnUsing(static fn (int $actor, int $student): bool => $actor === $student)->byDefault();
+        $this->guardians->shouldReceive('payerFor')->andReturnUsing(static fn (int $id): int => $id)->byDefault();
+        $this->guardians->shouldReceive('householdIds')->andReturnUsing(static fn (int $id): array => [$id])->byDefault();
+        $this->guardians->shouldReceive('studentName')->andReturn('Ada')->byDefault();
+
         $this->endpoint = new BookingEndpoint(
             $this->availability,
             $this->bookings,
@@ -59,6 +70,7 @@ class BookingEndpointTest extends TestCase
             $this->gate,
             $this->payments,
             new CancellationPolicy($this->settings),
+            $this->guardians,
         );
     }
 
@@ -182,7 +194,7 @@ class BookingEndpointTest extends TestCase
         $this->gate->shouldReceive('record')->once();
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 77, 5, 3, 50.0, 'CAD', null)
+            ->with(Payment::REG_LESSON, 77, 5, 3, 50.0, 'CAD', null, null, null, 5)
             ->andReturn(new Payment(
                 studentId:        5,
                 instructorId:     3,
@@ -260,7 +272,7 @@ class BookingEndpointTest extends TestCase
         $this->gate->shouldReceive('record')->once();
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 77, 5, 3, 50.0, 'CAD', null)
+            ->with(Payment::REG_LESSON, 77, 5, 3, 50.0, 'CAD', null, null, null, 5)
             ->andReturn(new Payment(
                 studentId:        5,
                 instructorId:     3,
@@ -336,8 +348,8 @@ class BookingEndpointTest extends TestCase
         // Three claimed occurrences at a per-lesson (one_time) price of 50 → 150.
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 77, 5, 3, 150.0, 'CAD', null)
-            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 150.0, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, id: 12));
+            ->with(Payment::REG_LESSON, 77, 5, 3, 150.0, 'CAD', null, null, null, 5)
+            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 150.0, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12));
         $this->bookings->shouldNotReceive('updateStatus');
 
         $request = new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8, 'recurrence' => 'weekly']);
@@ -375,8 +387,8 @@ class BookingEndpointTest extends TestCase
         // A full_term price already covers the whole reservation.
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 77, 5, 3, 400.0, 'CAD', null)
-            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 400.0, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, id: 12));
+            ->with(Payment::REG_LESSON, 77, 5, 3, 400.0, 'CAD', null, null, null, 5)
+            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 400.0, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12));
         $this->bookings->shouldNotReceive('updateStatus');
 
         $request = new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8, 'recurrence' => 'weekly']);
@@ -427,8 +439,8 @@ class BookingEndpointTest extends TestCase
         // Charged now, for a single lesson's fee, as a normal (non-scheduled) payment.
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 77, 5, 3, 45.0, 'CAD', null)
-            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 45.0, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, id: 12));
+            ->with(Payment::REG_LESSON, 77, 5, 3, 45.0, 'CAD', null, null, null, 5)
+            ->andReturn(new Payment(5, 3, Payment::REG_LESSON, 77, 45.0, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12));
         $this->bookings->shouldNotReceive('updateStatus');
 
         $result = $this->endpoint->book(new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8]));
@@ -657,4 +669,131 @@ class BookingEndpointTest extends TestCase
         self::assertSame('Piano Lesson', $data[0]['offering_title']);
         self::assertSame(60, $data[0]['duration_minutes']);
     }
+
+    /**
+     * The authorisation boundary of guardian booking: without it any signed-in
+     * student could book — and bill — against any user id they cared to send.
+     */
+    public function testBookForAStudentTheCallerDoesNotGuardIsForbidden(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 99)->andReturn(false);
+
+        // Rejected before anything is looked up, claimed, or charged.
+        $this->availability->shouldNotReceive('findById');
+        $this->availability->shouldNotReceive('claim');
+        $this->bookings->shouldNotReceive('insert');
+        $this->payments->shouldNotReceive('createForRegistration');
+
+        $request = new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8, 'student_id' => 99]);
+        $result  = $this->endpoint->book($request);
+
+        self::assertInstanceOf(\WP_Error::class, $result);
+        self::assertSame('forbidden', $result->get_error_code());
+    }
+
+    public function testGuardianBooksTheLessonInTheChildsNameAndBillsThemselves(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 42)->andReturn(true);
+        $this->guardians->shouldReceive('payerFor')->with(42)->andReturn(5);
+
+        $this->availability->shouldReceive('findById')->with(10)->andReturn($this->slot(10, 3, null));
+        $this->offerings->shouldReceive('findById')->with(8)->andReturn(
+            new Offering(instructorId: 3, kind: Offering::KIND_PRIVATE_LESSON, title: 'Lesson', price: 50.0, id: 8)
+        );
+        $this->gate->shouldReceive('validate')->andReturn(null);
+        $this->availability->shouldReceive('claim')->with(10)->once()->andReturn(true);
+
+        // The lesson belongs to the child…
+        $this->bookings->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Lesson $l): bool => $l->studentId === 42))
+            ->andReturn(77);
+
+        // …the acceptance names the child but is attributed to the guardian…
+        $this->gate->shouldReceive('record')
+            ->once()
+            ->with(PolicyAcceptance::REG_LESSON, 77, 42, 8, Mockery::any(), Mockery::any(), Mockery::any(), 5);
+
+        // …and the charge is raised against the child but owed by the guardian.
+        $this->payments->shouldReceive('createForRegistration')
+            ->once()
+            ->with(Payment::REG_LESSON, 77, 42, 3, 50.0, 'CAD', null, null, null, 5)
+            ->andReturn(new Payment(42, 3, Payment::REG_LESSON, 77, 50.0, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12));
+
+        $request = new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8, 'student_id' => 42]);
+        $result  = $this->endpoint->book($request);
+
+        self::assertInstanceOf(\WP_REST_Response::class, $result);
+        self::assertSame(201, $result->get_status());
+    }
+
+    /**
+     * Sending your own id explicitly is the same as sending none — no guardian
+     * lookup is needed to book for yourself.
+     */
+    public function testBookForYourOwnIdNeedsNoGuardianLink(): void
+    {
+        $this->availability->shouldReceive('findById')->with(10)->andReturn($this->slot(10, 3, null));
+        $this->offerings->shouldReceive('findById')->with(8)->andReturn(
+            new Offering(instructorId: 3, kind: Offering::KIND_PRIVATE_LESSON, title: 'Lesson', price: 0.0, id: 8)
+        );
+        $this->gate->shouldReceive('validate')->andReturn(null);
+        $this->availability->shouldReceive('claim')->with(10)->once()->andReturn(true);
+        $this->bookings->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Lesson $l): bool => $l->studentId === 5))
+            ->andReturn(77);
+        $this->gate->shouldReceive('record')->once();
+        $this->bookings->shouldReceive('updateStatus')->once()->andReturn(true);
+
+        $request = new \WP_REST_Request(['slot_id' => 10, 'offering_id' => 8, 'student_id' => 5]);
+
+        self::assertInstanceOf(\WP_REST_Response::class, $this->endpoint->book($request));
+    }
+
+    public function testGuardianMayCancelTheirChildsLesson(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 42)->andReturn(true);
+
+        $lesson = new Lesson(slotId: 10, studentId: 42, instructorId: 3, status: Lesson::STATUS_CONFIRMED, id: 77);
+        $this->bookings->shouldReceive('findById')->with(77)->andReturn($lesson);
+        $this->availability->shouldReceive('findById')->with(10)->andReturn($this->slot(10, 3, null));
+        $this->bookings->shouldReceive('updateStatus')->once()->with(77, Lesson::STATUS_CANCELLED)->andReturn(true);
+        $this->availability->shouldReceive('release')->once()->with(10)->andReturn(true);
+        $this->payments->shouldReceive('voidPending')->once();
+
+        $result = $this->endpoint->cancel(new \WP_REST_Request(['id' => 77]));
+
+        self::assertInstanceOf(\WP_REST_Response::class, $result);
+    }
+
+    public function testMyLessonsCoversTheWholeHouseholdSortedByStart(): void
+    {
+        Functions\when('current_user_can')->justReturn(false);
+
+        $this->guardians->shouldReceive('householdIds')->with(5)->andReturn([5, 42]);
+        $this->guardians->shouldReceive('studentName')->with(5)->andReturn('Grace');
+        $this->guardians->shouldReceive('studentName')->with(42)->andReturn('Ada');
+
+        $mine  = new Lesson(slotId: 11, studentId: 5, instructorId: 3, status: Lesson::STATUS_CONFIRMED, id: 78);
+        $childs = new Lesson(slotId: 10, studentId: 42, instructorId: 3, status: Lesson::STATUS_CONFIRMED, id: 77);
+
+        $this->bookings->shouldReceive('findUpcomingForStudent')->with(5)->andReturn([$mine]);
+        $this->bookings->shouldReceive('findUpcomingForStudent')->with(42)->andReturn([$childs]);
+
+        // Slot 10 starts first, so the child's lesson leads the merged list.
+        $this->availability->shouldReceive('findById')->with(10)->andReturn($this->slot(10, 3, null));
+        $this->availability->shouldReceive('findById')->with(11)->andReturn(new AvailabilitySlot(
+            instructorId:    3,
+            startDt:         '2026-07-02 10:00:00',
+            endDt:           '2026-07-02 11:00:00',
+            durationMinutes: 60,
+            id:              11,
+        ));
+
+        $data = $this->endpoint->myLessons(new \WP_REST_Request([]))->get_data();
+
+        self::assertSame([77, 78], array_column($data, 'id'));
+        self::assertSame(['Ada', 'Grace'], array_column($data, 'student_name'));
+    }
 }
diff --git a/tests/Unit/Booking/BookingPageTest.php b/tests/Unit/Booking/BookingPageTest.php
index 0998223..ec83b69 100644
--- a/tests/Unit/Booking/BookingPageTest.php
+++ b/tests/Unit/Booking/BookingPageTest.php
@@ -4,17 +4,26 @@ declare(strict_types=1);
 namespace Unsupervised\Schedular\Tests\Unit\Booking;
 
 use Brain\Monkey\Functions;
+use Mockery;
 use Unsupervised\Schedular\Booking\BookingPage;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Tests\Unit\TestCase;
 
 class BookingPageTest extends TestCase
 {
     private BookingPage $page;
+    private GuardianService&Mockery\MockInterface $guardians;
 
     protected function setUp(): void
     {
         parent::setUp();
-        $this->page = new BookingPage();
+        $this->guardians = Mockery::mock(GuardianService::class);
+        // Most cases are a single-student account: one bookable person, no picker.
+        $this->guardians->shouldReceive('bookableStudents')->andReturn(
+            [['id' => 3, 'name' => 'Ada', 'is_self' => true]]
+        )->byDefault();
+
+        $this->page = new BookingPage($this->guardians);
     }
 
     /**
@@ -171,4 +180,35 @@ class BookingPageTest extends TestCase
 
         self::assertSame('https://example.com/wp-login.php', $this->page->loginUrl(5));
     }
+
+    /**
+     * A single-student account gets a one-entry list, which the script renders
+     * as no picker at all.
+     */
+    public function testStudentListIsEmbeddedForTheScript(): void
+    {
+        $html = $this->renderForStudent([]);
+
+        self::assertStringContainsString('data-students=', $html);
+        self::assertStringContainsString('&quot;is_self&quot;:true', $html);
+    }
+
+    /**
+     * Children lead the embedded list, so the picker's default selection is a
+     * child rather than the parent.
+     */
+    public function testGuardianListLeadsWithChildren(): void
+    {
+        $this->guardians->shouldReceive('bookableStudents')->with(3)->andReturn([
+            ['id' => 42, 'name' => 'Ada', 'is_self' => false],
+            ['id' => 3, 'name' => 'Grace', 'is_self' => true],
+        ]);
+
+        $html = $this->renderForStudent([]);
+
+        $students = json_decode(html_entity_decode((string) preg_replace('/.*data-students="([^"]*)".*/s', '$1', $html)), true);
+
+        self::assertSame([42, 3], array_column((array) $students, 'id'));
+        self::assertFalse($students[0]['is_self']);
+    }
 }
diff --git a/tests/Unit/GroupClass/EnrollmentEndpointTest.php b/tests/Unit/GroupClass/EnrollmentEndpointTest.php
index d9e84cc..1ef22af 100644
--- a/tests/Unit/GroupClass/EnrollmentEndpointTest.php
+++ b/tests/Unit/GroupClass/EnrollmentEndpointTest.php
@@ -9,15 +9,18 @@ use Unsupervised\Schedular\GroupClass\Enrollment;
 use Unsupervised\Schedular\GroupClass\EnrollmentEndpoint;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
 use Unsupervised\Schedular\GroupClass\GroupAccessRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\Payment;
 use Unsupervised\Schedular\Payment\PaymentService;
+use Unsupervised\Schedular\Policy\PolicyAcceptance;
 use Unsupervised\Schedular\Registration\RegistrationGate;
 use Unsupervised\Schedular\Tests\Unit\TestCase;
 
 class EnrollmentEndpointTest extends TestCase
 {
+    private GuardianService&Mockery\MockInterface $guardians;
     private EnrollmentRepository $enrollments;
     private OfferingRepository $offerings;
     private RegistrationGate $gate;
@@ -41,12 +44,19 @@ class EnrollmentEndpointTest extends TestCase
         $this->payments    = Mockery::mock(PaymentService::class);
         $this->access      = Mockery::mock(GroupAccessRepository::class);
 
+        $this->guardians = Mockery::mock(GuardianService::class);
+        $this->guardians->shouldReceive('canActFor')
+            ->andReturnUsing(static fn (int $actor, int $student): bool => $actor === $student)->byDefault();
+        $this->guardians->shouldReceive('payerFor')->andReturnUsing(static fn (int $id): int => $id)->byDefault();
+        $this->guardians->shouldReceive('householdIds')->andReturnUsing(static fn (int $id): array => [$id])->byDefault();
+
         $this->endpoint = new EnrollmentEndpoint(
             $this->enrollments,
             $this->offerings,
             $this->gate,
             $this->payments,
             $this->access,
+            $this->guardians,
         );
     }
 
@@ -89,7 +99,7 @@ class EnrollmentEndpointTest extends TestCase
         $this->expectSuccessfulEnrollment();
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 120.0, 'CAD', null)
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 120.0, 'CAD', null, null, null, 5)
             ->andReturn(new Payment(
                 studentId:        5,
                 instructorId:     3,
@@ -252,4 +262,82 @@ class EnrollmentEndpointTest extends TestCase
         self::assertSame(200, $result->get_status());
         self::assertSame(Enrollment::STATUS_CANCELLED, $result->get_data()['status']);
     }
+
+    /**
+     * The same boundary as booking: a student id the caller may not act for is
+     * a 403, never a silent fallback that enrols the wrong person.
+     */
+    public function testEnrolForAStudentTheCallerDoesNotGuardIsForbidden(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 99)->andReturn(false);
+
+        $this->offerings->shouldNotReceive('findById');
+        $this->enrollments->shouldNotReceive('insert');
+        $this->payments->shouldNotReceive('createForRegistration');
+
+        $request = new \WP_REST_Request(['offering_id' => 8, 'student_id' => 99]);
+        $result  = $this->endpoint->enroll($request);
+
+        self::assertInstanceOf(\WP_Error::class, $result);
+        self::assertSame('forbidden', $result->get_error_code());
+    }
+
+    public function testGuardianEnrolsTheChildAndIsBilledForIt(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 42)->andReturn(true);
+        $this->guardians->shouldReceive('payerFor')->with(42)->andReturn(5);
+
+        $this->offerings->shouldReceive('findById')->with(8)->andReturn($this->offering(120.0));
+        $this->enrollments->shouldReceive('hasActiveEnrollment')->with(8, 42)->andReturn(false);
+        $this->enrollments->shouldReceive('countActiveForOffering')->andReturn(0);
+        $this->gate->shouldReceive('validate')->andReturn(null);
+
+        $this->enrollments->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Enrollment $e): bool => $e->studentId === 42))
+            ->andReturn(44);
+
+        $this->gate->shouldReceive('record')
+            ->once()
+            ->with(PolicyAcceptance::REG_ENROLLMENT, 44, 42, 8, Mockery::any(), Mockery::any(), Mockery::any(), 5);
+
+        $this->payments->shouldReceive('createForRegistration')
+            ->once()
+            ->with(Payment::REG_ENROLLMENT, 44, 42, 3, 120.0, 'CAD', null, null, null, 5)
+            ->andReturn(new Payment(42, 3, Payment::REG_ENROLLMENT, 44, 120.0, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12));
+
+        $result = $this->endpoint->enroll(new \WP_REST_Request(['offering_id' => 8, 'student_id' => 42]));
+
+        self::assertInstanceOf(\WP_REST_Response::class, $result);
+        self::assertSame(201, $result->get_status());
+    }
+
+    public function testGuardianMayWithdrawTheirChild(): void
+    {
+        $this->guardians->shouldReceive('canActFor')->with(5, 42)->andReturn(true);
+
+        $enrollment = new Enrollment(offeringId: 8, studentId: 42, instructorId: 3, status: Enrollment::STATUS_ACTIVE, id: 44);
+        $this->enrollments->shouldReceive('findById')->with(44)->andReturn($enrollment);
+        $this->offerings->shouldReceive('findById')->with(8)->andReturn($this->offering(0.0));
+        $this->enrollments->shouldReceive('updateStatus')->once()->with(44, Enrollment::STATUS_CANCELLED)->andReturn(true);
+        $this->payments->shouldReceive('voidPending')->once();
+
+        self::assertInstanceOf(\WP_REST_Response::class, $this->endpoint->withdraw(new \WP_REST_Request(['id' => 44])));
+    }
+
+    public function testIndexCoversTheWholeHouseholdForAGuardian(): void
+    {
+        Functions\when('current_user_can')->justReturn(false);
+
+        $this->guardians->shouldReceive('householdIds')->with(5)->andReturn([5, 42]);
+        $this->enrollments->shouldReceive('findByStudent')->with(5)->andReturn([]);
+        $this->enrollments->shouldReceive('findByStudent')->with(42)->andReturn([
+            new Enrollment(offeringId: 8, studentId: 42, instructorId: 3, id: 44),
+        ]);
+
+        $data = $this->endpoint->index(new \WP_REST_Request([]))->get_data();
+
+        self::assertCount(1, $data);
+        self::assertSame(42, $data[0]['student_id']);
+    }
 }
diff --git a/tests/Unit/GroupClass/GroupClassPageTest.php b/tests/Unit/GroupClass/GroupClassPageTest.php
index a11ce29..a67bf78 100644
--- a/tests/Unit/GroupClass/GroupClassPageTest.php
+++ b/tests/Unit/GroupClass/GroupClassPageTest.php
@@ -4,20 +4,29 @@ declare(strict_types=1);
 namespace Unsupervised\Schedular\Tests\Unit\GroupClass;
 
 use Brain\Monkey\Functions;
+use Mockery;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Tests\Unit\TestCase;
 
 class GroupClassPageTest extends TestCase
 {
     private GroupClassPage $page;
+    private GuardianService&Mockery\MockInterface $guardians;
 
     protected function setUp(): void
     {
         parent::setUp();
 
-        $this->page = new GroupClassPage();
+        $this->guardians = Mockery::mock(GuardianService::class);
+        $this->guardians->shouldReceive('bookableStudents')->andReturn(
+            [['id' => 3, 'name' => 'Ada', 'is_self' => true]]
+        )->byDefault();
+
+        $this->page = new GroupClassPage($this->guardians);
 
         Functions\when('is_user_logged_in')->justReturn(true);
+        Functions\when('get_current_user_id')->justReturn(3);
         Functions\when('current_user_can')->justReturn(true);
         Functions\when('wp_enqueue_style')->justReturn(null);
         Functions\when('wp_enqueue_script')->justReturn(null);
diff --git a/tests/Unit/Guardian/ChildLoginGateTest.php b/tests/Unit/Guardian/ChildLoginGateTest.php
new file mode 100644
index 0000000..6715a0e
--- /dev/null
+++ b/tests/Unit/Guardian/ChildLoginGateTest.php
@@ -0,0 +1,122 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Tests\Unit\Guardian;
+
+use Brain\Monkey\Filters;
+use Brain\Monkey\Functions;
+use Mockery;
+use Unsupervised\Schedular\Auth\RoleManager;
+use Unsupervised\Schedular\Guardian\ChildLoginGate;
+use Unsupervised\Schedular\Guardian\GuardianService;
+use Unsupervised\Schedular\Tests\Unit\TestCase;
+
+class ChildLoginGateTest extends TestCase
+{
+    private ChildLoginGate $gate;
+
+    protected function setUp(): void
+    {
+        parent::setUp();
+
+        $this->gate = new ChildLoginGate();
+    }
+
+    /**
+     * @param array<int, string> $children User IDs flagged as child accounts.
+     */
+    private function stubChildren(array $children): void
+    {
+        Functions\when('get_user_meta')->alias(
+            static fn (int $userId, string $key, bool $single = false): string => in_array($userId, $children, true) ? '1' : ''
+        );
+    }
+
+    private function user(int $id): \WP_User
+    {
+        $user     = Mockery::mock(\WP_User::class);
+        $user->ID = $id;
+
+        return $user;
+    }
+
+    public function testRegisterHooksBothFilters(): void
+    {
+        $this->gate->register();
+
+        self::assertNotFalse(Filters\has('wp_authenticate_user', [$this->gate, 'blockChildLogin']));
+        self::assertNotFalse(Filters\has('user_has_cap', [$this->gate, 'withholdBooking']));
+    }
+
+    public function testChildAccountCannotAuthenticate(): void
+    {
+        $this->stubChildren([42]);
+
+        $result = $this->gate->blockChildLogin($this->user(42));
+
+        self::assertInstanceOf(\WP_Error::class, $result);
+        self::assertSame('us_child_account', $result->get_error_code());
+    }
+
+    public function testOrdinaryStudentPassesThrough(): void
+    {
+        $this->stubChildren([42]);
+
+        $user = $this->user(9);
+
+        self::assertSame($user, $this->gate->blockChildLogin($user));
+    }
+
+    public function testAnEarlierAuthenticationErrorIsPassedThroughUntouched(): void
+    {
+        $this->stubChildren([42]);
+
+        $error = new \WP_Error('bad_password', 'Nope.');
+
+        self::assertSame($error, $this->gate->blockChildLogin($error));
+    }
+
+    public function testBookingCapabilityIsWithheldFromAChild(): void
+    {
+        $this->stubChildren([42]);
+
+        $caps = $this->gate->withholdBooking(
+            ['read' => true, RoleManager::CAP_BOOK_LESSON => true],
+            [],
+            [],
+            $this->user(42)
+        );
+
+        self::assertArrayNotHasKey(RoleManager::CAP_BOOK_LESSON, $caps);
+        self::assertTrue($caps['read']);
+    }
+
+    public function testBookingCapabilityIsLeftAloneForAnOrdinaryStudent(): void
+    {
+        $this->stubChildren([42]);
+
+        $caps = $this->gate->withholdBooking(
+            [RoleManager::CAP_BOOK_LESSON => true],
+            [],
+            [],
+            $this->user(9)
+        );
+
+        self::assertTrue($caps[RoleManager::CAP_BOOK_LESSON]);
+    }
+
+    public function testNonUserSubjectIsIgnored(): void
+    {
+        $caps = [RoleManager::CAP_BOOK_LESSON => true];
+
+        self::assertSame($caps, $this->gate->withholdBooking($caps, [], [], null));
+    }
+
+    public function testGuardianServiceIsTheSingleSourceOfTheChildFlag(): void
+    {
+        $this->stubChildren([42]);
+
+        self::assertTrue(GuardianService::isChild(42));
+        self::assertFalse(GuardianService::isChild(9));
+    }
+}
diff --git a/tests/Unit/Guardian/FamilyPageTest.php b/tests/Unit/Guardian/FamilyPageTest.php
new file mode 100644
index 0000000..b7f183b
--- /dev/null
+++ b/tests/Unit/Guardian/FamilyPageTest.php
@@ -0,0 +1,276 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Tests\Unit\Guardian;
+
+use Brain\Monkey\Functions;
+use Mockery;
+use Unsupervised\Schedular\Guardian\FamilyPage;
+use Unsupervised\Schedular\Guardian\GuardianService;
+use Unsupervised\Schedular\Registration\Answer;
+use Unsupervised\Schedular\Registration\AnswerRepository;
+use Unsupervised\Schedular\Registration\Question;
+use Unsupervised\Schedular\Registration\QuestionRepository;
+use Unsupervised\Schedular\Tests\Unit\TestCase;
+
+class FamilyPageTest extends TestCase
+{
+    private GuardianService&Mockery\MockInterface $guardians;
+    private QuestionRepository&Mockery\MockInterface $questions;
+    private AnswerRepository&Mockery\MockInterface $answers;
+    private FamilyPage $page;
+
+    protected function setUp(): void
+    {
+        parent::setUp();
+
+        $this->guardians = Mockery::mock(GuardianService::class);
+        $this->questions = Mockery::mock(QuestionRepository::class);
+        $this->answers   = Mockery::mock(AnswerRepository::class);
+
+        $this->page = new FamilyPage($this->guardians, $this->questions, $this->answers);
+
+        $_POST = [];
+        $_GET  = [];
+
+        Functions\when('is_user_logged_in')->justReturn(true);
+        Functions\when('get_current_user_id')->justReturn(5);
+        Functions\when('wp_enqueue_style')->justReturn(null);
+        Functions\when('wp_nonce_field')->justReturn('');
+        Functions\when('get_permalink')->justReturn('https://studio.test/family/');
+        Functions\when('absint')->alias(static fn ($value) => abs((int) $value));
+        Functions\when('sanitize_key')->alias(static fn (string $v): string => strtolower(preg_replace('/[^a-z0-9_\-]/i', '', $v) ?? ''));
+        Functions\when('sanitize_text_field')->alias(static fn (string $v): string => trim($v));
+        Functions\when('sanitize_textarea_field')->alias(static fn (string $v): string => trim($v));
+        Functions\when('wp_unslash')->alias(static fn ($v) => $v);
+        Functions\when('check_admin_referer')->justReturn(true);
+        Functions\when('add_query_arg')->alias(
+            static fn (string $key, $value, string $url): string => $url . '?' . $key . '=' . $value
+        );
+    }
+
+    protected function tearDown(): void
+    {
+        $_POST = [];
+        $_GET  = [];
+        parent::tearDown();
+    }
+
+    /**
+     * A FamilyPage whose redirect is captured instead of exiting the process.
+     *
+     * @param-out string $captured
+     */
+    private function capturingPage(?string &$captured): FamilyPage
+    {
+        $page = Mockery::mock(FamilyPage::class, [$this->guardians, $this->questions, $this->answers])
+            ->makePartial()
+            ->shouldAllowMockingProtectedMethods();
+
+        $page->shouldReceive('redirect')->andReturnUsing(static function (string $url) use (&$captured): void {
+            $captured = $url;
+        });
+
+        return $page;
+    }
+
+    private function question(int $id, bool $required): Question
+    {
+        return new Question(offeringId: null, label: 'Instrument', isRequired: $required, scope: Question::SCOPE_ACCOUNT, id: $id);
+    }
+
+    public function testLoggedOutVisitorIsOfferedALoginLink(): void
+    {
+        Functions\when('is_user_logged_in')->justReturn(false);
+        Functions\when('wp_login_url')->justReturn('https://studio.test/wp-login.php');
+
+        $html = $this->page->render([]);
+
+        self::assertStringContainsString('log in to manage your family', $html);
+    }
+
+    public function testRenderListsTheGuardiansChildren(): void
+    {
+        $this->guardians->shouldReceive('children')->once()->with(5)->andReturn([
+            ['id' => 42, 'name' => 'Ada', 'date_of_birth' => '2015-04-02', 'relationship' => 'Parent'],
+        ]);
+        $this->questions->shouldReceive('findByScope')->andReturn([]);
+
+        $html = $this->page->render([]);
+
+        self::assertStringContainsString('Ada', $html);
+        self::assertStringContainsString('2015-04-02', $html);
+        self::assertStringContainsString('Add a child', $html);
+    }
+
+    public function testAddCreatesTheChildRecordsItsAnswersAndRedirects(): void
+    {
+        $_POST = [
+            'us_family_action'   => 'add',
+            'child_name'         => 'Ada',
+            'child_dob'          => '2015-04-02',
+            'child_relationship' => 'Parent',
+            'us_answers'         => [7 => 'Piano'],
+        ];
+
+        $this->questions->shouldReceive('findByScope')->once()->andReturn([$this->question(7, true)]);
+        $this->guardians->shouldReceive('createChild')->once()->with(5, 'Ada', '2015-04-02', 'Parent')->andReturn(42);
+
+        $this->answers->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Answer $a): bool =>
+                $a->questionId === 7
+                && $a->studentId === 42
+                && $a->registrationId === 42
+                && $a->registrationType === Answer::REG_ACCOUNT
+                && $a->answerValue === 'Piano'));
+
+        $captured = null;
+        $this->capturingPage($captured)->maybeHandleSubmit();
+
+        self::assertSame('https://studio.test/family/?us_family=added', $captured);
+    }
+
+    /**
+     * Validating before creating is what stops a missing answer from leaving a
+     * half-added child behind.
+     */
+    public function testAddRefusesAMissingRequiredAnswerBeforeCreatingTheChild(): void
+    {
+        $_POST = [
+            'us_family_action' => 'add',
+            'child_name'       => 'Ada',
+            'us_answers'       => [7 => '   '],
+        ];
+
+        $this->questions->shouldReceive('findByScope')->once()->andReturn([$this->question(7, true)]);
+        $this->guardians->shouldNotReceive('createChild');
+        $this->answers->shouldNotReceive('insert');
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testAddSurfacesAServiceErrorInsteadOfRedirecting(): void
+    {
+        $_POST = ['us_family_action' => 'add', 'child_name' => ''];
+
+        $this->questions->shouldReceive('findByScope')->once()->andReturn([]);
+        $this->guardians->shouldReceive('createChild')->once()->andReturn(new \WP_Error('missing_name', 'Please give each child a name.'));
+        $this->answers->shouldNotReceive('insert');
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testEditDelegatesToTheServiceAndRedirects(): void
+    {
+        $_POST = [
+            'us_family_action' => 'edit',
+            'child_id'         => '42',
+            'child_name'       => 'Ada L',
+            'child_dob'        => '2015-04-02',
+        ];
+
+        $this->guardians->shouldReceive('updateChild')->once()->with(5, 42, 'Ada L', '2015-04-02')->andReturn(null);
+
+        $captured = null;
+        $this->capturingPage($captured)->maybeHandleSubmit();
+
+        self::assertSame('https://studio.test/family/?us_family=updated', $captured);
+    }
+
+    public function testRemoveDelegatesToTheServiceAndRedirects(): void
+    {
+        $_POST = ['us_family_action' => 'remove', 'child_id' => '42'];
+
+        $this->guardians->shouldReceive('removeChild')->once()->with(5, 42)->andReturn(null);
+
+        $captured = null;
+        $this->capturingPage($captured)->maybeHandleSubmit();
+
+        self::assertSame('https://studio.test/family/?us_family=removed', $captured);
+    }
+
+    public function testRemoveRefusalIsShownRatherThanRedirected(): void
+    {
+        $_POST = ['us_family_action' => 'remove', 'child_id' => '42'];
+
+        $this->guardians->shouldReceive('removeChild')->once()->andReturn(
+            new \WP_Error('has_history', 'This child has lessons or enrolments on record.')
+        );
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testAnUnrecognisedActionDoesNothing(): void
+    {
+        $_POST = ['us_family_action' => 'destroy'];
+
+        $this->guardians->shouldNotReceive('createChild');
+        $this->guardians->shouldNotReceive('removeChild');
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testNoActionIsANoOp(): void
+    {
+        $this->guardians->shouldNotReceive('createChild');
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testLoggedOutSubmissionIsIgnored(): void
+    {
+        Functions\when('is_user_logged_in')->justReturn(false);
+        $_POST = ['us_family_action' => 'remove', 'child_id' => '42'];
+
+        $this->guardians->shouldNotReceive('removeChild');
+
+        $captured = null;
+        $page     = $this->capturingPage($captured);
+        $page->shouldNotReceive('redirect');
+
+        $page->maybeHandleSubmit();
+
+        self::assertNull($captured);
+    }
+
+    public function testCompletedActionRendersItsConfirmation(): void
+    {
+        $_GET = ['us_family' => 'added'];
+
+        $this->guardians->shouldReceive('children')->andReturn([]);
+        $this->questions->shouldReceive('findByScope')->andReturn([]);
+
+        self::assertStringContainsString('Child added.', $this->page->render([]));
+    }
+}
diff --git a/tests/Unit/Guardian/GuardianLinkTest.php b/tests/Unit/Guardian/GuardianLinkTest.php
new file mode 100644
index 0000000..a1a450c
--- /dev/null
+++ b/tests/Unit/Guardian/GuardianLinkTest.php
@@ -0,0 +1,57 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Tests\Unit\Guardian;
+
+use Unsupervised\Schedular\Guardian\GuardianLink;
+use Unsupervised\Schedular\Tests\Unit\TestCase;
+
+class GuardianLinkTest extends TestCase
+{
+    public function testFromRowCoercesWpdbStrings(): void
+    {
+        $link = GuardianLink::fromRow((object) [
+            'id'           => '7',
+            'guardian_id'  => '5',
+            'student_id'   => '42',
+            'relationship' => 'Parent',
+            'created_at'   => '2026-07-29 09:00:00',
+        ]);
+
+        self::assertSame(7, $link->id);
+        self::assertSame(5, $link->guardianId);
+        self::assertSame(42, $link->studentId);
+        self::assertSame('Parent', $link->relationship);
+        self::assertSame('2026-07-29 09:00:00', $link->createdAt);
+    }
+
+    public function testRelationshipDefaultsToEmptyWhenTheColumnIsNull(): void
+    {
+        $link = GuardianLink::fromRow((object) [
+            'id'           => '7',
+            'guardian_id'  => '5',
+            'student_id'   => '42',
+            'relationship' => null,
+            'created_at'   => null,
+        ]);
+
+        self::assertSame('', $link->relationship);
+        self::assertNull($link->createdAt);
+    }
+
+    public function testToArrayExposesEveryColumn(): void
+    {
+        $link = new GuardianLink(guardianId: 5, studentId: 42, relationship: 'Parent', createdAt: '2026-07-29 09:00:00', id: 7);
+
+        self::assertSame(
+            [
+                'id'           => 7,
+                'guardian_id'  => 5,
+                'student_id'   => 42,
+                'relationship' => 'Parent',
+                'created_at'   => '2026-07-29 09:00:00',
+            ],
+            $link->toArray()
+        );
+    }
+}
diff --git a/tests/Unit/Guardian/GuardianRepositoryTest.php b/tests/Unit/Guardian/GuardianRepositoryTest.php
new file mode 100644
index 0000000..5f198a1
--- /dev/null
+++ b/tests/Unit/Guardian/GuardianRepositoryTest.php
@@ -0,0 +1,126 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Tests\Unit\Guardian;
+
+use Brain\Monkey\Functions;
+use Mockery;
+use Unsupervised\Schedular\Guardian\GuardianLink;
+use Unsupervised\Schedular\Guardian\GuardianRepository;
+use Unsupervised\Schedular\Tests\Unit\TestCase;
+
+class GuardianRepositoryTest extends TestCase
+{
+    private \wpdb $db;
+    private GuardianRepository $repo;
+
+    protected function setUp(): void
+    {
+        parent::setUp();
+
+        $this->db         = Mockery::mock(\wpdb::class);
+        $this->db->prefix = 'wp_';
+        $this->repo       = new GuardianRepository($this->db);
+
+        $this->db->shouldReceive('prepare')->andReturnUsing(
+            static fn (string $sql, ...$args): string => $sql . '|' . implode(',', $args)
+        )->byDefault();
+    }
+
+    public function testInsertStoresTheLinkAndReturnsId(): void
+    {
+        Functions\expect('current_time')->with('mysql')->andReturn('2026-07-29 09:00:00');
+
+        $this->db->shouldReceive('get_row')->once()->andReturn(null);
+        $this->db->shouldReceive('insert')
+            ->once()
+            ->with(
+                'wp_us_guardians',
+                [
+                    'guardian_id'  => 5,
+                    'student_id'   => 42,
+                    'relationship' => 'Parent',
+                    'created_at'   => '2026-07-29 09:00:00',
+                ],
+                ['%d', '%d', '%s', '%s']
+            );
+        $this->db->insert_id = 7;
+
+        self::assertSame(7, $this->repo->insert(new GuardianLink(5, 42, 'Parent')));
+    }
+
+    /**
+     * v1 is one guardian per child. The check lives in the repository so every
+     * caller — signup, the family screen, admin — gets it without repeating it.
+     */
+    public function testInsertRefusesAChildThatAlreadyHasAGuardian(): void
+    {
+        $this->db->shouldReceive('get_row')->once()->andReturn((object) [
+            'id'           => 1,
+            'guardian_id'  => 9,
+            'student_id'   => 42,
+            'relationship' => '',
+            'created_at'   => '2026-07-01 09:00:00',
+        ]);
+        $this->db->shouldNotReceive('insert');
+
+        self::assertSame(0, $this->repo->insert(new GuardianLink(5, 42)));
+    }
+
+    public function testFindByStudentReturnsNullWhenTheyBookForThemselves(): void
+    {
+        $this->db->shouldReceive('get_row')->once()->andReturn(null);
+
+        self::assertNull($this->repo->findByStudent(42));
+    }
+
+    public function testFindByGuardianMapsEveryRow(): void
+    {
+        $this->db->shouldReceive('get_results')->once()->andReturn([
+            (object) ['id' => 1, 'guardian_id' => 5, 'student_id' => 42, 'relationship' => '', 'created_at' => '2026-07-01 09:00:00'],
+            (object) ['id' => 2, 'guardian_id' => 5, 'student_id' => 43, 'relationship' => '', 'created_at' => '2026-07-02 09:00:00'],
+        ]);
+
+        $links = $this->repo->findByGuardian(5);
+
+        self::assertCount(2, $links);
+        self::assertSame([42, 43], array_map(static fn (GuardianLink $l): int => $l->studentId, $links));
+    }
+
+    public function testFindByGuardianReturnsAnEmptyListWhenTheQueryReturnsNull(): void
+    {
+        $this->db->shouldReceive('get_results')->once()->andReturn(null);
+
+        self::assertSame([], $this->repo->findByGuardian(5));
+    }
+
+    public function testIsGuardianOfIsTrueOnlyForALinkedPair(): void
+    {
+        $this->db->shouldReceive('get_var')->once()->andReturn('1');
+        self::assertTrue($this->repo->isGuardianOf(5, 42));
+
+        $this->db->shouldReceive('get_var')->once()->andReturn(null);
+        self::assertFalse($this->repo->isGuardianOf(5, 99));
+    }
+
+    public function testDeleteReportsWhetherARowWasRemoved(): void
+    {
+        $this->db->shouldReceive('delete')
+            ->once()
+            ->with('wp_us_guardians', ['guardian_id' => 5, 'student_id' => 42], ['%d', '%d'])
+            ->andReturn(1);
+
+        self::assertTrue($this->repo->delete(5, 42));
+
+        $this->db->shouldReceive('delete')->once()->andReturn(0);
+
+        self::assertFalse($this->repo->delete(5, 99));
+    }
+
+    public function testCountChildrenReturnsAnInt(): void
+    {
+        $this->db->shouldReceive('get_var')->once()->andReturn('2');
+
+        self::assertSame(2, $this->repo->countChildren(5));
+    }
+}
diff --git a/tests/Unit/Guardian/GuardianServiceTest.php b/tests/Unit/Guardian/GuardianServiceTest.php
new file mode 100644
index 0000000..805aaae
--- /dev/null
+++ b/tests/Unit/Guardian/GuardianServiceTest.php
@@ -0,0 +1,296 @@
+<?php
+declare(strict_types=1);
+
+namespace Unsupervised\Schedular\Tests\Unit\Guardian;
+
+use Brain\Monkey\Functions;
+use Mockery;
+use Unsupervised\Schedular\Booking\BookingRepository;
+use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianLink;
+use Unsupervised\Schedular\Guardian\GuardianRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
+use Unsupervised\Schedular\Tests\Unit\TestCase;
+
+class GuardianServiceTest extends TestCase
+{
+    private GuardianRepository&Mockery\MockInterface $guardians;
+    private BookingRepository&Mockery\MockInterface $bookings;
+    private EnrollmentRepository&Mockery\MockInterface $enrollments;
+    private GuardianService $service;
+
+    /** @var array<int, array<string, string>> */
+    private array $meta = [];
+
+    protected function setUp(): void
+    {
+        parent::setUp();
+
+        $this->guardians   = Mockery::mock(GuardianRepository::class);
+        $this->bookings    = Mockery::mock(BookingRepository::class);
+        $this->enrollments = Mockery::mock(EnrollmentRepository::class);
+
+        $this->service = new GuardianService($this->guardians, $this->bookings, $this->enrollments);
+
+        $meta = &$this->meta;
+        Functions\when('update_user_meta')->alias(
+            static function (int $userId, string $key, $value) use (&$meta): bool {
+                $meta[$userId][$key] = (string) $value;
+                return true;
+            }
+        );
+        // A regular closure, not an arrow fn: arrow functions capture by value,
+        // so the stub would read a snapshot of the meta taken at setUp.
+        Functions\when('get_user_meta')->alias(
+            static function (int $userId, string $key, bool $single = false) use (&$meta): string {
+                return $meta[$userId][$key] ?? '';
+            }
+        );
+        Functions\when('delete_user_meta')->alias(
+            static function (int $userId, string $key) use (&$meta): bool {
+                unset($meta[$userId][$key]);
+                return true;
+            }
+        );
+        Functions\when('wp_generate_password')->justReturn('abc123def456');
+        Functions\when('email_exists')->justReturn(false);
+        Functions\when('is_wp_error')->alias(static fn ($thing): bool => $thing instanceof \WP_Error);
+    }
+
+    private function user(int $id, string $first = '', string $last = '', string $nickname = '', string $email = ''): \WP_User
+    {
+        $user             = Mockery::mock(\WP_User::class);
+        $user->ID         = $id;
+        $user->first_name = $first;
+        $user->last_name  = $last;
+        $user->nickname   = $nickname;
+        $user->user_email = $email;
+
+        return $user;
+    }
+
+    public function testCreateChildInsertsALoginLessUserAndLinksIt(): void
+    {
+        $captured = [];
+        Functions\when('wp_insert_user')->alias(
+            static function (array $args) use (&$captured): int {
+                $captured = $args;
+                return 42;
+            }
+        );
+
+        $this->guardians->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (GuardianLink $l): bool => $l->guardianId === 5 && $l->studentId === 42 && $l->relationship === 'Parent'))
+            ->andReturn(7);
+
+        $result = $this->service->createChild(5, ' Ada ', '2015-04-02', 'Parent');
+
+        self::assertSame(42, $result);
+        self::assertSame('Ada', $captured['display_name']);
+        // The address is on the reserved .invalid TLD, so it can never receive mail.
+        self::assertStringEndsWith('@child.invalid', $captured['user_email']);
+        self::assertSame('1', $this->meta[42][GuardianService::META_CHILD]);
+        self::assertSame('2015-04-02', $this->meta[42][GuardianService::META_DOB]);
+    }
+
+    public function testCreateChildRejectsABlankName(): void
+    {
+        Functions\expect('wp_insert_user')->never();
+
+        $result = $this->service->createChild(5, '   ');
+
+        self::assertInstanceOf(\WP_Error::class, $result);
+    }
+
+    /**
+     * A child whose link could not be written would be an unreachable orphan
+     * account, so the user is removed again rather than left behind.
+     */
+    public function testCreateChildDeletesTheUserWhenTheLinkFails(): void
+    {
+        Functions\when('wp_insert_user')->justReturn(42);
+        $this->guardians->shouldReceive('insert')->once()->andReturn(0);
+
+        Functions\expect('wp_delete_user')->once()->with(42);
+
+        self::assertInstanceOf(\WP_Error::class, $this->service->createChild(5, 'Ada'));
+    }
+
+    public function testCreateChildClearsAnUnparseableDateOfBirth(): void
+    {
+        Functions\when('wp_insert_user')->justReturn(42);
+        $this->guardians->shouldReceive('insert')->once()->andReturn(7);
+
+        $this->service->createChild(5, 'Ada', 'not-a-date');
+
+        self::assertArrayNotHasKey(GuardianService::META_DOB, $this->meta[42] ?? []);
+    }
+
+    public function testCanActForSelfAndOwnChildOnly(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 42)->andReturn(true);
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 99)->andReturn(false);
+
+        self::assertTrue($this->service->canActFor(5, 5));
+        self::assertTrue($this->service->canActFor(5, 42));
+        self::assertFalse($this->service->canActFor(5, 99));
+    }
+
+    public function testCanActForRejectsNonPositiveIds(): void
+    {
+        self::assertFalse($this->service->canActFor(0, 42));
+        self::assertFalse($this->service->canActFor(5, 0));
+    }
+
+    public function testPayerForResolvesTheGuardianAndFallsBackToTheStudent(): void
+    {
+        $this->guardians->shouldReceive('findByStudent')->with(42)->andReturn(new GuardianLink(5, 42));
+        $this->guardians->shouldReceive('findByStudent')->with(9)->andReturn(null);
+
+        self::assertSame(5, $this->service->payerFor(42));
+        self::assertSame(9, $this->service->payerFor(9));
+    }
+
+    public function testHouseholdIdsCoverTheUserAndEveryChild(): void
+    {
+        $this->guardians->shouldReceive('findByGuardian')->with(5)->andReturn([
+            new GuardianLink(5, 42),
+            new GuardianLink(5, 43),
+        ]);
+
+        self::assertSame([5, 42, 43], $this->service->householdIds(5));
+    }
+
+    /**
+     * The order is the feature: a guardian's default selection must be a child,
+     * never themselves, so a lesson meant for a kid is not booked in the
+     * parent's name by simply not touching the picker.
+     */
+    public function testBookableStudentsListsChildrenBeforeTheAccountHolder(): void
+    {
+        $this->guardians->shouldReceive('findByGuardian')->with(5)->andReturn([
+            new GuardianLink(5, 42),
+            new GuardianLink(5, 43),
+        ]);
+
+        Functions\when('get_userdata')->alias(fn (int $id): \WP_User => match ($id) {
+            5       => $this->user(5, 'Grace', 'Hopper'),
+            42      => $this->user(42, 'Ada', 'Lovelace'),
+            default => $this->user(43, 'Alan', 'Turing'),
+        });
+
+        $students = $this->service->bookableStudents(5);
+
+        self::assertSame(['Ada Lovelace', 'Alan Turing', 'Grace Hopper'], array_column($students, 'name'));
+        self::assertSame([42, 43, 5], array_column($students, 'id'));
+        self::assertSame([false, false, true], array_column($students, 'is_self'));
+    }
+
+    public function testBookableStudentsIsJustTheUserWithoutChildren(): void
+    {
+        $this->guardians->shouldReceive('findByGuardian')->with(9)->andReturn([]);
+        Functions\when('get_userdata')->justReturn($this->user(9, 'Ada', 'Lovelace'));
+
+        $students = $this->service->bookableStudents(9);
+
+        self::assertCount(1, $students);
+        self::assertTrue($students[0]['is_self']);
+    }
+
+    public function testContactForPrefersTheGuardian(): void
+    {
+        $this->guardians->shouldReceive('findByStudent')->with(42)->andReturn(new GuardianLink(5, 42));
+        Functions\when('get_userdata')->justReturn($this->user(5, 'Grace', 'Hopper', email: 'grace@example.test'));
+
+        self::assertSame(
+            ['id' => 5, 'name' => 'Grace Hopper', 'email' => 'grace@example.test'],
+            $this->service->contactFor(42)
+        );
+    }
+
+    public function testContactForFallsBackToTheStudentThemselves(): void
+    {
+        $this->guardians->shouldReceive('findByStudent')->with(9)->andReturn(null);
+        Functions\when('get_userdata')->justReturn($this->user(9, 'Ada', 'Lovelace', email: 'ada@example.test'));
+
+        self::assertSame(
+            ['id' => 9, 'name' => 'Ada Lovelace', 'email' => 'ada@example.test'],
+            $this->service->contactFor(9)
+        );
+    }
+
+    public function testUpdateChildRefusesAStudentTheCallerDoesNotGuard(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 99)->andReturn(false);
+        Functions\expect('wp_update_user')->never();
+
+        self::assertInstanceOf(\WP_Error::class, $this->service->updateChild(5, 99, 'Mallory'));
+    }
+
+    public function testUpdateChildRenamesAndStoresTheDateOfBirth(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 42)->andReturn(true);
+        Functions\expect('wp_update_user')
+            ->once()
+            ->with(['ID' => 42, 'display_name' => 'Ada L', 'nickname' => 'Ada L'])
+            ->andReturn(42);
+
+        self::assertNull($this->service->updateChild(5, 42, 'Ada L', '2015-04-02'));
+        self::assertSame('2015-04-02', $this->meta[42][GuardianService::META_DOB]);
+    }
+
+    public function testRemoveChildUnlinksAndDeletesAChildWithNoHistory(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 42)->andReturn(true);
+        $this->bookings->shouldReceive('findByStudent')->with(42)->andReturn([]);
+        $this->enrollments->shouldReceive('findByStudent')->with(42)->andReturn([]);
+        $this->guardians->shouldReceive('delete')->once()->with(5, 42)->andReturn(true);
+
+        Functions\expect('wp_delete_user')->once()->with(42);
+
+        self::assertNull($this->service->removeChild(5, 42));
+    }
+
+    /**
+     * A child's id is referenced by lessons, payments and credits, so deleting
+     * one with history would orphan all of it.
+     */
+    public function testRemoveChildRefusesOnceTheyHaveLessons(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 42)->andReturn(true);
+        $this->bookings->shouldReceive('findByStudent')->with(42)->andReturn([Mockery::mock(\stdClass::class)]);
+        $this->guardians->shouldNotReceive('delete');
+
+        $result = $this->service->removeChild(5, 42);
+
+        self::assertInstanceOf(\WP_Error::class, $result);
+        self::assertSame('has_history', $result->get_error_code());
+    }
+
+    public function testRemoveChildRefusesOnceTheyHaveEnrolments(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 42)->andReturn(true);
+        $this->bookings->shouldReceive('findByStudent')->with(42)->andReturn([]);
+        $this->enrollments->shouldReceive('findByStudent')->with(42)->andReturn([Mockery::mock(\stdClass::class)]);
+        $this->guardians->shouldNotReceive('delete');
+
+        self::assertInstanceOf(\WP_Error::class, $this->service->removeChild(5, 42));
+    }
+
+    public function testRemoveChildRefusesAStudentTheCallerDoesNotGuard(): void
+    {
+        $this->guardians->shouldReceive('isGuardianOf')->with(5, 99)->andReturn(false);
+        $this->guardians->shouldNotReceive('delete');
+
+        self::assertInstanceOf(\WP_Error::class, $this->service->removeChild(5, 99));
+    }
+
+    public function testIsChildReadsTheMetaFlag(): void
+    {
+        $this->meta[42][GuardianService::META_CHILD] = '1';
+
+        self::assertTrue(GuardianService::isChild(42));
+        self::assertFalse(GuardianService::isChild(9));
+    }
+}
diff --git a/tests/Unit/Payment/CreditRepositoryTest.php b/tests/Unit/Payment/CreditRepositoryTest.php
index 7579611..9dffc80 100644
--- a/tests/Unit/Payment/CreditRepositoryTest.php
+++ b/tests/Unit/Payment/CreditRepositoryTest.php
@@ -42,7 +42,7 @@ class CreditRepositoryTest extends TestCase
             );
         $this->db->insert_id = 300;
 
-        $credit = new Credit(5, 33.0, 33.0, 'CAD', 12, 77, 'Credit for cancelled lesson #77');
+        $credit = new Credit(5, 33.0, 33.0, currency: 'CAD', sourcePaymentId: 12, sourceLessonId: 77, reason: 'Credit for cancelled lesson #77');
         self::assertSame(300, $this->repo->insert($credit));
     }
 
@@ -108,4 +108,67 @@ class CreditRepositoryTest extends TestCase
 
         $this->repo->consume(5, 0.0);
     }
+
+    /**
+     * The balance is keyed on the payer, not the student, so a guardian's
+     * account carries the credits every one of their children earned.
+     */
+    public function testAvailableBalanceQueriesThePayer(): void
+    {
+        $this->db->shouldReceive('prepare')
+            ->once()
+            ->with(Mockery::on(static fn (string $sql): bool => str_contains($sql, 'payer_id = %d')), 'wp_us_credits', 5, Credit::STATUS_AVAILABLE)
+            ->andReturn('sql');
+        $this->db->shouldReceive('get_var')->once()->with('sql')->andReturn('60.00');
+
+        self::assertSame(60.0, $this->repo->availableBalance(5));
+    }
+
+    public function testFindAvailableByPayerReturnsCreditsOldestFirst(): void
+    {
+        $this->db->shouldReceive('prepare')
+            ->once()
+            ->with(Mockery::on(static fn (string $sql): bool => str_contains($sql, 'payer_id = %d')), 'wp_us_credits', 5, Credit::STATUS_AVAILABLE)
+            ->andReturn('sql');
+        $this->db->shouldReceive('get_results')->once()->with('sql')->andReturn([
+            (object) ['id' => '1', 'student_id' => '42', 'payer_id' => '5', 'amount' => '10.00', 'remaining' => '10.00', 'currency' => 'CAD', 'source_payment_id' => null, 'source_lesson_id' => null, 'reason' => null, 'status' => Credit::STATUS_AVAILABLE, 'created_at' => '2026-07-01 09:00:00', 'updated_at' => null],
+        ]);
+
+        $credits = $this->repo->findAvailableByPayer(5);
+
+        self::assertCount(1, $credits);
+        self::assertSame(42, $credits[0]->studentId);
+        self::assertSame(5, $credits[0]->payerId);
+    }
+
+    /**
+     * Rows written before guardian accounts existed carry payer_id 0; the
+     * installer points them at the student who was always the payer.
+     */
+    public function testBackfillPayerIdsPointsLegacyRowsAtTheStudent(): void
+    {
+        $this->db->shouldReceive('prepare')
+            ->once()
+            ->with('UPDATE %i SET payer_id = student_id WHERE payer_id = 0', 'wp_us_credits')
+            ->andReturn('sql');
+        $this->db->shouldReceive('query')->once()->with('sql');
+
+        $this->repo->backfillPayerIds();
+    }
+
+    public function testInsertDefaultsThePayerToTheStudent(): void
+    {
+        Functions\when('current_time')->justReturn('2026-06-08 12:00:00');
+
+        $this->db->shouldReceive('insert')
+            ->once()
+            ->with(
+                'wp_us_credits',
+                Mockery::on(static fn (array $d): bool => $d['student_id'] === 5 && $d['payer_id'] === 5),
+                Mockery::type('array')
+            );
+        $this->db->insert_id = 301;
+
+        self::assertSame(301, $this->repo->insert(new Credit(5, 10.0, 10.0)));
+    }
 }
diff --git a/tests/Unit/Payment/PaymentServiceTest.php b/tests/Unit/Payment/PaymentServiceTest.php
index 301a7cc..490fd24 100644
--- a/tests/Unit/Payment/PaymentServiceTest.php
+++ b/tests/Unit/Payment/PaymentServiceTest.php
@@ -65,7 +65,7 @@ class PaymentServiceTest extends TestCase
 
     private function payment(string $method, string $status, int $id): Payment
     {
-        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', $method, $status, id: $id);
+        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: $method, status: $status, id: $id);
     }
 
     public function testFreeRegistrationCreatesNoPayment(): void
@@ -85,7 +85,7 @@ class PaymentServiceTest extends TestCase
     {
         // A scheduled (weekly/monthly) payment can cover several lessons and may be
         // collected: cancelling one lesson must never void it or trigger a rebill.
-        $scheduled = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, dueDate: '2026-07-14', id: 60);
+        $scheduled = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, dueDate: '2026-07-14', id: 60);
         $this->payments->shouldReceive('findById')->with(60)->andReturn($scheduled);
         $this->payments->shouldNotReceive('updateStatus');
 
@@ -252,7 +252,7 @@ class PaymentServiceTest extends TestCase
 
     public function testCreateIntentForEtransferReturnsDisplayDataWithoutStripe(): void
     {
-        $payment = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, etransferEmail: 'pay@studio.test', id: 91);
+        $payment = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, etransferEmail: 'pay@studio.test', id: 91);
         $this->payments->shouldReceive('findByRegistration')->with(Payment::REG_LESSON, 12)->andReturn($payment);
 
         $this->stripe->shouldNotReceive('createIntent');
@@ -348,7 +348,7 @@ class PaymentServiceTest extends TestCase
     public function testCreditForCancelledLessonCreditsWholeTotalOfSingleLessonPayment(): void
     {
         // A paid single-lesson payment: the whole total (incl. tax) is credited.
-        $paid = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PAID, taxRate: 10.0, taxAmount: 3.00, id: 12);
+        $paid = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PAID, taxRate: 10.0, taxAmount: 3.00, id: 12);
         $this->payments->shouldReceive('findById')->with(12)->andReturn($paid);
         $this->bookings->shouldReceive('countByPaymentId')->with(12)->andReturn(1);
         $this->credits->shouldReceive('existsForLesson')->with(77)->andReturn(false);
@@ -361,7 +361,7 @@ class PaymentServiceTest extends TestCase
                 && $c->sourceLessonId === 77))
             ->andReturn(300);
         $this->credits->shouldReceive('findById')->with(300)->andReturn(
-            new Credit(5, 33.00, 33.00, 'CAD', 12, 77, id: 300)
+            new Credit(5, 33.00, 33.00, currency: 'CAD', sourcePaymentId: 12, sourceLessonId: 77, id: 300)
         );
 
         $lesson = new Lesson(slotId: 10, studentId: 5, instructorId: 3, status: Lesson::STATUS_CANCELLED, paymentId: 12, id: 77);
@@ -371,7 +371,7 @@ class PaymentServiceTest extends TestCase
     public function testCreditForCancelledLessonSplitsSharedMonthlyPayment(): void
     {
         // A monthly scheduled charge covering 3 lessons: one cancellation credits a third.
-        $paid = new Payment(5, 3, Payment::REG_LESSON, 201, 90.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PAID, dueDate: '2026-07-01', id: 12);
+        $paid = new Payment(5, 3, Payment::REG_LESSON, 201, 90.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PAID, dueDate: '2026-07-01', id: 12);
         $this->payments->shouldReceive('findById')->with(12)->andReturn($paid);
         $this->bookings->shouldReceive('countByPaymentId')->with(12)->andReturn(3);
         $this->credits->shouldReceive('existsForLesson')->with(202)->andReturn(false);
@@ -380,7 +380,7 @@ class PaymentServiceTest extends TestCase
             ->once()
             ->with(Mockery::on(static fn (Credit $c): bool => $c->amount === 30.00))
             ->andReturn(301);
-        $this->credits->shouldReceive('findById')->with(301)->andReturn(new Credit(5, 30.00, 30.00, 'CAD', 12, 202, id: 301));
+        $this->credits->shouldReceive('findById')->with(301)->andReturn(new Credit(5, 30.00, 30.00, currency: 'CAD', sourcePaymentId: 12, sourceLessonId: 202, id: 301));
 
         $lesson = new Lesson(slotId: 10, studentId: 5, instructorId: 3, status: Lesson::STATUS_CANCELLED, paymentId: 12, id: 202);
         self::assertNotNull($this->service->creditForCancelledLesson($lesson));
@@ -388,7 +388,7 @@ class PaymentServiceTest extends TestCase
 
     public function testCreditForCancelledLessonSkipsUnpaidPayment(): void
     {
-        $pending = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, id: 12);
+        $pending = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 12);
         $this->payments->shouldReceive('findById')->with(12)->andReturn($pending);
         $this->credits->shouldNotReceive('insert');
 
@@ -406,7 +406,7 @@ class PaymentServiceTest extends TestCase
 
     public function testCreditForCancelledLessonSkipsAlreadyCredited(): void
     {
-        $paid = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PAID, id: 12);
+        $paid = new Payment(5, 3, Payment::REG_LESSON, 77, 30.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PAID, id: 12);
         $this->payments->shouldReceive('findById')->with(12)->andReturn($paid);
         $this->bookings->shouldReceive('countByPaymentId')->with(12)->andReturn(1);
         $this->credits->shouldReceive('existsForLesson')->with(77)->andReturn(true);
@@ -420,7 +420,7 @@ class PaymentServiceTest extends TestCase
     {
         // A non-anchor series lesson has no payment_id of its own; the anchor's
         // upfront (unscheduled) payment covers the whole 4-lesson series.
-        $anchorPayment = new Payment(5, 3, Payment::REG_LESSON, 40, 120.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PAID, id: 12);
+        $anchorPayment = new Payment(5, 3, Payment::REG_LESSON, 40, 120.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PAID, id: 12);
         $this->payments->shouldReceive('findByRegistration')->with(Payment::REG_LESSON, 40)->andReturn($anchorPayment);
         $this->payments->shouldReceive('findById')->with(12)->andReturn($anchorPayment);
         $this->bookings->shouldReceive('countBySeries')->with(40)->andReturn(4);
@@ -430,7 +430,7 @@ class PaymentServiceTest extends TestCase
             ->once()
             ->with(Mockery::on(static fn (Credit $c): bool => $c->amount === 30.00))
             ->andReturn(302);
-        $this->credits->shouldReceive('findById')->with(302)->andReturn(new Credit(5, 30.00, 30.00, 'CAD', 12, 43, id: 302));
+        $this->credits->shouldReceive('findById')->with(302)->andReturn(new Credit(5, 30.00, 30.00, currency: 'CAD', sourcePaymentId: 12, sourceLessonId: 43, id: 302));
 
         $lesson = new Lesson(slotId: 10, studentId: 5, instructorId: 3, recurrence: Lesson::RECURRENCE_WEEKLY, seriesId: 40, paymentId: null, id: 43);
         self::assertNotNull($this->service->creditForCancelledLesson($lesson));
@@ -487,7 +487,7 @@ class PaymentServiceTest extends TestCase
 
     private function pending(int $id, float $amount): Payment
     {
-        return new Payment(5, 3, Payment::REG_LESSON, 12, $amount, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, dueDate: '2026-07-14', id: $id);
+        return new Payment(5, 3, Payment::REG_LESSON, 12, $amount, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, dueDate: '2026-07-14', id: $id);
     }
 
     private function intentEvent(string $type, string $intentId): \Stripe\Event
@@ -496,4 +496,85 @@ class PaymentServiceTest extends TestCase
 
         return \Stripe\Event::constructFrom(['type' => $type, 'data' => ['object' => $intent]]);
     }
+
+    /**
+     * The billing method resolves against the payer, so comping or card-billing a
+     * family is one setting on the guardian rather than one per child.
+     */
+    public function testCreateForRegistrationResolvesTheBillingMethodAgainstThePayer(): void
+    {
+        $this->resolver->shouldReceive('resolve')->once()->with(5)->andReturn(Payment::METHOD_ETRANSFER);
+        $this->settings->shouldReceive('etransferEmail')->andReturn('');
+        $this->settings->shouldReceive('hstRate')->andReturn(0.0);
+
+        $this->payments->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Payment $p): bool => $p->studentId === 42 && $p->payerId === 5))
+            ->andReturn(90);
+        $this->bookings->shouldReceive('setPaymentId')->once();
+        $this->payments->shouldReceive('findById')->with(90)->andReturn(
+            new Payment(42, 3, Payment::REG_LESSON, 12, 35.00, payerId: 5, id: 90)
+        );
+
+        $payment = $this->service->createForRegistration(Payment::REG_LESSON, 12, 42, 3, 35.00, 'CAD', payerId: 5);
+
+        self::assertSame(5, $payment?->payerId);
+    }
+
+    /**
+     * A credit earned by a child lands on the guardian's balance, so one child's
+     * cancellation can settle a sibling's next charge.
+     */
+    public function testCancelledChildLessonCreditsTheGuardiansBalance(): void
+    {
+        $lesson = new Lesson(slotId: 10, studentId: 42, instructorId: 3, paymentId: 12, id: 77);
+        $paid   = new Payment(42, 3, Payment::REG_LESSON, 77, 30.00, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PAID, id: 12);
+
+        $this->payments->shouldReceive('findById')->with(12)->andReturn($paid);
+        $this->credits->shouldReceive('existsForLesson')->with(77)->andReturn(false);
+        $this->bookings->shouldReceive('countByPaymentId')->with(12)->andReturn(1);
+
+        $this->credits->shouldReceive('insert')
+            ->once()
+            ->with(Mockery::on(static fn (Credit $c): bool => $c->studentId === 42 && $c->payerId === 5 && $c->amount === 30.0))
+            ->andReturn(300);
+        $this->credits->shouldReceive('findById')->with(300)->andReturn(
+            new Credit(42, 30.00, 30.00, payerId: 5, id: 300)
+        );
+
+        self::assertNotNull($this->service->creditForCancelledLesson($lesson));
+    }
+
+    public function testApplyCreditsDrawsDownThePayersBalanceAcrossChildrensCharges(): void
+    {
+        $this->credits->shouldReceive('availableBalance')->with(5)->andReturn(60.0);
+
+        $adasCharge  = new Payment(42, 3, Payment::REG_LESSON, 12, 30.00, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, dueDate: '2026-07-14', id: 91);
+        $alansCharge = new Payment(43, 3, Payment::REG_LESSON, 13, 30.00, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, dueDate: '2026-07-14', id: 92);
+
+        $this->payments->shouldReceive('addCreditApplied')->once()->with(91, 30.0);
+        $this->payments->shouldReceive('addCreditApplied')->once()->with(92, 30.0);
+        $this->payments->shouldReceive('markPaid')->twice();
+        $this->bookings->shouldReceive('findById')->andReturn(null);
+        $this->bookings->shouldReceive('updateStatus')->twice();
+        $this->credits->shouldReceive('consume')->once()->with(5, 60.0);
+
+        $applied = $this->service->applyCredits(5, [$adasCharge, $alansCharge]);
+
+        self::assertSame([91 => 30.0, 92 => 30.0], $applied);
+    }
+
+    /**
+     * A guardian paying for their child's lesson must reach the payment step;
+     * anyone else must not.
+     */
+    public function testCreateIntentIsAllowedForBothTheStudentAndTheirPayer(): void
+    {
+        $payment = new Payment(42, 3, Payment::REG_LESSON, 12, 35.00, payerId: 5, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, id: 91);
+        $this->payments->shouldReceive('findByRegistration')->andReturn($payment);
+
+        self::assertNotNull($this->service->createIntent(Payment::REG_LESSON, 12, 42));
+        self::assertNotNull($this->service->createIntent(Payment::REG_LESSON, 12, 5));
+        self::assertNull($this->service->createIntent(Payment::REG_LESSON, 12, 99));
+    }
 }
diff --git a/tests/Unit/Payment/ScheduledBillingRunnerTest.php b/tests/Unit/Payment/ScheduledBillingRunnerTest.php
index b003947..f233f03 100644
--- a/tests/Unit/Payment/ScheduledBillingRunnerTest.php
+++ b/tests/Unit/Payment/ScheduledBillingRunnerTest.php
@@ -8,6 +8,7 @@ use Mockery;
 use Unsupervised\Schedular\Booking\BookingRepository;
 use Unsupervised\Schedular\GroupClass\Enrollment;
 use Unsupervised\Schedular\GroupClass\EnrollmentRepository;
+use Unsupervised\Schedular\Guardian\GuardianService;
 use Unsupervised\Schedular\Offering\Offering;
 use Unsupervised\Schedular\Offering\OfferingRepository;
 use Unsupervised\Schedular\Payment\Payment;
@@ -18,6 +19,7 @@ use Unsupervised\Schedular\Tests\Unit\TestCase;
 
 class ScheduledBillingRunnerTest extends TestCase
 {
+    private GuardianService&Mockery\MockInterface $guardians;
     private PaymentService $payments;
     private BookingRepository $bookings;
     private EnrollmentRepository $enrollments;
@@ -49,12 +51,17 @@ class ScheduledBillingRunnerTest extends TestCase
         $student->user_email = 'a@b.test';
         Functions\when('get_userdata')->justReturn($student);
 
+        $this->guardians = Mockery::mock(GuardianService::class);
+        $this->guardians->shouldReceive('payerFor')->andReturnUsing(static fn (int $id): int => $id)->byDefault();
+        $this->guardians->shouldReceive('studentName')->andReturn('Ada')->byDefault();
+
         $this->runner = new ScheduledBillingRunner(
             $this->payments,
             $this->bookings,
             $this->enrollments,
             $this->offerings,
-            $this->mailer
+            $this->mailer,
+            $this->guardians
         );
     }
 
@@ -65,7 +72,7 @@ class ScheduledBillingRunnerTest extends TestCase
 
     private function pending(int $id, string $due): Payment
     {
-        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', Payment::METHOD_ETRANSFER, Payment::STATUS_PENDING, dueDate: $due, id: $id);
+        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: Payment::METHOD_ETRANSFER, status: Payment::STATUS_PENDING, dueDate: $due, id: $id);
     }
 
     private function lessonRow(int $id, string $mode, string $start, float $price, int $offeringId = 9): object
@@ -92,7 +99,7 @@ class ScheduledBillingRunnerTest extends TestCase
 
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 101, 5, 3, 35.0, 'CAD', 'pay@studio.test', '2026-07-14', '2026-07-15')
+            ->with(Payment::REG_LESSON, 101, 5, 3, 35.0, 'CAD', 'pay@studio.test', '2026-07-14', '2026-07-15', 5)
             ->andReturn($this->pending(500, '2026-07-14'));
 
         $this->mailer->shouldReceive('send')->once();
@@ -124,7 +131,7 @@ class ScheduledBillingRunnerTest extends TestCase
         // One payment for the month: 3 x 30, due on the 1st, linked to the earliest.
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_LESSON, 201, 5, 3, 90.0, 'CAD', 'pay@studio.test', '2026-07-01', '2026-07')
+            ->with(Payment::REG_LESSON, 201, 5, 3, 90.0, 'CAD', 'pay@studio.test', '2026-07-01', '2026-07', 5)
             ->andReturn($this->pending(600, '2026-07-01'));
 
         // The other two lessons are pointed at the same payment so they are not re-billed.
@@ -158,11 +165,11 @@ class ScheduledBillingRunnerTest extends TestCase
 
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-06', '2026-07-07')
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-06', '2026-07-07', 5)
             ->andReturn($this->pending(700, '2026-07-06'));
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-13', '2026-07-14')
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-13', '2026-07-14', 5)
             ->andReturn($this->pending(701, '2026-07-13'));
 
         $this->runner->run();
@@ -181,7 +188,7 @@ class ScheduledBillingRunnerTest extends TestCase
 
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-13', '2026-07-14')
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-13', '2026-07-14', 5)
             ->andReturn($this->pending(701, '2026-07-13'));
 
         $this->runner->run();
@@ -205,7 +212,7 @@ class ScheduledBillingRunnerTest extends TestCase
         // One payment of the monthly fee — not 4 x 20 — due on the 1st.
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-01', '2026-07')
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-01', '2026-07', 5)
             ->andReturn($this->pending(800, '2026-07-01'));
 
         $this->runner->run();
@@ -227,7 +234,7 @@ class ScheduledBillingRunnerTest extends TestCase
 
         $this->payments->shouldReceive('createForRegistration')
             ->once()
-            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-01', '2026-07')
+            ->with(Payment::REG_ENROLLMENT, 44, 5, 3, 20.0, 'CAD', null, '2026-07-01', '2026-07', 5)
             ->andReturn($this->pending(800, '2026-07-01'));
 
         $this->runner->run();
@@ -240,7 +247,7 @@ class ScheduledBillingRunnerTest extends TestCase
             ->andReturn([ $this->lessonRow(101, Offering::BILLING_WEEKLY, '2026-07-15 18:00:00', 35.0) ]);
 
         // A comp student's payment comes back paid — no due notice should be sent.
-        $comp = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', Payment::METHOD_COMP, Payment::STATUS_PAID, dueDate: '2026-07-14', id: 900);
+        $comp = new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: Payment::METHOD_COMP, status: Payment::STATUS_PAID, dueDate: '2026-07-14', id: 900);
         $this->payments->shouldReceive('createForRegistration')->once()->andReturn($comp);
 
         $this->mailer->shouldNotReceive('send');
@@ -333,4 +340,92 @@ class ScheduledBillingRunnerTest extends TestCase
             id:              9,
         );
     }
+
+    /**
+     * Two children billed on the same day belong to one payer, so the guardian
+     * gets a single notice covering both — not one email per child — and each
+     * line names whose lesson it is.
+     */
+    public function testAGuardiansChildrenShareOneNoticeWithNamedLines(): void
+    {
+        $this->now('2026-07-15 09:00:00');
+
+        $adas  = $this->lessonRow(101, Offering::BILLING_WEEKLY, '2026-07-15 18:00:00', 35.0);
+        $alans = $this->lessonRow(102, Offering::BILLING_WEEKLY, '2026-07-15 19:00:00', 35.0);
+        $adas->student_id  = '42';
+        $alans->student_id = '43';
+
+        $this->bookings->shouldReceive('findUnbilledScheduledLessons')->andReturn([$adas, $alans]);
+
+        $this->guardians->shouldReceive('payerFor')->with(42)->andReturn(5);
+        $this->guardians->shouldReceive('payerFor')->with(43)->andReturn(5);
+        $this->guardians->shouldReceive('studentName')->with(42)->andReturn('Ada');
+        $this->guardians->shouldReceive('studentName')->with(43)->andReturn('Alan');
+
+        $this->payments->shouldReceive('createForRegistration')
+            ->andReturn($this->pending(500, '2026-07-14'), $this->pending(501, '2026-07-14'));
+
+        // One send, two lines, each prefixed with the child it is for.
+        $this->mailer->shouldReceive('send')
+            ->once()
+            ->with(
+                Mockery::type(\WP_User::class),
+                Mockery::on(static function (array $items): bool {
+                    return count($items) === 2
+                        && str_starts_with((string) $items[0]['label'], 'Ada: ')
+                        && str_starts_with((string) $items[1]['label'], 'Alan: ');
+                }),
+                Mockery::type('string'),
+                0.0
+            );
+
+        $this->runner->run();
+    }
+
+    /**
+     * A student who pays for themselves gets the plain label — prefixing every
+     * line with their own name would be noise.
+     */
+    public function testAStudentPayingForThemselvesGetsAnUnprefixedLabel(): void
+    {
+        $this->now('2026-07-15 09:00:00');
+        $this->bookings->shouldReceive('findUnbilledScheduledLessons')
+            ->andReturn([$this->lessonRow(101, Offering::BILLING_WEEKLY, '2026-07-15 18:00:00', 35.0)]);
+
+        $this->payments->shouldReceive('createForRegistration')->andReturn($this->pending(500, '2026-07-14'));
+
+        $this->mailer->shouldReceive('send')
+            ->once()
+            ->with(
+                Mockery::type(\WP_User::class),
+                Mockery::on(static fn (array $items): bool => str_starts_with((string) $items[0]['label'], 'Piano — ')),
+                Mockery::type('string'),
+                0.0
+            );
+
+        $this->runner->run();
+    }
+
+    /**
+     * The family balance is drawn against the payer, so a credit one child
+     * earned can settle a sibling's charge.
+     */
+    public function testCreditsAreAppliedAgainstThePayerNotEachStudent(): void
+    {
+        $this->now('2026-07-15 09:00:00');
+
+        $adas = $this->lessonRow(101, Offering::BILLING_WEEKLY, '2026-07-15 18:00:00', 35.0);
+        $adas->student_id = '42';
+
+        $this->bookings->shouldReceive('findUnbilledScheduledLessons')->andReturn([$adas]);
+        $this->guardians->shouldReceive('payerFor')->with(42)->andReturn(5);
+        $this->guardians->shouldReceive('studentName')->with(42)->andReturn('Ada');
+
+        $this->payments->shouldReceive('createForRegistration')->andReturn($this->pending(500, '2026-07-14'));
+        $this->payments->shouldReceive('applyCredits')->once()->with(5, Mockery::type('array'))->andReturn([]);
+
+        $this->mailer->shouldReceive('send')->once();
+
+        $this->runner->run();
+    }
 }
diff --git a/tests/Unit/Payment/StripeGatewayTest.php b/tests/Unit/Payment/StripeGatewayTest.php
index d908bfa..af54010 100644
--- a/tests/Unit/Payment/StripeGatewayTest.php
+++ b/tests/Unit/Payment/StripeGatewayTest.php
@@ -29,7 +29,7 @@ class StripeGatewayTest extends TestCase
 
     private function payment(): Payment
     {
-        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, 'CAD', Payment::METHOD_CARD, Payment::STATUS_PENDING, id: 90);
+        return new Payment(5, 3, Payment::REG_LESSON, 12, 35.00, currency: 'CAD', method: Payment::METHOD_CARD, status: Payment::STATUS_PENDING, id: 90);
     }
 
     public function testCreateIntentReturnsNullWhenNotConfigured(): void
diff --git a/tests/Unit/Policy/AcceptanceRepositoryTest.php b/tests/Unit/Policy/AcceptanceRepositoryTest.php
index 992fe4d..c0bc48d 100644
--- a/tests/Unit/Policy/AcceptanceRepositoryTest.php
+++ b/tests/Unit/Policy/AcceptanceRepositoryTest.php
@@ -36,13 +36,15 @@ class AcceptanceRepositoryTest extends TestCase
                         && $d['student_id'] === 5
                         && $d['registration_type'] === PolicyAcceptance::REG_LESSON
                         && $d['registration_id'] === 12
+                        // No explicit acceptor: the student agreed for themselves.
+                        && $d['accepted_by'] === 5
                         && $d['ip_address'] === '203.0.113.7';
                 }),
-                ['%d', '%d', '%s', '%d', '%s', '%s']
+                ['%d', '%d', '%d', '%s', '%d', '%s', '%s']
             );
         $this->db->insert_id = 1;
 
-        $acceptance = new PolicyAcceptance(9, 5, PolicyAcceptance::REG_LESSON, 12, '203.0.113.7');
+        $acceptance = new PolicyAcceptance(9, 5, PolicyAcceptance::REG_LESSON, 12, ipAddress: '203.0.113.7');
 
         self::assertSame(1, $this->repo->insert($acceptance));
     }
diff --git a/tests/Unit/ShortcodeRegistrarTest.php b/tests/Unit/ShortcodeRegistrarTest.php
index 1a91856..790ff17 100644
--- a/tests/Unit/ShortcodeRegistrarTest.php
+++ b/tests/Unit/ShortcodeRegistrarTest.php
@@ -10,6 +10,7 @@ use Unsupervised\Schedular\Auth\LoginPage;
 use Unsupervised\Schedular\Auth\RegistrationPage;
 use Unsupervised\Schedular\Booking\BookingPage;
 use Unsupervised\Schedular\GroupClass\GroupClassPage;
+use Unsupervised\Schedular\Guardian\FamilyPage;
 use Unsupervised\Schedular\ShortcodeRegistrar;
 
 class ShortcodeRegistrarTest extends TestCase
@@ -18,6 +19,7 @@ class ShortcodeRegistrarTest extends TestCase
     private LoginPage&Mockery\MockInterface $loginPage;
     private RegistrationPage&Mockery\MockInterface $registrationPage;
     private GroupClassPage&Mockery\MockInterface $groupClassPage;
+    private FamilyPage&Mockery\MockInterface $familyPage;
     private ShortcodeRegistrar $registrar;
 
     /** @var array<string, callable> */
@@ -34,12 +36,14 @@ class ShortcodeRegistrarTest extends TestCase
         $this->loginPage        = Mockery::mock(LoginPage::class);
         $this->registrationPage = Mockery::mock(RegistrationPage::class);
         $this->groupClassPage   = Mockery::mock(GroupClassPage::class);
+        $this->familyPage       = Mockery::mock(FamilyPage::class);
 
         $this->registrar = new ShortcodeRegistrar(
             $this->bookingPage,
             $this->loginPage,
             $this->registrationPage,
             $this->groupClassPage,
+            $this->familyPage,
         );
 
         $shortcodes = &$this->shortcodes;
@@ -50,7 +54,7 @@ class ShortcodeRegistrarTest extends TestCase
         );
     }
 
-    public function testRegisterAddsAllFourShortcodesAndHooks(): void
+    public function testRegisterAddsAllShortcodesAndHooks(): void
     {
         Actions\expectAdded('template_redirect')
             ->once()
@@ -62,7 +66,7 @@ class ShortcodeRegistrarTest extends TestCase
         $this->registrar->register();
 
         self::assertSame(
-            ['us_booking', 'us_student_login', 'us_student_register', 'us_group_classes'],
+            ['us_booking', 'us_student_login', 'us_student_register', 'us_group_classes', 'us_family'],
             array_keys($this->shortcodes)
         );
     }
@@ -97,8 +101,8 @@ class ShortcodeRegistrarTest extends TestCase
         $scripts = $this->captureEnqueuedAssets();
 
         self::assertSame(['us-scheduler-payment'], $scripts['us-scheduler-pricing']);
-        self::assertSame(['us-scheduler-pricing'], $scripts['us-scheduler']);
-        self::assertSame(['us-scheduler-pricing'], $scripts['us-scheduler-group']);
+        self::assertSame(['us-scheduler-pricing', 'us-scheduler-guardian'], $scripts['us-scheduler']);
+        self::assertSame(['us-scheduler-pricing', 'us-scheduler-guardian'], $scripts['us-scheduler-group']);
     }
 
     /**
diff --git a/unsupervised-schedular.php b/unsupervised-schedular.php
index 2424b68..8bbe7ab 100644
--- a/unsupervised-schedular.php
+++ b/unsupervised-schedular.php
@@ -3,7 +3,7 @@
  * Plugin Name: Unsupervised Scheduler
  * Plugin URI:  https://git.unsupervised.ca/Unsupervised/unsupervised-scheduler
  * Description: Instructor/student lesson scheduling for WordPress.
- * Version:     1.2.5
+ * Version:     1.3.0
  * Requires at least: 6.2
  * Requires PHP: 8.1
  * Author:      Unsupervised
@@ -21,7 +21,7 @@ if (! defined('ABSPATH')) {
     exit;
 }
 
-define('USC_VERSION', '1.2.5');
+define('USC_VERSION', '1.3.0');
 define('USC_PLUGIN_FILE', __FILE__);
 define('USC_PLUGIN_DIR', plugin_dir_path(__FILE__));
 define('USC_PLUGIN_URL', plugin_dir_url(__FILE__));